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118 articles for “e-Money”
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Digital Wallet
Abstract: As the world is getting digital, there are a few things which are used as it is for a long time. The most important thing which we do in our daily life is the transaction of money. Money transaction is a process which should be digitized for more security and the ease of the individual. So, by making a digital wallet, the money transaction can be made much simpler and …
Published in Journal of Microcontroller Engineering and Applications · Vol. 2, Issue 3, 2015 · pp. 17–21 Read article
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Unveiling the Veil of Black Money Understanding Its Impact on Economic Stability and Policy Formulation in India
Abstract: The issue of black money has emerged as a critical concern for India, undermining economic stability and challenging the effectiveness of policy formulation. Black money, generated through unaccounted income and tax evasion, exerts a detrimental influence on multiple facets of the economy, including resource allocation, income distribution, and public trust in governance. This study examines the multifaceted impact of black money on India’s economic framework, highlighting its role in distorting …
Published in Recent Trends in Social Studies · Vol. 2, Issue 2, 2025 · pp. 1–10 Read article
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Assessment of Factors Affecting Telebirr (Mobile Money) Project Implementation in the Case of Ethio Telecom Sector
Abstract: Background: Mobile money services facilitate financial transactions through mobile devices, reducing dependence on physical cash and promoting financial inclusion. The Telebirr Mobile Money project by Ethio Telecom is a key initiative in this domain.Objective: This study aims to examine the factors influencing the successful implementation of the Telebirr Mobile Money project within Ethio Telecom.Methods: A census survey was conducted among 75 project team employees at the Lebu and Ayertena branch …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 13–19 Read article
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STRATEGIC EVALUATION OF COST AND BENEFIT ANALYSIS OF A RURAL WATER SUPPLY PROJECT: A CASE STUDY OF DEI-DEI COMMUNITY, ABUJA, NIGERIA
Abstract: Strategic evaluation of some rural water project in Nigeria is crucial for adequate water supply and public health. The aim of this research is to evaluate the cost and benefits for a proposed rural water supply scheme identifying the optimum alternatives to be chosen for the water supply scheme. To provide safe, adequate and reliable water supply and sanitation services to selected low-income rural communities through community-based arrangements and to …
Published in Journal of Water Resource Engineering and Management · Vol. 6, Issue 2, 2019 · pp. 11–28 Read article
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Advanced Energy Metering and Automated Control System
Abstract: In this paper need for energy efficiency especially combining smart metering with control of load and prepaid billing becomes insistent. An ESP32-based Advanced Energy Metering and Automated Load Control System, is presented in this paper taking advantage of an IoT-capable smart meters, real-time data analytics, motion detector-based automation scheduling, Real-time clock (RTC) module-enabled scheduling, and GSM based prepaid billing notifications. The central controller, responsible for real-time energy monitoring, automated load …
Published in Journal of Control & Instrumentation · Vol. 17, Issue 2, 2026 · pp. 8–15 Read article
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A Review On Fluent Software Simulation Of Thermo-Electrical & Mechanical Engines
Abstract: Power plays an essential role in our current situation. Frequent additional research is conducted to employ the terminal illness. Massive amounts of nuclear power are wasted in our power plant and automobiles, changing global temperatures in the process. Electro-Mechanical devices are used to improve this cycle and for energy use. Electro-mechanical devices harness the nuclear energy from spent nuclear fuel and transform it into electrical energy that is then used …
Published in Trends in Machine design · Vol. 10, Issue 2, 2023 · pp. 48–55 Read article
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Countering Counterfeiting: Global Challenges and Technological Advances
Abstract: Fake notes are a global issue. Indian is only one among several. Anyone may now print counterfeit notes thanks to advancements in technology. These notes are created without the state’s legal sanction, and the ongoing production of such notes could hurt a country’s economy. When counterfeit notes are created and distributed, ordinary people cannot identify the difference between real and phony money since they are identifiable by their physical qualities. …
Published in Current Trends in Signal Processing · Vol. 14, Issue 2, 2024 · pp. 31–36 Read article
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Optimizing Charitable Donations with Mobile Technology: A Comprehensive Study
Abstract: This article explores the utilization of mobile applications for charitable donations, facilitating connections with various responsible NGOs. The primary aim of these mobile applications is to streamline the donation process for individuals, enabling them to contribute money, food, clothing, and other essentials efficiently and effectively. Traditionally, donations are made via individual NGO websites or by directly transferring funds to provided account numbers. Mobile applications revolutionize this process by transforming laborious …
Published in Journal of Mobile Computing, Communications & Mobile Networks · Vol. 11, Issue 3, 2024 · pp. 6–20 Read article
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Mapping the Literature on Digital Payment: A Comprehensive Review and Bibliometric Analysis
Abstract: This study essentially performs a comprehensive and in-depth analysis of the current research on digital payment systems. It examines and evaluates 346 journal papers from reliable sources like Scopus and Web of Science that were published between 2015 and 2023. The study intends to give readers a thorough grasp of the state of the art in the field of digital payments research, pinpoint new directions, and emphasize important issues. Among …
Published in International Journal of Optical Innovations & Research · Vol. 2, Issue 1, 2024 · pp. 41–59 Read article
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House Price Prediction Using Linear Regression In Machine Learning
Abstract: In the modern world, real estate is among the most important investments, particularly in a city like Chennai, which is where many people aspire to work and settle down. Due to people's high purchasing power, this will cause property prices to rise daily. When purchasing a home, buyers will consider whether or not it will yield a healthy profit margin. Hence, before spending your hard-earned money on any property, it …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 11, Issue 2, 2024 · pp. 92–100 Read article
