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84 articles for “financial technology”
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An In-depth Analysis of Cyberattacks and Cybersecurity: New Trends and Advancements
Abstract: At present, a significant portion of global economic, commercial, cultural, social, and governmental activities and interactions, including those involving individuals, NGOs, and state institutions, takes place in cyberspace. In recent times, many businesses and government agencies around the world have been facing the growing challenge of cyberattacks and the risks associated with wireless communication technologies. As modern society becomes increasingly dependent on digital technologies, protecting sensitive information from cyber threats …
Published in International Journal of Information Security Engineering · Vol. 3, Issue 2, 2025 · pp. 31–38 Read article
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Phishing Attack, Its Detections and Prevention Techniques
Abstract: The relentless surge of cyber threats represents a pressing challenge to global security and individual privacy. Among these, phishing attacks remain a particularly pernicious form of cybercrime. This study provides a comprehensive review of phishing attacks, their evolution, methodologies, impacts, and countermeasures. The methods of perpetrating phishing attacks have grown in sophistication, extending beyond the common email phishing to include spear phishing, whaling, clone phishing, vishing, smishing, and search engine …
Published in International Journal of Wireless Security and Networks · Vol. 1, Issue 2, 2023 · pp. 13–25 Read article
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The Role of Smart Grids in Enhancing Energy Efficiency and Sustainability
Abstract: The rapid adoption of smart grid technologies is reshaping the energy sector, prompting significant changes in the traditional utility business model. This survey paper provides a comprehensive analysis of the impact of smart grids on utility revenue streams, focusing on the transition from conventional electricity sales to new, service-oriented business models. By examining key innovations such as energy-as-a-service, virtual power plants, and peer-to-peer energy trading, this study highlights how utilities …
Published in International Journal of Advanced Control and System Engineering · Vol. 2, Issue 2, 2024 · pp. 10–18 Read article
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The Dark Side of Technology: Addressing the Rise of Cybercrime and Data Breaches
Abstract: In the digital age, technological advancements have brought about remarkable improvements in communication, business, and daily life. However, these innovations have also given rise to a darker side of the tech world: an increase in cybercrime and data breaches. This article examines the growing threats posed by malicious actors, including hackers, cybercriminal syndicates, and state-sponsored entities, who exploit vulnerabilities in digital systems. It explores the wide-reaching impacts of cybercrime, from …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 1, 2026 · pp. 06–15 Read article
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Healthcare IT Innovations: Blockchain Technology for Healthcare Data Security and Privacy
Abstract: The healthcare sector has undergone a significant digital transformation, leading to the generation and sharing of vast quantities of sensitive medical data. While this digitization has improved patient care and outcomes, it has also introduced critical challenges related to data security and privacy. The increasing rate of data breaches in healthcare puts patient confidentiality at risk, mainly leading to identity theft, financial fraud, and loss of public trust in healthcare …
Published in International Journal of Information Security Engineering · Vol. 3, Issue 2, 2025 · pp. 01–12 Read article
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SaaS Platform of Blockchain Based E-document Authentication Applications
Abstract: This research paper compiles insights from multiple studies examining the integration of blockchain technology and digital signature mechanisms to enhance the security and integrity of digital documents. While technological advancements have significantly improved document management, certain governmental records still require paper-based formats, necessitating innovative methods to authenticate them through digital signatures and QR (quick response) codes. This study explores blockchain’s application in construction project management and electronic document handling, emphasizing …
Published in Journal of Software Engineering Tools & Technology Trends · Vol. 12, Issue 1, 2025 · pp. 13–19 Read article
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A Systematic Review on Factors Contributing to Infertility
Abstract: Infertility is a multifactorial reproductive health condition affecting approximately 10–15% of couples worldwide and continues to represent a major clinical and social challenge. Despite substantial advances in assisted reproductive technologies, diagnostic methods, and therapeutic interventions, many couples still face difficulties in achieving pregnancy. The impact of infertility extends beyond physical health, often leading to emotional distress, social pressure, and financial burdens, especially in societies where parenthood is highly valued. Consequently, …
