Search
16 articles for “banking industry”
-
A Comprehensive Analysis of Classification Methods for Churn Prediction in Financial Services
Abstract: Persistent issues that affect long-term revenue in the banking sector include excessive client attrition. Customary churn models depend on measures related to customer satisfaction, which often result in low predictive accuracy due to their subjective nature. This study proposes an effective early warning model to address customer churn in financial services. Data is preprocessed through cleaning, one-hot encoding, Z-score normalization, and Min-max scaling. To handle class imbalance, the SMOTE algorithm …
Published in Journal of Advanced Database Management & Systems · Vol. 12, Issue 2, 2025 · pp. 47–61 Read article
-
A Review on Loan Approval Prediction Based on Machine Learning Techniques
Abstract: The banking industry has also benefited greatly from technological advancements. An increasing number of individuals are submitting loan applications on a daily basis. When deciding which loan applicants to approve, the bank must take certain rules into account. The bank needs to choose the best one for approval based on certain characteristics. The process of carefully verifying every person and recommending them for loan approval is laborious and fraught with …
Published in Journal of Computer Technology & Applications · Vol. 15, Issue 2, 2024 · pp. 1–11 Read article
-
Enhancing Cyber Security in the Banking Sector Using Biometrics
Abstract: The fast-paced digital evolution within the banking industry has led to a substantial rise in the number of financial transactions conducted through online and mobile platforms. While this transformation has improved customer convenience and service accessibility, it has also exposed banking systems to a wide range of cyber threats, such as identity theft, phishing attacks, credential compromise, and financial fraud. Conventional authentication mechanisms, including passwords and personal identification numbers (PINs), …
Published in International Journal of Wireless Security and Networks · Vol. 4, Issue 1, 2026 · pp. 15–20 Read article
-
AI-Driven Promotion Platforms: Increasing Customer Engagement in Banking
Abstract: Artificial Intelligence has been in talk since data was considered as an asset. Using this data, prolific information has been extracted to gather detailed information and create datasets. Artificial intelligence is shaping the narrative of the world in the 21st century. It has become a driving force behind innovation, influencing various industries and redefining traditional practices. Artificial intelligence has revolutionized customer engagement strategies across industries, particularly Banking. This study explores …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 1, 2025 · pp. 87–92 Read article
-
Crystalline and Polymeric Interactions in Multi- layered Bulletproof Glass: A Study of Ballistic Resistance and Structural Integrity
Abstract: Bulletproof glass is engineered to withstand high-impact projectiles, offering a critical line of defense in various industries such as banking, military, and armored vehicles. This study explores the structural composition, energy absorption mechanisms, and performance characteristics of bulletproof glass when exposed to ballistic threats. The glass consists of layered constructions, often involving polycarbonate and adhesive interfaces such as polyvinyl butyral, which enhance its energy absorption and resistance to projectiles. The …
Published in International Journal of Crystalline Materials · Vol. 1, Issue 2, 2024 · pp. 10–17 Read article
-
Ethical and Responsible AI: A Comprehensive Review of Principles, Methods, and Tools
Abstract: Quick development of artificial intelligence (AI) has revolutionized a number of industries, including healthcare, banking, and government, by providing creative answers to challenging issues. However, there are serious ethical issues with growing integration of AI into crucial decision-making processes, including prejudice, a lack of transparency, abuses of data privacy, and accountability gaps. A systematic strategy that incorporates technical solutions, legal frameworks, and ethical standards is needed to address these issues. …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 1, 2026 · pp. 23–34 Read article
-
Impact of Demonetization on Banks: Study on NPA of Public Sector Banks in Context with How to Stabilize NPA
Abstract: The banking sector is the pillar of the economy but now it has become the complete foundation of it. Business industries are developing, and the banking sector also benefits by expanding its activities. Other banking services charges are the medium of generating opportunity to getting more non fund base income. Nowadays banking sector has taken advantages of new technology for providing better services to their customers with less charges. Traditional …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 2, 2024 · pp. 29–33 Read article
-
A Study on the Effects of the Computer Revolution in India
Abstract: There are several effects that the computer revolution has had on India, including the following: the software business has emerged as one of the most rapidly expanding in the economy, contributing to the overall expansion of the economy. The government can inform the public about its policies and work through the infrastructure of mobile telephony and information and communication technology. Online shopping is a big business today. Distribution by digital …
