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121 articles for “financial systems”
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Green Finance and India’s Climate Commitments: Aligning Financial Systems with Sustainable Development Goals
Abstract: India’s commitment to addressing climate change, as reflected in its Nationally Determined Contributions (NDCs), net-zero ambitions, and alignment with the United Nations Sustainable Development Goals (SDGs), has placed green finance at the center of the country’s sustainable development agenda. Green finance involves directing capital and investment flows toward projects and initiatives that are environmentally sustainable. It supports efforts to reduce climate-related risks, enhance resilience to environmental changes, and promote economic …
Published in International Journal of Sustainability · Vol. 3, Issue 1, 2026 · pp. 49–54 Read article
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Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
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Emotions and Artificial Intelligence in Finance: Exploring the Relationship
Abstract: The integration of Artificial Intelligence (AI) into financial systems has profoundly transformed the industry, providing unprecedented efficiency, accuracy, and speed in decision-making processes. These technological advancements have streamlined operations, reduced human errors, and enabled more informed decision-making based on vast datasets analyzed in real-time. However, the role of emotions in finance remains a critical factor that cannot be ignored. Human emotions, such as fear, greed, and optimism, frequently drive market …
Published in OmniScience: A Multi-disciplinary Journal · Vol. 15, Issue 1, 2025 · pp. 11–17 Read article
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Automating time based Household electricity Bill Calculations for Efficient Budgeting
Abstract: Recurrent household expenses must be precisely, in time, and openly tracked to make efficient household budgeting. Conventional monthly billing performance tends to delay the financial information, which results in the inefficient cash flow management and inability to modify short-term expenditure patterns. The proposed research is a system to automatize the calculation of household bills per week in order to deliver more frequent and practical insights into the household spending habits. …
Published in International Journal of Electrical Power and Machine Systems · Vol. 4, Issue 1, 2026 · pp. 1–16 Read article
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Data-Driven Predictive Analytics and Decision- Making in FinTech Using MongoDB and High-Throughput Data Pipelines
Abstract: This paper examines the implementation of MongoDB and high-throughput data pipelines within the financial technology (FinTech) sector to drive data-informed predictive analytics and decision-making. The study focuses on the architectural components, scalability, and challenges of integrating NoSQL databases into real-time data ingestion and analytics pipelines. The transformative potential of these technologies in modern financial systems is highlighted through practical use cases such as fraud detection, credit scoring, and personalized financial …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 3, Issue 1, 2025 · pp. 1–15 Read article
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Computer and Commerce – Relationship for The Future
Abstract: The relationship between computers and commerce has evolved dramatically over the past few decades, transforming the way businesses operate and how consumers interact with markets. This synergy continues to grow and holds significant potential for the future. Computers, through advancements in artificial intelligence (AI), machine learning, cloud computing, and big data analytics, have revolutionized commerce by enhancing efficiency, improving decision-making, and fostering innovation. In the future, we can expect even …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 42–59 Read article
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Advanced Security Mechanisms for AIDL Communication in High-Risk Environments
Abstract: Android Interface Definition Language (AIDL) serves as a critical component for inter-process communication (IPC) in Android systems, facilitating seamless interaction between different application components. However, in high-risk environments, such as military, healthcare, and financial systems, AIDL communication faces significant security challenges, including unauthorized access, data tampering, and privilege escalation. This paper presents a detailed review of the advanced security mechanisms designed to safeguard AIDL communication in such environments. We propose …
Published in International Journal of Bioinformatics and Computational Biology · Vol. 4, Issue 1, 2026 Read article
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Adoption Barriers to Advanced Reproductive Technologies in the Subsistence Dairy Farming Systems: Key Constraints and the Way Forward
Abstract: The adoption of advanced reproductive technologies (ARTs) in subsistence dairy farming remains limited despite their potential to enhance genetic improvement, fertility rates, and overall productivity. This study explores the key constraints hindering the integration of ARTs, including artificial insemination, embryo transfer, and ovulation synchronization, within small-scale dairy production systems. Financial constraints, lack of awareness, inadequate veterinary support, and socio-cultural resistance are identified as primary barriers. Limited access to affordable credit, …
Published in International Journal of Animal Biotechnology and Applications · Vol. 12, Issue 1, 2026 Read article
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The Contribution of Mathematics to Make Developed India
Abstract: This research paper explores the significant contributions of mathematics to the development of India, tracing its influence from ancient innovations to modern applications across diverse sectors. India has a long-standing mathematical tradition, with foundational achievements such as the invention of zero, the decimal system, and advancements in algebra, trigonometry, and geometry, which profoundly shaped global knowledge systems. These early contributions established India as a pioneering hub of mathematical thought and …
Published in Research & Reviews : Journal of Statistics · Vol. 14, Issue 3, 2025 · pp. 08–15 Read article
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Deep Analysis of the Banknote Identification and Counterfeit Detection
Abstract: The production of counterfeit paper currencies has become cheaper due to advancements in printing technologies and graphic design. The circulation of fake currencies negatively impacts a country’s economy. This paper aims to develop an intelligent system for detecting and categorizing counterfeit currencies, which also plays a significant role in the field of human–computer interaction (HCI). The paper delves into the history of counterfeit currencies and the development of techniques used …