Published in International Journal of Tropical Medicines · Vol. 3, Issue 1, 2026 · pp. 31–35 Read article
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An Overview Mechatronics Systems Design of Modelica-Based Model Predictive Control Strategies for CO₂ Heat Pump Systems
Abstract: The growing adoption of renewable energy technologies poses challenges to energy supply stability, necessitating increased flexibility in energy demand. This paper introduces a Modelica-based Model Predictive Control (MPC) strategy aimed at keeping the supply water temperature within the range of 55°C to 75°C while minimizing energy consumption and electricity expenses throughout a year. A comprehensive, high-fidelity model representing a school building in Oslo, Norway, was developed using Modelica and exported …
Published in Journal of Mechatronics and Automation · Vol. 13, Issue 1, 2026 · pp. 15–27 Read article
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Glitches in the Implementation of Bioinformatics in Medical Settings: A Comprehensive Review
Abstract: Bioinformatics is a dynamic field at the intersection of biology, computer science, and information technology, offering new possibilities in medicine by enabling a deeper understanding of genomics, molecular biology, and personalized treatment approaches. Its integration into healthcare could greatly enhance diagnostics, enable tailored treatments for individuals, and facilitate the analysis of large biological datasets. However, despite its potential, several barriers impede its successful implementation in clinical settings. These include technical …
Published in Research & Reviews: A Journal of Bioinformatics · Vol. 11, Issue 3, 2024 · pp. 1–6 Read article
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The Evolution and Impact of Numbers: From Ancient Tallies to Quantum Computing: Review Article on Numbers
Abstract: Numbers are among the most fundamental constructs in human civilization, serving as the backbone of mathematics, science, technology, and virtually every aspect of daily life. They represent not only quantities and measures but also relationships, structures, and patterns that underpin the fabric of human understanding. From the earliest tallies etched on bones by prehistoric humans to the sophisticated numerical systems embedded in today’s artificial intelligence and quantum computing, the evolution …
Published in Research & Reviews: Discrete Mathematical Structures · Vol. 12, Issue 3, 2025 · pp. 15–19 Read article
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Innovative Solar Energy Applications in Agriculture and Water Management
Abstract: Considering solar energy technologies have the potential to address issues with energy sustainability and water resources, their integration in agricultural and water management has received a lot of attention. This paper offers a thorough analysis of creative uses of solar energy in different fields, emphasizing developments in technology, advantages, difficulties, and potential applications. sun photovoltaics (PV), concentrated sun power (CSP), solar desalination technologies, and solar water pumping systems are all …
Published in International Journal of Environmental Noise and Pollution Control · Vol. 2, Issue 1, 2024 · pp. 8–13 Read article
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Understanding of Environmental and Cultural Factors Affecting Online Purchase Behavior
Abstract: Online purchase behavior is influenced by a complex interplay of environmental and cultural factors, which are critical to understanding the context of e-commerce. This research aims to explore how these factors shape consumer behavior, providing insights for businesses to enhance their online strategies. Environmental factors include technological infrastructure, economic conditions, and regulatory policies that create the backdrop against which online transactions occur. For instance, a robust internet infrastructure and favorable …
Published in Journal of Communication Engineering & Systems · Vol. 14, Issue 3, 2024 · pp. 29–36 Read article
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Bank Locker Security System Using Machine Learning
Abstract: The Bank Locker Security System integrates cutting-edge technology solutions to strengthen the security of bank locker facilities. This system uses biometric identification techniques, such as facial recognition and fingerprint scanning, to confirm users' identities before granting them access to the lockers. Furthermore, access control techniques based on RFID technology are employed to augment security protocols. The locker area is equipped with real-time monitoring and alerting tools that enable fast detection …
Published in International Journal of VLSI Circuit Design & Technology · Vol. 2, Issue 1, 2024 · pp. 16–20 Read article
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AI-Driven Promotion Platforms: Increasing Customer Engagement in Banking