Published in Current Trends in Information Technology · Vol. 15, Issue 1, 2025 · pp. 33–43 Read article
-
Exploring Artificial Intelligence in the Finance Sector
Abstract: Artificial intelligence (AI), machine learning (ML), and progressive algorithms illustrate a substantial technological leap with wide applications across sectors like automobiles, healthcare, gaming, finance, entertainment, and more. The foremost objective of AI is to produce intelligent, independent systems capable of self-sustaining decision-making. This study delivers a concise summary of AI, concentrating on its transformative influence on finance, especially within banking, asset firms, derivatives markets, and insurance enterprises. It summarizes the …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 3, 2024 · pp. 16–23 Read article
-
IoT-Enabled and Hand Gesture Controlled Robotic Arm Using Blynk IoT and OpenCV
Abstract: Robotic arms have become vital in environments that necessitate control, stability, and remote operation. This study presents a low-cost, multifunctional robotic arm that operates in four distinct modes: gesture control using OpenCV, IoT-based control via the Blynk platform and ESP32, joystick- based manual control, and an automatic mode driven by coordinates stored on an SD card. The system integrates multiple control mechanisms through the ESP32 microcontroller and utilizes servo motors …
Published in Journal of Aerospace Engineering & Technology · Vol. 15, Issue 2, 2025 · pp. 36–46 Read article
-
Environmental Pollution and Health Concerns in India: Regulatory Measures and Public Activism
Abstract: Environmental pollution affects human health significantly and is a major global problem. This chapter goes into great length on the various types of environmental pollution that affect the air, water, and soil, along with their primary causes. By analyzing the many health problems associated with each type of pollution, it draws attention to the complex link that exists between pollutants and human health. Reproductive issues, cancer, neurological problems, cardiovascular diseases, …
Published in Research & Reviews : Journal of Ecology · Vol. 14, Issue 3, 2025 · pp. 12–17 Read article
-
Examining the role of banks in financing nuclear power programs for a green economy and clean energy transition
Abstract: Nuclear power programs have the potential to contribute to deep, multi-sector and economy-wide decarbonization as sources of reliable, low emissions intensity thermal and electrical energy. However, nuclear power projects are complex, capital-intensive ventures with significant financial risks associated with them. Therefore, financing has been a critical issue for these projects. To accelerate their deployment to meet clean energy transition targets of nations and institutions, financial institutions like banks can play …
Published in Journal of Nuclear Engineering & Technology · Vol. 15, Issue 1, 2025 · pp. 28–39 Read article
-
A Survey on the Evolution of AI (Artificial Intelligence) and Robotics
Abstract: This is the age of new technology and gadgets to improve the livelihood of human beings in aspects of every manner while arranging the host of facilities for every task related to our daily lifestyle. To improve the machine and their working manner smartly only programming is not enough it takes a lot more than just programming and here the implementation of AI tools takes place to improve the quality, …
Published in Journal of Advancements in Robotics · Vol. 11, Issue 3, 2024 · pp. 10–17 Read article
-
Revolutionizing Financial Technology: AI and FinTech
Abstract: The ground-breaking notion of incorporating AI into financial technology by entering the market has been steadily advancing toward dominance. It has become a lever steering innovation, increasing the pace of productivity and minimizing the likelihood of risk. From digital banking to insurance and payments to compliance with regulations, AI is playing the role of a veteran guide to reinvent the old FinTech models and readdress them as a modernistic and …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 3, 2025 · pp. 07–13 Read article
-
Automatic Brake Failure Indication with Auxiliary Braking System
Abstract: Accidents in vehicles often happen due to diverse factors, with brake failure being a significant contributor resulting from inadequate maintenance and product defects. To protect human lives and reduce the risk of accidents, effective monitoring of brake systems is vital in the automotive industry. Vehicle safety encompasses not only the prevention of accidents but also the mitigation of their adverse effects on human health. Today’s cars come with innovative safety …
Published in Journal of Automobile Engineering and Applications · Vol. 12, Issue 2, 2025 · pp. 1–7 Read article
-
Optimized Structural Design and Prototyping Techniques for Polymer-Matrix Composites in Manufacturing
Abstract: Material called polymer-matrix composites (PMCs) have become very important in modern industry because it is strong and light. To get the most out of them, structure construction must be optimized and advanced testing methods must be used. In this brief, the strategies and methods for improving the performance, lowering prices, and speeding up the production process of PMCs through structural design and prototyping are explained. Optimizing structural design starts with …
Published in Journal of Polymer & Composites · Vol. 12, Issue 4, 2024 · pp. 145–161 Read article