Published in Journal Of Network security · Vol. 12, Issue 3, 2024 · pp. 13–17 Read article
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The War's Economic Effects in the Twenty-First Century, Both Locally and Internationally
Abstract: The essay looks at how wars in the twenty-first century have affected the economy both theoretically and practically. The idea of the "military economy" is emphasized. Analysis is done on the dynamics of military spending. The causes and forms of conflicts that have taken place in the past and are happening now are explained. Researching the economic effects of Russia's war in Ukraine is emphasized. The pre-war evaluation of nations' …
Published in International Journal of Trends in Humanities · Vol. 2, Issue 2, 2025 · pp. 14–21 Read article
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Comparative Analysis of Supervised Learning Algorithms
Abstract: Supervised learning is a fundamental and widely used branch of machine learning in which models are trained on labeled datasets, meaning that each input is associated with a known output. Supervised learning algorithms develop predictive capability by understanding the mapping between input variables and corresponding output labels, enabling them to accurately forecast outcomes for previously unseen data. Due to this capability, supervised learning has found extensive applications across diverse domains …
Published in Journal of Computer Technology & Applications · Vol. 17, Issue 1, 2026 · pp. 25–30 Read article
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Revolutionizing Public Service: The Impact of E-Governance in Bihar
Abstract: The adoption of e-governance initiatives has been a key strategy for the government of Bihar, India to improve public service delivery and increase transparency and efficiency in governance. This paper examines the impact of e-governance programs implemented in Bihar over the past decade and what role can a public library play in its operation. Through a review of government reports, academic literature, and interviews with key stakeholders, the study analyzes …
Published in Journal of Advancements in Library Sciences · Vol. 11, Issue 2, 2024 · pp. 30–33 Read article
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Divorced Women Attitudes Towards Remarriage: A Qualitative Approach
Abstract: The current study aimed to investigate the attitudes of divorced women regarding remarriage and to comprehend the diverse factors that shape their viewpoints. The research population comprised divorced women, and a purposive sampling method was employed to select participants. Data were collected from ten divorced women through semi-structured interviews, allowing for in-depth exploration of personal experiences and viewpoints. A qualitative research design was adopted to capture the complexity of individual …
Published in International Journal of Behavioral Sciences · Vol. 3, Issue 1, 2026 · pp. 1–14 Read article
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Productivity Estimation of any Manufacturing Industry Using Fuzzy Logic in MATLAB Software
Abstract: In every industry/organization Labor Productivity plays a major part in the overall growth and production. Many time it is observed that industries do not attain their desired goals due to poor labor productivity. Labor Productivity is dependent on many different factors like Delay in Payment, management supervision over workers, proper work planning and scheduling, poor site safety program, lack of financial motivation system, etc. In this study, we estimated labor …
Published in International Journal of Manufacturing and Production Engineering · Vol. 2, Issue 2, 2024 · pp. 1–14 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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Optimal Design of Solar Roof Top Photovoltaic Plant Under Various Operating Conditions
Abstract: As conventional energy sources are quickly exhausted, the need to switch to sustainable alternatives has never been more urgent. The transition from conventional energy resources to renewable sources, particularly solar energy, has emerged as a pivotal step towards sustainable development This paper explores the advantages of solar power plants, with a focus on rooftop solar installations. Installing solar panels on a roof is revolutionizing the industry. The design phase of …
Published in International Journal of Photochemistry and Photochemical Research · Vol. 1, Issue 1, 2023 · pp. 35–45 Read article
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Waste Segregation Using Image Processing
Abstract: The increasing waste generation rate necessitates effective waste management, as unmanaged waste poses significant harm to humans and the environment, causing climate changes and hindering national financial development. An automated waste segregation system is crucial to avoid these issues and reduce recycling complexity. Waste cannot be fully appreciated in terms of its significance and financial value until it is separated. A suggested smart waste sorting system uses image processing-based software …
Published in International Journal of Environmental Noise and Pollution Control · Vol. 2, Issue 1, 2024 · pp. 20–27 Read article
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The Evolution and Future Prospects of Solar Energy in India
Abstract: India has made great strides in incorporating solar energy into its renewable energy framework thanks to its plentiful solar resources. This case study examines the nation's advancements in solar energy development, the challenges it still faces, and its prospects for growth. India has aggressively pushed solar efforts to satisfy expanding energy demands responsibly and lessen reliance on fossil fuels, thanks to the country's high levels of sun irradiation in most …
Published in Journal of Energy, Environment & Carbon Credits · Vol. 15, Issue 3, 2025 · pp. 54–59 Read article
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Retrieval Augmented Generation for Question Answering in Financial Documents
Abstract: In recent years, the integration of Question Answering (QA) with the Retrieval Augmented Generation (RAG) system has transformed to interact with numerous documents. It uses Natural Language Processing (NLP) techniques to improve accuracy and relevant responses derived from huge documents. RAG integrates the advantages of the retrieval and generation process, which allows systems to generate natural responses and extract context from multiple sources. The main reason to use RAG is …
Published in Journal of Advanced Database Management & Systems · Vol. 12, Issue 2, 2025 · pp. 62–68 Read article