Abstract: Artificial Intelligence has been in talk since data was considered as an asset. Using this data, prolific information has been extracted to gather detailed information and create datasets. Artificial intelligence is shaping the narrative of the world in the 21st century. It has become a driving force behind innovation, influencing various industries and redefining traditional practices. Artificial intelligence has revolutionized customer engagement strategies across industries, particularly Banking. This study explores …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 1, 2025 · pp. 87–92 Read article
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Enhancing Smart Grid Security: Machine Learning Approaches for Detecting Anomalies
Abstract: The integration of Information and Communication Technology (ICT) with traditional electric grids has led to the development of smart grids. However, this integration has also increased the risk of anomalies, such as cyber-attacks, metering fraud, electricity theft etc. False Data Injection Attacks are a class of cyber-attacks against power grid monitoring systems, where adversaries can inject false data to manipulate the grid’s operation. Metering frauds pertain to malicious customers com- …
Published in Trends in Electrical Engineering · Vol. 14, Issue 2, 2024 · pp. 10–19 Read article
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Automated Systems for Efficient Medical Stores
Abstract: Medication plays a crucial role in today’s world, and with technological advancements, automation has become essential to save time and effort. One such innovation is “Medical Store Automation”, an automated system designed to enhance healthcare management. This system incorporates an automatic drawer-opening or cabinet system integrated with stock inventory. Its primary objective is to locate the desired medicine quickly by automatically opening the corresponding drawer, minimizing time spent searching. This …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 2, 2025 · pp. 13–20 Read article
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Unveiling the Veil of Black Money Understanding Its Impact on Economic Stability and Policy Formulation in India
Abstract: The issue of black money has emerged as a critical concern for India, undermining economic stability and challenging the effectiveness of policy formulation. Black money, generated through unaccounted income and tax evasion, exerts a detrimental influence on multiple facets of the economy, including resource allocation, income distribution, and public trust in governance. This study examines the multifaceted impact of black money on India’s economic framework, highlighting its role in distorting …
Published in Recent Trends in Social Studies · Vol. 2, Issue 2, 2025 · pp. 1–10 Read article
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The Effectiveness of Personal Carbon Trading for Sustainable Urban Development in Developing Nations: An Overview
Abstract: In recent decades, humankind has evolved much more rapidly than the ages. This evolution resulted in tremendous technological advancement and massive planetary degeneration. Enormous greenhouse gas emissions have resulted from the quick increase in energy and fossil fuel consumption patterns brought on by technological breakthroughs. Eventually, the scenario contributed to rising per capita carbon emissions manifolds, especially in highly populated cities. Reduced per capita carbon footprints are the goal of …
Published in International Journal of Environmental Planning and Development Architecture · Vol. 3, Issue 1, 2025 · pp. 33–46 Read article
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Digital Health Interventions in Cardiovascular Pharmacology: A Review
Abstract: Cardiovascular diseases (CVDs) represent a formidable global health challenge, demanding innovative strategies for timely detection, effective management, and continuous monitoring. This study delves into the transformative potential of digital health interventions (DHIs), such as telemedicine and remote monitoring, in reshaping cardiovascular care paradigms. DHIs offer unparalleled accessibility, convenience, and personalized attention, thereby promising to revolutionize traditional approaches to cardiovascular health management. One of the foremost advantages of DHIs lies in …
Published in Research and Reviews: A Journal of Pharmacology · Vol. 14, Issue 2, 2024 · pp. 1–5 Read article
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The Evolution and Future Prospects of Solar Energy in India
Abstract: India has made great strides in incorporating solar energy into its renewable energy framework thanks to its plentiful solar resources. This case study examines the nation's advancements in solar energy development, the challenges it still faces, and its prospects for growth. India has aggressively pushed solar efforts to satisfy expanding energy demands responsibly and lessen reliance on fossil fuels, thanks to the country's high levels of sun irradiation in most …
Published in Journal of Energy, Environment & Carbon Credits · Vol. 15, Issue 3, 2025 · pp. 54–59 Read article