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21 articles for “financial transparency”
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Unveiling the Veil of Black Money Understanding Its Impact on Economic Stability and Policy Formulation in India
Abstract: The issue of black money has emerged as a critical concern for India, undermining economic stability and challenging the effectiveness of policy formulation. Black money, generated through unaccounted income and tax evasion, exerts a detrimental influence on multiple facets of the economy, including resource allocation, income distribution, and public trust in governance. This study examines the multifaceted impact of black money on India’s economic framework, highlighting its role in distorting …
Published in Recent Trends in Social Studies · Vol. 2, Issue 2, 2025 · pp. 1–10 Read article
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Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
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Strengthening Resilient Dairy Supply Chains in the Tropics: Addressing Infrastructure, Technology, Policy Interventions, and Product Diversifications for Sustainable Development
Abstract: The resilience of dairy supply chains is critical for achieving sustainable agricultural development, particularly in tropical regions where challenges, such as climate variability, resource constraints, and market inefficiencies, persist. This review explores strategies to strengthen dairy supply chains by addressing key aspects of infrastructure, technological innovations, policy interventions, and product diversification. A comprehensive analysis highlights the need for robust milk collection systems, cold chain infrastructure, and efficient transportation networks to …
Published in Research and Reviews : Journal of Dairy Science and Technology · Vol. 14, Issue 3, 2025 · pp. 29–42 Read article
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Revolutionizing Public Service: The Impact of E-Governance in Bihar
Abstract: The adoption of e-governance initiatives has been a key strategy for the government of Bihar, India to improve public service delivery and increase transparency and efficiency in governance. This paper examines the impact of e-governance programs implemented in Bihar over the past decade and what role can a public library play in its operation. Through a review of government reports, academic literature, and interviews with key stakeholders, the study analyzes …
Published in Journal of Advancements in Library Sciences · Vol. 11, Issue 2, 2024 · pp. 30–33 Read article
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Computer and Commerce – Relationship for The Future
Abstract: The relationship between computers and commerce has evolved dramatically over the past few decades, transforming the way businesses operate and how consumers interact with markets. This synergy continues to grow and holds significant potential for the future. Computers, through advancements in artificial intelligence (AI), machine learning, cloud computing, and big data analytics, have revolutionized commerce by enhancing efficiency, improving decision-making, and fostering innovation. In the future, we can expect even …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 42–59 Read article
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Analysis of Market Growth of Digital Payment Tools in India with Special Reference to UPI
Abstract: Digital transaction provides a transparent and easy way for customers; this new paradigm of financial transactions leads to an increment in the trust of customers. The Indian retail market has completely shifted to the Unified Payment Interface (UPI) for digital payment transactions. The Internet and Mobile Association of India report forecasts that the number will reach 900 million by 2025. Digital transactions facilitate numerous benefits over cash transactions, including convenience, …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 11, Issue 3, 2024 · pp. 1–12 Read article
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AI-Driven Promotion Platforms: Increasing Customer Engagement in Banking
Abstract: Artificial Intelligence has been in talk since data was considered as an asset. Using this data, prolific information has been extracted to gather detailed information and create datasets. Artificial intelligence is shaping the narrative of the world in the 21st century. It has become a driving force behind innovation, influencing various industries and redefining traditional practices. Artificial intelligence has revolutionized customer engagement strategies across industries, particularly Banking. This study explores …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 1, 2025 · pp. 87–92 Read article
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BVC Edupay – Smart College Fee Payment System
Abstract: Fee management has become a crucial component of modern educational institutions, with increasing reliance on digital platforms to handle financial transactions and administrative processes. However, students and staff often encounter challenges such as scattered fee information, manual verification procedures, delayed payment updates, and limited transparency across departments. To address these issues, BVC EduPay – Smart College Fee Payment System is developed as a centralized digital platform that consolidates academic fees, …
Published in Journal of Open Source Developments · Vol. 13, Issue 1, 2026 Read article
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Community Perception on Land Dispossession and Compensation Practices: Evidence from Gondar City, Northwest Ethiopia
Abstract: Land expropriation for urban expansion in the Gondar area significantly reduced farming households from 95%–74%, displacing 29% of affected farmers. While some acknowledged the public benefits, most respondents criticized the process for a lack of transparency, limited community involvement, and inadequate rehabilitation support. Farmers reported receiving compensation that was low, unfairly calculated, and subject to prolonged delays. Key systemic issues included a lack of awareness among affected communities, inconsistent knowledge …
Published in International Journal of Land · Vol. 3, Issue 1, 2026 · pp. 1–16 Read article
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The Applications, Impact, and Future of Blockchain Technology in Agriculture
Abstract: Blockchain is one of the most interesting and controversial research topics today. Blockchain technology was first deployed in the financial sector. Nevertheless, it is currently applied in various domains, including healthcare, smart cities, smart contracts, energy markets, and the government sector. The efficacy of this technology primarily depends on the following attributes: reliability, transparency, and immutability. This article gathers and examines the primary contributions from the literature regarding the utilization …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 1, 2024 · pp. 12–22 Read article
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Industrial Prognostics via Ensemble Machine Learning: An Uncertainty Aware Framework for RUL Estimation on NASA FD004 Telemetry
