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16 articles for “financial risk protection”
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Role of Digital Health Insurance Platforms in Enhancing Financial Security of the policyholders
Abstract: This study focuses on how digital health insurance platforms help improve the financial risk protection of policyholders, the key objective was to examine the effect of awareness of digital health insurance, financial literacy, ease of use, digital platforms, and trust and security on financial risk protection, a descriptive research design was used, and primary data were collected from 105 policyholders in Bangalore urban through a structured questionnaire using the convenience …
Published in Research and Reviews: A Journal of Health Professions · Vol. 16, Issue 2, 2026 Read article
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Impact of Agricultural Insurance on Financial Security of Small and Marginal Farmers
Abstract: In India agriculture is the major income provider. Farmers owning small plots are more likely to face financial losses caused by droughts, floods, pests, diseases, and other natural calamities. Agricultural insurance acts as a risk management tool by providing financial protection against crop losses and supporting farmers during difficult periods. The present learning observes the impact of agricultural insurance on the financial security of small and marginal farmers in Magadi …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 15, Issue 3, 2026 Read article
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pH-Responsive Smart Polymer Nanocomposites for Anti-Corrosive Coatings
Abstract: Metallic corrosion under adverse marine and industrial conditions imposes gigantic financial burdens and risks worldwide. Conventional waterproofing waterborne epoxy has passive barrier protection, but is also inherently microporous, lacking intrinsic repair ability against mechanical damage and thus rapidly decays. This is a critical gap that this work tries to bridge by designing a new pH-responsive hybrid polymer nanocomposite by using polyethyleneimine-tannic acid-cerium functionalized boron nitrate nanosheets with chitosan-capped mesoporous silica …
Published in Journal of Polymer & Composites · Vol. 14, Issue 3, 2026 · pp. 201–213 Read article
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Curbing Speculation vs. Market Participation: A Study of SEBI’s 2024 Derivatives Measures
Abstract: The derivative market has become a cornerstone of India’s financial ecosystem, complementing the traditional stock market by enabling risk management, price discovery, and liquidity enhancement. However, with the rapid growth of this segment, concerns over speculative activities have prompted regulatory intervention. On October 1, 2024, the Securities and Exchange Board of India (SEBI) introduced significant reforms aimed at curbing speculation, protecting retail investors, and fostering market stability. While these changes …
Published in Research & Reviews : Journal of Statistics · Vol. 14, Issue 2, 2025 · pp. 28–43 Read article
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An In-depth Analysis of Cyberattacks and Cybersecurity: New Trends and Advancements
Abstract: At present, a significant portion of global economic, commercial, cultural, social, and governmental activities and interactions, including those involving individuals, NGOs, and state institutions, takes place in cyberspace. In recent times, many businesses and government agencies around the world have been facing the growing challenge of cyberattacks and the risks associated with wireless communication technologies. As modern society becomes increasingly dependent on digital technologies, protecting sensitive information from cyber threats …
Published in International Journal of Information Security Engineering · Vol. 3, Issue 2, 2025 · pp. 31–38 Read article
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Enhancing Sustainability and Safety in India's Process Industry Through Targeted Innovations
Abstract: The process industry operates within a highly intricate and high-risk environment, necessitating well-structured strategies to safeguard workers, maintain safety standards, and preserve environmental integrity. This study explores the impact of diverse safety interventions designed to enhance health, safety, and environmental performance. It evaluates multiple approaches, including engineering solutions, procedural controls, protective gear, and behavioral adjustments, aimed at mitigating risks such as chemical spills, fires, explosions, equipment failures, and occupational health …
Published in Journal of Industrial Safety Engineering · Vol. 12, Issue 1, 2025 · pp. 22–36 Read article
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Evaluating Delay Impacts: From Root Cause Analysis to Dispute Resolution
Abstract: Construction projects inherently involve complex coordination among multiple stakeholders, interdependent tasks, and unpredictable external challenges, which frequently cause schedule overruns and disputes. Traditional contractual mechanisms—such as extensions of time (EoT), liquidated damages, and force majeure clauses—serve to define responsibilities, allocate risk, and establish formal dispute pathways when delays arise. For example, EoT provisions protect contractors from penalties when delays are beyond their control, provided proper notice and evidence are submitted …
Published in Journal of Structural Engineering and Management · Vol. 12, Issue 3, 2025 · pp. 11–25 Read article
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Advanced Security Mechanisms for AIDL Communication in High-Risk Environments
Abstract: Android Interface Definition Language (AIDL) serves as a critical component for inter-process communication (IPC) in Android systems, facilitating seamless interaction between different application components. However, in high-risk environments, such as military, healthcare, and financial systems, AIDL communication faces significant security challenges, including unauthorized access, data tampering, and privilege escalation. This paper presents a detailed review of the advanced security mechanisms designed to safeguard AIDL communication in such environments. We propose …
