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51 articles for “Personal finance”
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The Importance and Misconceptions of Artificial Intelligence in Industry and Academia
Abstract: Artificial Intelligence (AI) has been making remarkable advancements in various industries and academia. AI has been used by businesses to increase productivity, improve efficiency, and make factbased decisions. For example, AI is being used in finance for fraud detection, in healthcare for diagnosis and treatment planning, and in retail for personalized customer experiences. On the other hand, academia has been at the forefront of AI research and development, with a …
Published in Journal of Computer Technology & Applications · Vol. 13, Issue 3, 2022 · pp. 40–44 Read article
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A Descriptive Study to Assess the Coping Mechanism of Family Members of Alcoholics Admitted in Selected De-Addiction Centers in Meerut, Uttar Pradesh, India
Abstract: Alcoholism is a broad term for problems with alcohol, and is generally used to mean compulsive and uncontrolled consumption of alcoholic beverages, usually to the detriment of the drinker's health, personal relationships, and social standing. Impact of alcohol not only disturbs the physical health of an individual but also the people who are with the individual. Families of alcoholics experience insecurity, delinquency, resentment, financial troubles, isolation and violence. The coping …
Published in Research and Reviews: A Journal of Health Professions · Vol. 5, Issue 3, 2015 · pp. 6–9 Read article
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The Effectiveness of Personal Carbon Trading for Sustainable Urban Development in Developing Nations: An Overview
Abstract: In recent decades, humankind has evolved much more rapidly than the ages. This evolution resulted in tremendous technological advancement and massive planetary degeneration. Enormous greenhouse gas emissions have resulted from the quick increase in energy and fossil fuel consumption patterns brought on by technological breakthroughs. Eventually, the scenario contributed to rising per capita carbon emissions manifolds, especially in highly populated cities. Reduced per capita carbon footprints are the goal of …
Published in International Journal of Environmental Planning and Development Architecture · Vol. 3, Issue 1, 2025 · pp. 33–46 Read article
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Automated Systems for Efficient Medical Stores
Abstract: Medication plays a crucial role in today’s world, and with technological advancements, automation has become essential to save time and effort. One such innovation is “Medical Store Automation”, an automated system designed to enhance healthcare management. This system incorporates an automatic drawer-opening or cabinet system integrated with stock inventory. Its primary objective is to locate the desired medicine quickly by automatically opening the corresponding drawer, minimizing time spent searching. This …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 2, 2025 · pp. 13–20 Read article
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Application of Medicinal Plants to Cure Mental Disorders
Abstract: Mental fitness is a state of well-being in which individuals apprehend their talents, manage existing pressures, remain efficient, and contribute to their groups. Mental contamination regularly used interchangeably with intellectual illness, is vital to apprehending and addressing man or woman desires and challenges. Schizophrenia, a psychological disorder characterized by hallucinations and delusions, is a complex situation with two important classes: bad symptoms (withdrawal from social interactions, loss of force, and …
Published in Research and Reviews : A Journal of Biotechnology · Vol. 14, Issue 1, 2024 · pp. 69–78 Read article
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Divorced Women Attitudes Towards Remarriage: A Qualitative Approach
Abstract: The current study aimed to investigate the attitudes of divorced women regarding remarriage and to comprehend the diverse factors that shape their viewpoints. The research population comprised divorced women, and a purposive sampling method was employed to select participants. Data were collected from ten divorced women through semi-structured interviews, allowing for in-depth exploration of personal experiences and viewpoints. A qualitative research design was adopted to capture the complexity of individual …
Published in International Journal of Behavioral Sciences · Vol. 3, Issue 1, 2026 · pp. 1–14 Read article
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An Overview of Spam Detection Techniques
Abstract: Spam is also known as unsolicited commercial email (UCE) has become a major worry for the internet's and worldwide commerce's long-term viability. Fake emails and other forgeries, such as phishing, are examples of spam emails. Which aim to collect confidential personal information about users on the network or to act illegally against authority. Spam produces a variety of issues, which can result in financial losses. Spam creates bottlenecks and traffic …
Published in Journal of Advancements in Robotics Read article
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Dodging Data Breaches: Cybersecurity for Developers
Abstract: In today’s rapidly evolving digital landscape, coding professionals serve as the architects shaping our technological future. Whether they are web developers, software engineers, cybersecurity specialists, or data analysts, these experts are responsible for building, designing, and securing the digital frameworks that power modern society. Their work ensures that systems function seamlessly, and vast amounts of data are kept safe. However, the growing dependence on technology and digital infrastructure has attracted …
Published in International Journal of Information Security Engineering · Vol. 2, Issue 2, 2024 · pp. 8–13 Read article
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New-Age E-voucher Utility: Redefining Peer-to-Peer Transactions in the Digital Economy
Abstract: This system introduces an innovative new-age e-voucher utility designed to facilitate peer-to-peer (P2P) intake through a person-pleasant cell platform. This revolutionary answer empowers people to create and list e-vouchers for numerous services, experiences, or bodily goods, circumventing conventional channels and fostering an extra direct financial machine. Operating on a decentralized architecture, the utility guarantees stable transactions through fee gateways and contains a recognition machine to set up acceptance as true …
Published in International Journal of Computer Science Languages · Vol. 2, Issue 2, 2024 · pp. 36–46 Read article
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Card Fraud Detection Using Artificial Neural Network and Multilayer Perception Algorithm
