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58 articles for “financial risks”
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Risk Management in Civil Engineering by FTA, FMEA and Risk Matrix
Abstract: Infrastructure projects, particularly in civil engineering, are fraught with uncertainties that manifest as both physical and financial risks. The project report, titled Quantifying and Managing Financial and Physical Risks in Infrastructure Projects, aims to bridge the existing gap between managing these two critical categories of risks. By integrating advanced statistical methodologies such as Failure Mode and Effects Analysis (FMEA), Fault Tree Analysis (FTA), Risk Matrix, and Regression Analysis, this study …
Published in Journal of Structural Engineering and Management · Vol. 12, Issue 1, 2025 · pp. 34–46 Read article
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Empowering Small-Scale Farmers through Agricultural Insurance Policy in Nepal: An Empirical Study
Abstract: The small-scale farmers in the country are facing numerous challenges, including limited access to resources, poor road infrastructure, water scarcity and irrigation constraint, outdated farming techniques, natural calamities, lack of or low productivity and limited knowledge and training which often resulting in their low incomes and vulnerability. In this backdrop, a proper implementation of the agriculture insurance laws, policies, programs and provisions can contribute to empowering small-scale farmers, as it …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 15, Issue 1, 2026 · pp. 78–91 Read article
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A Trust-Enhanced Security Architecture for Authenticating Customer Records in Banking Institutions
Abstract: The growing digital disruption of banking and financial services has completely altered the face of customer onboarding, money transactions, and financial service deliveries. Even as digital technologies provide unparalleled levels of efficiency and accessibility for consumers of financial services, they have also presented new challenges that are equally daunting. Among the growing number of financial threats that digital technology has spawned is the risk of synthetic identity fraud. Unlike identity …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 16–22 Read article
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Examining the role of banks in financing nuclear power programs for a green economy and clean energy transition
Abstract: Nuclear power programs have the potential to contribute to deep, multi-sector and economy-wide decarbonization as sources of reliable, low emissions intensity thermal and electrical energy. However, nuclear power projects are complex, capital-intensive ventures with significant financial risks associated with them. Therefore, financing has been a critical issue for these projects. To accelerate their deployment to meet clean energy transition targets of nations and institutions, financial institutions like banks can play …
Published in Journal of Nuclear Engineering & Technology · Vol. 15, Issue 1, 2025 · pp. 28–39 Read article
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A Comparative Financial Performance Assessment of Select FMCG Companies in India: Evidence from HUL and Britannia Industries
Abstract: This study takes a close look at the financial performance of two major players in India’s FMCG sector: Hindustan Unilever Limited (HUL) and Britannia Industries Limited (BIL). It covers the period from FY 2022–23 to FY 2024–25, with a focus on how each company manages its finances, grows its business, and keeps profits up in a market that’s always competitive. The analysis relies on secondary data from published annual reports …
Published in Journal of Production Research & Management · Vol. 16, Issue 1, 2026 · pp. 51–67 Read article
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Design and Implementation of a Real-Time ANPR-OCR Based Embedded System for Automated Vehicle Compliance Verification-Checking Valid PUC and Insurance
Abstract: With the rapid increase in vehicle ownership, ensuring adherence to traffic regulations has become essential, particularly concerning vehicle insurance and Pollution Under Control (PUC) certification. Non-compliance with these requirements can lead to financial risks, legal violations, and environmental damage. Traditional enforcement methods rely on manual inspections, which are time-consuming, inefficient, and prone to human error. To address these challenges, this paper proposes an automated system that utilizes Automatic Number Plate …
Published in Journal of Instrumentation Technology & Innovations · Vol. 15, Issue 2, 2025 · pp. 1–7 Read article
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A Review of Failure Investigations and Its Techniques
Abstract: Valve failure poses a significant financial risk in the offshore oil and gas industry. Serious repercussions from this problem could include property damage and lost output from operational shutdowns. Additionally, it can lead to serious health, safety, and environmental (HSE) concerns such as oil and gas leaks, environmental contamination, and potential fatalities. In the Norwegian offshore industry, different kinds of valve failures have happened for a number of reasons, including …