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Improving Indian Agriculture: How Personalized Recommendations Can Empower Farmers
Abstract: With millions of jobs and a major contribution to the wealth of the nation, farming is a vital sector of the Indian economy. Nevertheless, a lot of small and marginal farmers face issues that keep them from making enough money. They frequently lack access to critical knowledge on government assistance, new tools, fertilizers, and soil health, making farming difficult for them. Farmers also face issues such as unstable water availability, …
Published in Journal of Electronic Design Technology · Vol. 16, Issue 1, 2025 · pp. 13–17 Read article
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Idealising Step Change Towards Achieving Value for Money in Niger Delta’s Highway Infrastructure Delivery
Abstract: This paper idealises step changes proffered, given the repeated calls, to ensure value for money in highway infrastructure investment. The study reiterates the need for highway agencies to adequately evaluate the geomorphology of the Niger Delta, as a prerequisite to the cost-effective delivery of highway infrastructure in the region. Such prescriptive measures necessary to entrench geotechnical principles for the efficient development in road infrastructure have been identified from best practices …
Published in Trends in Transport Engineering and Applications · Vol. 8, Issue 1, 2021 · pp. 1–9 Read article
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Money Laundering Transaction with Machine Learning
Abstract: This study discusses the use of machine learning algorithms to discover firms that are prone to money laundering. The purpose of this research is to develop, describe, and test a machine learning model for determining which bank transactions should be physically scrutinized for money laundering activities. To train a supervised machine learning model, three categories of historical data are required: legitimate "normal" transactions, transactions flagged as suspicious by the bank's …
Published in Current Trends in Information Technology · Vol. 14, Issue 2, 2024 · pp. 1–15 Read article
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Energy-efficient Automatic Solar Grass Cutter
Abstract: A smart solar mower is an innovative, eco-friendly lawn mower that uses solar power to cut grass. It is equipped with advanced features, such as artificial intelligence and sensors, which make it efficient and easy to use. The mower has solar panels which collect energy from the rays of the sun, which is then used to power a motor that turns the blades. The mower can analyze the height and …
Published in Journal of Energy, Environment & Carbon Credits · Vol. 13, Issue 1, 2023 · pp. 29–34 Read article
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Customization of GIS Tools through Web-based Open Source GRASS Interface
Abstract: AbstractThe expertise on certain details relating to certain locations could only be provided through the expenditure of valuable time, money and effort with the expert having to survey the land manually or obtain the information about the place through complicated procedure. A simple decision support system where the expert selects any combination of unions of maps provided from a remote location and provides his suggestion based on the data retrieved …
Published in Journal of Computer Technology & Applications · Vol. 5, Issue 3, 2014 · pp. 19–30 Read article
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Digital Entry of Bank Related Slips Using Character Recognition
Abstract: Standing in long queues in bank for small work like depositing the money is very frustrating and also wastes a lot of time. The bank employee handles all the work such as making the entry of money deposited or credit from the account manually by typing information such as account number, amount, etc. and due this creates long queues in banks for such small tasks. Thus, we have come up …
Published in Trends in Opto-electro & Optical Communication · Vol. 11, Issue 3, 2021 · pp. 30–35 Read article
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Smart Environmental Noise Monitoring System Using IoT and Machine Learning for Urban Pollution Control
Abstract: Human race has steadily evolved over past centuries. Development of new technology, vigorous research, consistent efforts, indomitable will to find solutions for the problems, are the key factors to shape our future in way that everyone gets safe, secure and satisfactory life. Construction industries provides basic but most valuable service or product or we can say that construction industries fulfill the basic needs of individual and group of people by …
Published in Journal of Structural Engineering and Management · Vol. 12, Issue 3, 2025 Read article
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CRITICAL REVIEW OF STUDY OF CONVENTIONAL AND PRE ENGINEERED BUILDING
Abstract: Human race has steadily evolved over past centuries. Development of new technology, vigorous research, consistent efforts, indomitable will to find solutions for the problems, are the key factors to shape our future in way that everyone gets safe, secure and satisfactory life. Construction industries provides basic but most valuable service or product or we can say that construction industries fulfill the basic needs of individual and group of people by …
Published in Recent Trends in Civil Engineering & Technology · Vol. 15, Issue 3, 2025 · pp. 48–53 Read article
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A Novel Method for the Preparation of Eco-enzymes
Abstract: A novel method for the production of an eco-enzyme has been developed. The eco-enzyme prepared is a complex solution produced by fermentation of fresh kitchen waste (fruit and vegetable dregs), sugar (brown sugar, jaggery or molasses sugar) and water. It is dark brown and has a strong sweet sour fermented scent. Eco enzyme is a multipurpose liquid and its applications cover household, agriculture, animal husbandry etc.The enzyme prepared can be …
Published in Journal of Catalyst & Catalysis · Vol. 7, Issue 1, 2020 · pp. 6–12 Read article
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Efficiency Evaluation and Optimization of a 210 MW Thermal Power Plant: A Comprehensive Energy Audit
Abstract: For methodical decision-making regarding energy management, an energy audit is essential. It entails locating every energy source inside a building and aiming for a balance between energy consumption and inputs. Since India produces a large amount of its electricity through thermal power and loses a large amount of it to inefficiencies, this study investigates the energy efficiency of a 210 MW thermal power plant. The goal of the study is …
Published in Journal of Thermal Engineering and Applications · Vol. 10, Issue 3, 2023 · pp. 1–21 Read article