Abstract: Estimating the Remaining Useful Life (RUL) of industrial machinery in real-time is now vital for both operational safety and smart resource management. In the aviation industry, turbofan engines deal with constantly shifting flight conditions, making traditional, scheduled maintenance both expensive and prone to error. This paper addresses the flaws in common “point-prediction” AI models, which offer a single failure date without any margin for error, by introducing a new, uncertainty-aware …
Published in Journal of Aerospace Engineering & Technology · Vol. 16, Issue 2, 2026 Read article
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Blockchain, Evolution, and Future Scope: An Overview
Abstract: A blockchain serves as a transparent and immutable record of transactions, offering unparalleled security and trust in a digital environment. Its decentralized nature ensures that no single authority has control over the network, fostering a level playing field for all participants. While cryptocurrencies such as Bitcoin have popularized blockchain technology, its potential extends far beyond digital currencies. In addition to financial transactions, blockchain can revolutionize various industries, including supply chain …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 2, 2024 · pp. 14–24 Read article
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Blockchain Technology: An Overview on Its Working Applications
Abstract: Blockchain technology is one of the enhanced technologies in this era, operating as a structural database that accumulates and stores information in discrete blocks. These blocks are interconnected, forming a chain where data is securely stored. Blockchain employs enhanced security measures to protect against tampering, manipulation, or hacking attempts. A main aspect of blockchain is its decentralized system. When a transaction occurs, approval from authorities within the business network is …
Published in Journal of Mobile Computing, Communications & Mobile Networks · Vol. 11, Issue 2, 2024 · pp. 33–39 Read article
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Implementing Machine Learning in Data Classification
Abstract: Data classification forms an essential aspect of artificial intelligence (AI) and soft computing, helping a great deal in the transformation of raw data into knowledge that forms the basis of numerous applications, such as fraud detection, medical diagnostics, and natural language processing. This study discusses the challenges and the state of the art in data classification, as far as scalability, noise handling, and feature selection optimization are concerned. It gives …
Published in International Journal of Data Structure Studies · Vol. 3, Issue 2, 2025 · pp. 15–22 Read article
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Revolutionizing Fundraising: The Power of Blockchain Crowdfunding
Abstract: Crowdfunding is a powerful fundraising method that leverages the financial contributions of many individuals to support various projects and ventures, typically facilitated through online platforms. It encompasses different models tailored to specific goals. In reward-based crowdfunding, contributors get non-monetary incentives, which aids in creating community involvement. Conversely, equity-based crowdfunding grants investors a share in the company, promoting a collective feeling of ownership. Blockchain technology is revolutionizing crowdfunding by offering a …
Published in Journal of Open Source Developments · Vol. 11, Issue 3, 2024 · pp. 16–25 Read article
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Digital Payments as a Driver of Sustainable Consumption: A Consumer-Based Study of Perceived Challenges and Opportunities in FinTech Ecosystems
Abstract: The Digital Payment Systems evolved remarkably fast, and so, have transformed the way in which the consumer makes purchases for products and services as well as the way in which they function economically, i.e., how they consume things. Beyond convenience and efficiency, digital payments are increasingly viewed as a potential driver of sustainable consumption by reducing cash dependency, improving transaction transparency, and supporting responsible spending practices. This study examines digital …
Published in International Journal of Optical Innovations & Research · Vol. 4, Issue 1, 2026 · pp. 1–12 Read article
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Evaluating Delay Impacts: From Root Cause Analysis to Dispute Resolution
Abstract: Construction projects inherently involve complex coordination among multiple stakeholders, interdependent tasks, and unpredictable external challenges, which frequently cause schedule overruns and disputes. Traditional contractual mechanisms—such as extensions of time (EoT), liquidated damages, and force majeure clauses—serve to define responsibilities, allocate risk, and establish formal dispute pathways when delays arise. For example, EoT provisions protect contractors from penalties when delays are beyond their control, provided proper notice and evidence are submitted …
Published in Journal of Structural Engineering and Management · Vol. 12, Issue 3, 2025 · pp. 11–25 Read article
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Healthcare IT Innovations: Blockchain Technology for Healthcare Data Security and Privacy
Abstract: The healthcare sector has undergone a significant digital transformation, leading to the generation and sharing of vast quantities of sensitive medical data. While this digitization has improved patient care and outcomes, it has also introduced critical challenges related to data security and privacy. The increasing rate of data breaches in healthcare puts patient confidentiality at risk, mainly leading to identity theft, financial fraud, and loss of public trust in healthcare …
Published in International Journal of Information Security Engineering · Vol. 3, Issue 2, 2025 · pp. 01–12 Read article
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Kisan Mantra: Enhancing Farmer Productivity, A Web-Based Approach for Efficient Crop Harvesting and Problem Diagnosis
Abstract: India's agricultural sector faces persistent challenges, including limited access to expert guidance, difficulties in managing diverse datasets, unreliable weather forecasting, and a lack of real-time monitoring for farm activities and crop quality. Additionally, farm lenders struggle to obtain accurate insights into farm productivity and risks, hindering their ability to provide tailored financial solutions. The sector also grapples with underemployment among educated professionals, limiting their contributions to agricultural advancement. To tackle …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 14, Issue 3, 2025 · pp. 71–87 Read article
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Counterfeit Product Detection Using Blockchain Technology
Abstract: In today’s bustling marketplace, the demand for products is skyrocketing, prompting an increase in production from numerous sources. However, this surge has brought along a concerning uptick in counterfeiting activities, presenting significant challenges for companies operating in the consumer market. Not only do these counterfeit goods result in substantial financial losses, but they also inflict damage on brand reputation. Moreover, the proliferation of counterfeit products can have adverse effects on …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 2, 2024 · pp. 25–35 Read article