Published in International Journal of Bioinformatics and Computational Biology · Vol. 4, Issue 1, 2026 Read article
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Enhancing Safety Protocols in Industrial Operations
Abstract: Industrial safety is a crucial aspect of maintaining both operational efficiency and protecting the workforce in hazardous environments. Despite significant advancements in safety technologies and regulatory frameworks, industrial accidents remain a persistent problem, often leading to severe injuries, fatalities, and financial losses. Such incidents typically arise from a combination of factors, including human error, equipment malfunctions, and insufficient safety protocols. In response to these challenges, this paper examines key strategies …
Published in Journal of Industrial Safety Engineering · Vol. 11, Issue 3, 2024 · pp. 1–5 Read article
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Data Privacy in AI: Securing the Sensitive Information Through Homomorphic Encryption
Abstract: Artificial intelligence (AI) technology increasingly relies on sensitive user data, particularly finance and healthcare. While legacy encryption technologies safeguard data in transit and at rest, they are of no use when data must be decrypted to be processed. This is a bleak privacy threat, particularly in AI applications that call for constant processing of data. The objective of this study is to apply homomorphic encryption, a feature in which operations …
Published in International Journal of Information Security Engineering · Vol. 3, Issue 2, 2025 · pp. 25–30 Read article
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Healthcare IT Innovations: Blockchain Technology for Healthcare Data Security and Privacy
Abstract: The healthcare sector has undergone a significant digital transformation, leading to the generation and sharing of vast quantities of sensitive medical data. While this digitization has improved patient care and outcomes, it has also introduced critical challenges related to data security and privacy. The increasing rate of data breaches in healthcare puts patient confidentiality at risk, mainly leading to identity theft, financial fraud, and loss of public trust in healthcare …
Published in International Journal of Information Security Engineering · Vol. 3, Issue 2, 2025 · pp. 01–12 Read article
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Experimental investigation on non-linearity in understanding large scale fires
Abstract: Fire doesn't spread in a uniform manner it has an unpredictable nature. The pervasive uncertainty associated with large-scale fires has resulted in the irreparable loss of invaluable human lives, natural resources, critical infrastructure, and systems. To combat this significant issue, substantial financial investments are made annually in research endeavours aimed at preventing and mitigating such devastating incidents. These dedicated research efforts strive to develop innovative strategies, cutting-edge technologies, and robust …
Published in Journal of Industrial Safety Engineering · Vol. 10, Issue 1, 2023 · pp. 27–40 Read article
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The Dark Side of Technology: Addressing the Rise of Cybercrime and Data Breaches
Abstract: In the digital age, technological advancements have brought about remarkable improvements in communication, business, and daily life. However, these innovations have also given rise to a darker side of the tech world: an increase in cybercrime and data breaches. This article examines the growing threats posed by malicious actors, including hackers, cybercriminal syndicates, and state-sponsored entities, who exploit vulnerabilities in digital systems. It explores the wide-reaching impacts of cybercrime, from …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 1, 2026 · pp. 06–15 Read article
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Wastewater Treatment Techniques, Quality Monitoring, and Compliance with Regulatory Standards in Nigeria
Abstract: Innovative wastewater treatment techniques, recycling systems, circular economy, and quality monitoring and enforcement of regulatory standards are vital for sustainable urban water development. This study offers a thorough analysis and review of the literature on wastewater treatment methods in Nigeria, spanning from traditional approaches to cutting-edge technologies like membrane bioreactors, trickling filters, activated sludge systems, anaerobic digesters, and constructed wetlands. It also investigates deeper into the existing quality monitoring systems, …
Published in Journal of Water Pollution & Purification Research · Vol. 13, Issue 2, 2026 · pp. 23–35 Read article
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Strategies for Efficient Integration of Distributed Energy Resources into Microgrid Systems
Abstract: With the growing integration of Distributed Energy Resources into modern power systems, the global energy landscape is changing. Some of the DERs are solar photovoltaic (PV), wind turbines, battery storage systems, combined heat and power (CHP) units, and electric vehicles (EVs). Some of the advantages include lower transmission losses, better energy efficiency, and more resilience to grid failures. However, the far-reaching integration of DERs carries with it considerable technical, economic, …
Published in Journal of Power Electronics and Power Systems · Vol. 15, Issue 3, 2025 · pp. 51–56 Read article
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Financial Knowledge and Agripreneur Success: A Review of the Literature
Abstract: The agricultural sector has experienced a profound transformation in recent years, evolving from a historically overlooked industry dominated by small family businesses into a dynamic and high-tech field. This transformation can be attributed to a multitude of factors, including economic liberalization, reduced market protection, increased access to credit facilities, governmental schemes, subsidies, and shifting societal dynamics. In this comprehensive review, we delve into the intricate relationship between financial knowledge and …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 13, Issue 1, 2024 · pp. 11–22 Read article