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84 articles for “financial technology”
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Revolutionizing Financial Technology: AI and FinTech
Abstract: The ground-breaking notion of incorporating AI into financial technology by entering the market has been steadily advancing toward dominance. It has become a lever steering innovation, increasing the pace of productivity and minimizing the likelihood of risk. From digital banking to insurance and payments to compliance with regulations, AI is playing the role of a veteran guide to reinvent the old FinTech models and readdress them as a modernistic and …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 3, 2025 · pp. 07–13 Read article
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Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
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Data-Driven Predictive Analytics and Decision- Making in FinTech Using MongoDB and High-Throughput Data Pipelines
Abstract: This paper examines the implementation of MongoDB and high-throughput data pipelines within the financial technology (FinTech) sector to drive data-informed predictive analytics and decision-making. The study focuses on the architectural components, scalability, and challenges of integrating NoSQL databases into real-time data ingestion and analytics pipelines. The transformative potential of these technologies in modern financial systems is highlighted through practical use cases such as fraud detection, credit scoring, and personalized financial …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 3, Issue 1, 2025 · pp. 1–15 Read article
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A Study on Perception and Behavior of Consumers Towards Digital Financial Transactions
Abstract: The rapid evolution of digital technology, coupled with increased smartphone usage and proactive governmental policies, has revolutionized the landscape of financial transactions. This study examines consumer perceptions and behavioral patterns related to digital payment systems, with a specific focus on usage trends, preferences, and concerns. Utilizing primary data collected through a structured survey of 110 respondents in North Delhi, the research reveals that digital transactions are predominantly perceived as convenient, …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 60–69 Read article
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Kinds of Digital Payment Technology: Exploring the Evaluation
Abstract: Digital payment technologies has revolutionized financial transactions, immolating faster, safe, and more approachable solutions. This paper inspects the evolution and types of digital payment systems, embrace Near Field Communication (NFC), Quick Response (QR) codes, mobile wallets, blockchain-based payments, and biometric authentication. It examines key drivers of adoption, such as accessible and technological advancements, while addressing threats like security risks and regulatory compliance. The study provides the role of these technologies …
Published in Journal of Telecommunication, Switching Systems and Networks · Vol. 12, Issue 1, 2025 · pp. 9–14 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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Computer and Commerce – Relationship for The Future
Abstract: The relationship between computers and commerce has evolved dramatically over the past few decades, transforming the way businesses operate and how consumers interact with markets. This synergy continues to grow and holds significant potential for the future. Computers, through advancements in artificial intelligence (AI), machine learning, cloud computing, and big data analytics, have revolutionized commerce by enhancing efficiency, improving decision-making, and fostering innovation. In the future, we can expect even …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 42–59 Read article
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Sustainable Approach for Waste Composites Management
Abstract: In our society, Waste Management (WM) plays a vital role. The complexities of waste management is discussed in introductory piece delves into exploring effective methods of handling it. The primary driver of increasing waste production is the growing global population. A challenging task is to tackle the vast amounts of waste generated required significant investment in labor, technology, financial resources, and expertise too. Varied strategies and techniques for managing solid …
Published in Journal of Polymer & Composites · Vol. 13, Issue 1, 2025 · pp. 83–88 Read article
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A Trust-Enhanced Security Architecture for Authenticating Customer Records in Banking Institutions
Abstract: The growing digital disruption of banking and financial services has completely altered the face of customer onboarding, money transactions, and financial service deliveries. Even as digital technologies provide unparalleled levels of efficiency and accessibility for consumers of financial services, they have also presented new challenges that are equally daunting. Among the growing number of financial threats that digital technology has spawned is the risk of synthetic identity fraud. Unlike identity …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 16–22 Read article
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Assessment of Factors Affecting Telebirr (Mobile Money) Project Implementation in the Case of Ethio Telecom Sector
Abstract: Background: Mobile money services facilitate financial transactions through mobile devices, reducing dependence on physical cash and promoting financial inclusion. The Telebirr Mobile Money project by Ethio Telecom is a key initiative in this domain. Objective: This study aims to examine the factors influencing the successful implementation of the Telebirr Mobile Money project within Ethio Telecom. Methods: A census survey was conducted among 75 project team employees at the Lebu and …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 13–19 Read article
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Strategies for Efficient Integration of Distributed Energy Resources into Microgrid Systems
Abstract: With the growing integration of Distributed Energy Resources into modern power systems, the global energy landscape is changing. Some of the DERs are solar photovoltaic (PV), wind turbines, battery storage systems, combined heat and power (CHP) units, and electric vehicles (EVs). Some of the advantages include lower transmission losses, better energy efficiency, and more resilience to grid failures. However, the far-reaching integration of DERs carries with it considerable technical, economic, …
Published in Journal of Power Electronics and Power Systems · Vol. 15, Issue 3, 2025 · pp. 51–56 Read article