Published in Journal of Thermal Engineering and Applications · Vol. 12, Issue 2, 2025 · pp. 33–41 Read article
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House Price Estimation Using Linear Regression: A Machine Learning Perspective
Abstract: House price prediction plays a crucial role in the real estate industry, helping buyers, sellers, and investors make well-informed decisions. Accurate estimation of property values enables stakeholders to assess market trends, plan investments, and minimize financial risks. This study focuses on the application of linear regression, a fundamental and widely used machine learning algorithm, to predict house prices based on multiple influencing factors. These factors include location, property size, number …
Published in Research & Reviews : Journal of Statistics · Vol. 15, Issue 1, 2026 Read article
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Exploring Artificial Intelligence in the Finance Sector
Abstract: Artificial intelligence (AI), machine learning (ML), and progressive algorithms illustrate a substantial technological leap with wide applications across sectors like automobiles, healthcare, gaming, finance, entertainment, and more. The foremost objective of AI is to produce intelligent, independent systems capable of self-sustaining decision-making. This study delivers a concise summary of AI, concentrating on its transformative influence on finance, especially within banking, asset firms, derivatives markets, and insurance enterprises. It summarizes the …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 3, 2024 · pp. 16–23 Read article
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Stock Market Prediction Using Machine Learning: Techniques, Challenges, and Future Directions
Abstract: The continuous advancement of machine learning (ML) technologies has significantly transformed the field of financial forecasting, particularly in the area of stock market prediction. The ability to accurately forecast stock price movements and market trends plays a crucial role in supporting informed investment strategies and effective risk management. This paper provides a comprehensive review of recent developments in the application of ML techniques for predicting stock market behavior. It classifies …
Published in E-Commerce for Future & Trends · Vol. 13, Issue 1, 2026 · pp. 10–16 Read article
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Analysis and Identification of Malicious Mobile Applications Using Machines Learning
Abstract: Over the past few years, malware attacks on the Android platform have surged, posing significant risks to users' financial security, personal information, and device integrity. In the first half of 2019 alone, approximately 25 million smartphones were infected, highlighting the severity of these threats. The model ranks manifest features based on their frequency in normal and malicious apps, identifying key components that distinguish benign from malicious applications. To improve detection …
Published in Journal of Microcontroller Engineering and Applications · Vol. 12, Issue 2, 2025 · pp. 17–24 Read article
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Data Privacy in AI: Securing the Sensitive Information Through Homomorphic Encryption
Abstract: Artificial intelligence (AI) technology increasingly relies on sensitive user data, particularly finance and healthcare. While legacy encryption technologies safeguard data in transit and at rest, they are of no use when data must be decrypted to be processed. This is a bleak privacy threat, particularly in AI applications that call for constant processing of data. The objective of this study is to apply homomorphic encryption, a feature in which operations …
Published in International Journal of Information Security Engineering · Vol. 3, Issue 2, 2025 · pp. 25–30 Read article
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pH-Responsive Smart Polymer Nanocomposites for Anti-Corrosive Coatings
Abstract: Metallic corrosion under adverse marine and industrial conditions imposes gigantic financial burdens and risks worldwide. Conventional waterproofing waterborne epoxy has passive barrier protection, but is also inherently microporous, lacking intrinsic repair ability against mechanical damage and thus rapidly decays. This is a critical gap that this work tries to bridge by designing a new pH-responsive hybrid polymer nanocomposite by using polyethyleneimine-tannic acid-cerium functionalized boron nitrate nanosheets with chitosan-capped mesoporous silica …
Published in Journal of Polymer & Composites · Vol. 14, Issue 3, 2026 · pp. 201–213 Read article
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IoT-Based Real-Time Monitoring System for Temperature and Humidity Control in Pharmaceutical Manufacturing