Abstract: Fraud has posed a significant challenge for merchants, especially in the online business sector, over the course of many years. This is primarily due to the advancements in technology that have made credit card transactions a common method of payment. Credit card fraud refers to the unauthorized use of a credit card by an individual for personal purposes, without the owner's consent and with no intention of paying for the …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 1, Issue 1, 2023 · pp. 21–30 Read article
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Real-time Emotion-aware AI Counseling System with Memory Retention Polymer Composites
Abstract: The availability of mental health services is still a major barrier, with many individuals constrained by financial limitations, social stigma, and a shortage of accessible counselors. This work introduces an emotion-aware AI counselor designed to provide empathetic and personalized emotional support via voice-based interfaces. The system leverages Natural Language Processing (NLP) and sentiment analysis to detect emotional cues from speech and generate contextually appropriate, comforting responses. A key innovation is …
Published in Journal of Polymer & Composites · Vol. 14, Issue 1, 2026 · pp. 1395–1407 Read article
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From Differential Equations to Data Science: A Survey on Analytical Methods in Contemporary Problems
Abstract: The integration of differential equations and data science methods represents a dynamic and evolving approach to solving contemporary challenges across a wide range of disciplines, including engineering, physics, biology, economics, and finance. Differential equations have long served as fundamental tools for modeling continuous systems and processes, offering powerful insights into the behavior of natural and man-made phenomena. For example, they describe how heat diffuses through materials, how populations grow in …
Published in Recent Trends in Mathematics · Vol. 2, Issue 2, 2025 · pp. 1–6 Read article
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Charting the Path Forward: An In-Depth Analysis of Breakthroughs and Hurdles in Artificial Intelligence
Abstract: Recent years have witnessed tremendous progress in artificial intelligence (AI), fueled by exponential increases in processing power and data accessibility. These developments have made it possible for AI to be widely used in a variety of industries, such as healthcare, finance, autonomous driving, and more. Significant difficulties are presented by the "black-box" nature of many AI systems, which lack transparency and the capacity to explain. By encouraging algorithms that can …
Published in Recent Trends in Parallel Computing · Vol. 12, Issue 1, 2025 · pp. 13–23 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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A Study of Trends in Healthcare Spending in India
Abstract: The total health services expenditure in India over a year has been pegged at 3.6% of GDP while the average person has to spend as much as 9,373 health expenses during the period, resulting in high costs on health services. About 3.2% of Indians fall below the poverty line by selling their wealth. Statistical data has been obtained and studied here from the reports of WHO, NHA and World Bank. …
Published in Research and Reviews: A Journal of Health Professions · Vol. 14, Issue 1, 2024 · pp. 24–28 Read article
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Scope of Nurse Led Preventive Oncology Clinic in India
Abstract: India holds immense potential and a promising future for the extensive implementation of nurse-led preventive oncology clinics, considering its substantial burden of cancer-related morbidity and mortality. The healthcare system in India is not equipped enough to cater to the growing needs of the population, and there is a lack of preventive services, particularly for cancer. In this context, nurse-led preventive oncology clinics can play a pivotal role in addressing the …
Published in International Journal of Oncological Nursing and Practices · Vol. 1, Issue 1, 2023 · pp. 12–16 Read article
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The Dark Side of Technology: Addressing the Rise of Cybercrime and Data Breaches
Abstract: In the digital age, technological advancements have brought about remarkable improvements in communication, business, and daily life. However, these innovations have also given rise to a darker side of the tech world: an increase in cybercrime and data breaches. This article examines the growing threats posed by malicious actors, including hackers, cybercriminal syndicates, and state-sponsored entities, who exploit vulnerabilities in digital systems. It explores the wide-reaching impacts of cybercrime, from …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 1, 2026 · pp. 06–15 Read article
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Nyaya-AI ChatBot: AI-Powered Legal Assistance for India
Abstract: In today's fast-paced world, the rise in lifestyle related issues has led to a significant increase in case filings across various sectors, including health, finance, and legal matters. Modern lifestyles, characterized by poor dietary habits, sedentary behavior, and high stress levels, contribute to a myriad of health problems and legal disputes. A chatbot designed to provide legal advice in India could be a valuable resource for individuals unfamiliar with the …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 2, 2025 Read article
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Understanding of Environmental and Cultural Factors Affecting Online Purchase Behavior
Abstract: Online purchase behavior is influenced by a complex interplay of environmental and cultural factors, which are critical to understanding the context of e-commerce. This research aims to explore how these factors shape consumer behavior, providing insights for businesses to enhance their online strategies. Environmental factors include technological infrastructure, economic conditions, and regulatory policies that create the backdrop against which online transactions occur. For instance, a robust internet infrastructure and favorable …
Published in Journal of Communication Engineering & Systems · Vol. 14, Issue 3, 2024 · pp. 29–36 Read article
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Enhancing Safety Protocols in Industrial Operations
Abstract: Industrial safety is a crucial aspect of maintaining both operational efficiency and protecting the workforce in hazardous environments. Despite significant advancements in safety technologies and regulatory frameworks, industrial accidents remain a persistent problem, often leading to severe injuries, fatalities, and financial losses. Such incidents typically arise from a combination of factors, including human error, equipment malfunctions, and insufficient safety protocols. In response to these challenges, this paper examines key strategies …
Published in Journal of Industrial Safety Engineering · Vol. 11, Issue 3, 2024 · pp. 1–5 Read article