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Deep Analysis of the Banknote Identification and Counterfeit Detection
Abstract: The production of counterfeit paper currencies has become cheaper due to advancements in printing technologies and graphic design. The circulation of fake currencies negatively impacts a country’s economy. This paper aims to develop an intelligent system for detecting and categorizing counterfeit currencies, which also plays a significant role in the field of human–computer interaction (HCI). The paper delves into the history of counterfeit currencies and the development of techniques used …
Published in Journal Of Network security · Vol. 12, Issue 3, 2024 · pp. 13–17 Read article
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Leveraging Information Technology for Sustainability in Healthcare with Telemedicine
Abstract: The integration of information technology, notably through telemedicine, is undergoing profound transformations within the healthcare sector. This research delves into the interplay between information technology and sustainability in the healthcare industry, with a specific focus on the impact of telemedicine. It explores the multifaceted dimensions of this integration, encompassing social, economic, and environmental aspects. Emphasizing the potential ramifications, the study highlights how leveraging information technology can enhance healthcare accessibility and …
Published in Research and Reviews: A Journal of Health Professions · Vol. 14, Issue 1, 2024 · pp. 35–41 Read article
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Integrated risk assessment framework for mixed use real estate development: Retail–office configuration
Abstract: Mixed-use real estate development is a multifaceted challenge that offers significant potential benefits, yet developers and urban planners face skepticism and uncertainty. Despite the promise of enhancing property values, promoting secure neighborhoods, stimulating economic vitality, and creating synergies, the associated risks demand a critical examination. This research seeks to address this gap by constructing a comprehensive risk assessment framework for mixed-use real estate projects. The literature review underscores the substantial …
Published in International Journal of Rural and Regional Development · Vol. 2, Issue 1, 2024 · pp. 22–36 Read article
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Review and Implementation of Superconducting Technology in Power System for Reduction of Transmission and Distribution Line Losses
Abstract: Superconducting technology has wide applications in superconducting generator, superconducting transmission lines and superconducting energy storage systems. Most of the studies undertaken conclude that although the application of superconducting material in power system did indeed lead to improved efficiencies, the capital cost and cooling energy requirement were too large and that it was not economically feasible to implement. But the major result in the following studies is that in the future, …
Published in Journal of Semiconductor Devices and Circuits · Vol. 12, Issue 1, 2025 · pp. 26–36 Read article
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Biometric Revolution in Automotive Security: Advancing Vehicle Protection Through Bio-Authentication Systems
Abstract: Concerns about security are rising as a result of the quick development of automobile technology and the rise in car theft and illegal entry. Both contemporary smart key solutions and older key-based systems have flaws that call for stronger security measures. By utilizing distinct physiological and behavioral characteristics, biometric authentication offers a novel way to improve vehicle security. Vehicles can provide tailored and extremely secure access control systems by combining …
Published in Trends in Machine design · Vol. 12, Issue 1, 2025 · pp. 12–19 Read article
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The Applications, Impact, and Future of Blockchain Technology in Agriculture
Abstract: Blockchain is one of the most interesting and controversial research topics today. Blockchain technology was first deployed in the financial sector. Nevertheless, it is currently applied in various domains, including healthcare, smart cities, smart contracts, energy markets, and the government sector. The efficacy of this technology primarily depends on the following attributes: reliability, transparency, and immutability. This article gathers and examines the primary contributions from the literature regarding the utilization …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 1, 2024 · pp. 12–22 Read article
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Large-Scale Green Hydrogen Storage and Transportation: Advancements and Challenges for Sustainable Energy Integration
Abstract: The transition from non-renewable energy sources to renewable energy sources is a significant step in the direction of a sustainable future. Hydrogen is acknowledged as a great renewable energy source, which may help overcome the energy intermittency challenges. Hydrogen must have convenient storage and transportation to become a green hydrogen, i.e., greenhouse gas emission-free energy carrier. Large-scale green hydrogen storage and transportation are pivotal for the effective integration of renewable …
Published in Emerging Trends in Chemical Engineering · Vol. 11, Issue 3, 2024 Read article
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Examining the role of banks in financing nuclear power programs for a green economy and clean energy transition
Abstract: Nuclear power programs have the potential to contribute to deep, multi-sector and economy-wide decarbonization as sources of reliable, low emissions intensity thermal and electrical energy. However, nuclear power projects are complex, capital-intensive ventures with significant financial risks associated with them. Therefore, financing has been a critical issue for these projects. To accelerate their deployment to meet clean energy transition targets of nations and institutions, financial institutions like banks can play …
Published in Journal of Nuclear Engineering & Technology · Vol. 15, Issue 1, 2025 · pp. 28–39 Read article
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Concentrated Solar Energy in Iron Production: Towards Zero-Carbon Metallurgy
Abstract: Given the importance of environmental protection in modern societies, one of the objectives of industrial strategies in general and the metallurgical industries in particular is to find new, ecologically acceptable energy sources. One of these energy sources is solar energy, which, when properly concentrated, has a lot of promise for high temperature applications like those needed in metallurgical operations. In this work, we suggest using focused sun energy to make …
Published in Journal of Materials & Metallurgical Engineering · Vol. 15, Issue 1, 2025 · pp. 01–10 Read article