Abstract: Environmental conditions, especially temperature and humidity, play a vital role in pharmaceutical manufacturing processes. Even minor fluctuations in these parameters can significantly influence the stability, potency, and overall effectiveness of drug formulations. In many cases, uncontrolled environmental variations may lead to chemical degradation, reduced shelf life, contamination risks, and substantial financial losses for manufacturers. Therefore, maintaining precise and consistent environmental conditions is essential to ensure product quality, regulatory compliance, and …
Published in International Journal of Mobile Computing Technology · Vol. 4, Issue 1, 2026 · pp. 32–37 Read article
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Financial Knowledge and Agripreneur Success: A Review of the Literature
Abstract: The agricultural sector has experienced a profound transformation in recent years, evolving from a historically overlooked industry dominated by small family businesses into a dynamic and high-tech field. This transformation can be attributed to a multitude of factors, including economic liberalization, reduced market protection, increased access to credit facilities, governmental schemes, subsidies, and shifting societal dynamics. In this comprehensive review, we delve into the intricate relationship between financial knowledge and …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 13, Issue 1, 2024 · pp. 11–22 Read article
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Deep Learning Architectures for Predictive Modeling in Financial Time Series
Abstract: This study investigates the application of deep learning architectures, particularly convolutional neural networks (CNNs), to the challenging task of financial time series forecasting. Financial markets are inherently complex and influenced by a range of factors, making accurate prediction of price movements a difficult problem. In this research, historical financial data including stock prices, volumes, and other relevant indicators are used to train CNN models aimed at capturing the underlying patterns …
Published in Current Trends in Signal Processing · Vol. 15, Issue 3, 2025 · pp. 45–55 Read article
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Evaluation of Credit Risk of Bank Customers with a Hybrid Approach of Data Mining Techniques
Abstract: Credit risk poses the most significant threat to financial and monetary institutions. Banks strive to offer loans that generate high returns while minimizing risk. Achieving this requires the ability to accurately identify and classify credit customers, both individuals and legal entities, according to their likelihood of fully meeting their obligations. This classification is done using relevant financial and non-financial criteria. The primary goal of this study is to assess the …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 11, Issue 3, 2024 · pp. 63–81 Read article
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Enhancing Credit Card Fraud Detection Using Device Fingerprinting and Behavioral Biometrics
Abstract: Credit card fraud is a growing global concern, with financial losses projected to reach $ 43.47 billion by 2028. Credit card fraud poses a major challenge in the financial industry, resulting in substantial financial losses and security risks. This research introduces a Machine Learning-based Credit Card Fraud Detection System designed to improve the accuracy of fraud identification. Due to the imbalanced nature of fraud datasets, SMOTE (Synthetic Minority Over-sampling Technique) …
Published in Journal Of Network security · Vol. 13, Issue 2, 2025 · pp. 40–50 Read article
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Psychological Drivers of ESG Investment in the Polymer Sector
Abstract: This research will delve into the mentalities of investors concerning investments in polymer ESG projects. Sustainable investing has become very popular in recent times across the globe. At the same time, the polymer or plastic industry is encountering numerous environmental issues. Plastics make up some 3.3–4.5% of global emissions of greenhouse gases (≈1.8 billion tonnes per year, TPI), and only about 9% of the total production of 400 million tonnes …
Published in Journal of Polymer & Composites · Vol. 14, Issue 4, 2026 Read article
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Forecasting Commodity Prices Using Deep Learning Techniques: An Empirical Evidence from India
Abstract: Commodity price forecasting is instrumental in financial markets, providing framework for investment choices and risk management practices. Traditional models, including statistical and machine learning approaches, have limitations in capturing the nonlinear and volatile nature of commodity prices. Deep learning (DL) techniques have emerged as promising alternatives, leveraging advanced neural networks to enhance predictive accuracy. This study presents a thorough and comprehensive examination of deep learning applications in commodity price prediction, …
Published in Journal of Computer Technology & Applications · Vol. 16, Issue 3, 2025 · pp. 08–12 Read article