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13 articles for “financial literacy”
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Financial Knowledge and Agripreneur Success: A Review of the Literature
Abstract: The agricultural sector has experienced a profound transformation in recent years, evolving from a historically overlooked industry dominated by small family businesses into a dynamic and high-tech field. This transformation can be attributed to a multitude of factors, including economic liberalization, reduced market protection, increased access to credit facilities, governmental schemes, subsidies, and shifting societal dynamics. In this comprehensive review, we delve into the intricate relationship between financial knowledge and …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 13, Issue 1, 2024 · pp. 11–22 Read article
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Unveiling Empowerment: Evaluating Entrepreneurial Effectiveness of Self-Help Groups in Murshidabad and South 24 Pargana
Abstract: Self-help groups (SHGs) have played an essential role in the socio-economic upliftment of society, especially in West Bengal over the last decades. Analytically discussing gender dimensions in the SHGs, this paper scrutinizes the efficiency of the two districts, namely, Murshidabad and South 24 Parganas considering certain parameters. Based on the analysis of the parameters of the empowerment indicators and socio-economic effects of the SHGs, the paper explains to what extent …
Published in Research & Reviews : Journal of Statistics · Vol. 13, Issue 2, 2024 · pp. 23–33 Read article
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Psychological Drivers of ESG Investment in the Polymer Sector
Abstract: This research will delve into the mentalities of investors concerning investments in polymer ESG projects. Sustainable investing has become very popular in recent times across the globe. At the same time, the polymer or plastic industry is encountering numerous environmental issues. Plastics make up some 3.3–4.5% of global emissions of greenhouse gases (≈1.8 billion tonnes per year, TPI), and only about 9% of the total production of 400 million tonnes …
Published in Journal of Polymer & Composites · Vol. 14, Issue 4, 2026 Read article
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Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
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From Cattle to Capital: A Review on SHGs, Dairy Farming, and Gender Empowerment in Rural India
Abstract: Self-Help Groups (SHGs) have emerged as a platform for encouraging women to start their own ventures in rural India, particularly through dairy-based enterprises. This review explores the role of SHGs in enhancing financial support, skill development, market access, and social empowerment among rural women. By utilizing savings and providing microcredit, SHGs enable women to establish and expand dairy ventures, contributing to household income and organized milk production. The integration of …
Published in Research and Reviews : Journal of Dairy Science and Technology · Vol. 15, Issue 2, 2026 Read article
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Prospects and Growth Opportunities of Female-Owned Rural Farm Businesses in Plateau State, Nigeria
Abstract: The potential and growth chances of female-owned rural agricultural companies in Nigeria's Plateau State were investigated in this study. The objectives were to assess the prospects and opportunities available to female-owned rural farm businesses and to determine their effect on business growth and development across the state. The study covered female farm business owners engaged in crop production, livestock farming, mixed farming, and agro- processing across all 17 Local Government …
Published in Journal of Energy, Environment & Carbon Credits · Vol. 16, Issue 2, 2026 Read article
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Digital Payments as a Driver of Sustainable Consumption: A Consumer-Based Study of Perceived Challenges and Opportunities in FinTech Ecosystems
Abstract: The Digital Payment Systems evolved remarkably fast, and so, have transformed the way in which the consumer makes purchases for products and services as well as the way in which they function economically, i.e., how they consume things. Beyond convenience and efficiency, digital payments are increasingly viewed as a potential driver of sustainable consumption by reducing cash dependency, improving transaction transparency, and supporting responsible spending practices. This study examines digital …
Published in International Journal of Optical Innovations & Research · Vol. 4, Issue 1, 2026 · pp. 1–12 Read article
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Revolutionizing Public Service: The Impact of E-Governance in Bihar
Abstract: The adoption of e-governance initiatives has been a key strategy for the government of Bihar, India to improve public service delivery and increase transparency and efficiency in governance. This paper examines the impact of e-governance programs implemented in Bihar over the past decade and what role can a public library play in its operation. Through a review of government reports, academic literature, and interviews with key stakeholders, the study analyzes …
Published in Journal of Advancements in Library Sciences · Vol. 11, Issue 2, 2024 · pp. 30–33 Read article
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The Study of Preference on Skill-Based Training Among Household Women in Gudalur Town
Abstract: This study explores the need for skill-based training among women in households in Gudalur town, identifying preferred training types, choice-influencing factors, and participation barriers. Skill development is a critical component of women's empowerment, promoting financial autonomy and social mobility. Surveys were conducted with 50 women, who were chosen using a stratified random sampling method. The survey comprised demographics, most preferred training courses, perceived benefits, and participation barriers. Descriptive statistics was …
Published in International Journal of Community Health Nursing And Practices · Vol. 3, Issue 2, 2025 Read article
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A Study on Perception and Behavior of Consumers Towards Digital Financial Transactions
Abstract: The rapid evolution of digital technology, coupled with increased smartphone usage and proactive governmental policies, has revolutionized the landscape of financial transactions. This study examines consumer perceptions and behavioral patterns related to digital payment systems, with a specific focus on usage trends, preferences, and concerns. Utilizing primary data collected through a structured survey of 110 respondents in North Delhi, the research reveals that digital transactions are predominantly perceived as convenient, …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 60–69 Read article
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Empowering Small-Scale Farmers through Agricultural Insurance Policy in Nepal: An Empirical Study
Abstract: The small-scale farmers in the country are facing numerous challenges, including limited access to resources, poor road infrastructure, water scarcity and irrigation constraint, outdated farming techniques, natural calamities, lack of or low productivity and limited knowledge and training which often resulting in their low incomes and vulnerability. In this backdrop, a proper implementation of the agriculture insurance laws, policies, programs and provisions can contribute to empowering small-scale farmers, as it …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 15, Issue 1, 2026 · pp. 78–91 Read article
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Knowledge, Awareness, and Perceptions of Cervical Cancer and Screening Among Women in Rural South India
Abstract: Background: Cervical cancer is still a major public health problem in South India, with rising figures of morbidity and mortality, in spite of progress in prevention, early detection, and treatment. Cervical cancer is the second leading cause of death due to cancer among Indian women, with around 123000 new cases and 67000 deaths every year. The delay in diagnosing CVD and low participation in screening programs is due to poor …
Published in International Journal of Oncological Nursing and Practices · Vol. 3, Issue 2, 2025 · pp. 1–8 Read article
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Women Empowerment: The Essential Role of Education for Women in India
Abstract: Education has long been acknowledged as one of the most powerful instruments of social transformation, and in the Indian context, it holds unique significance for women’s empowerment. The empowerment of women is central to reducing gender inequality, dismantling patriarchal norms, and achieving inclusive growth. Women’s education does not merely provide literacy; it develops autonomy, fosters confidence, and equips women with the skills necessary for meaningful participation in social, political, and …
Published in International Journal of Trends in Humanities · Vol. 3, Issue 1, 2026 · pp. 20–24 Read article