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98 articles for “banking”
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Impact of Demonetization on Banks: Study on NPA of Public Sector Banks in Context with How to Stabilize NPA
Abstract: The banking sector is the pillar of the economy but now it has become the complete foundation of it. Business industries are developing, and the banking sector also benefits by expanding its activities. Other banking services charges are the medium of generating opportunity to getting more non fund base income. Nowadays banking sector has taken advantages of new technology for providing better services to their customers with less charges. Traditional …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 2, 2024 · pp. 29–33 Read article
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Artificial Machine Intelligence Language for Banking Chatbot
Abstract: The developed system introduces a banking chatbot utilizing Artificial Intelligence Markup Language (AIML) to enhance customer interactions within the banking sector. With the increasing demand for efficient customer service and the adoption of automated systems, chatbots have emerged as a pivotal solution for banks to streamline operations and improve user experience. The proposed banking chatbot leverages state-of-the-art natural language processing (NLP) algorithms powered by AIML to interpret user queries, provide …
Published in Journal of Communication Engineering & Systems · Vol. 14, Issue 3, 2024 · pp. 8–13 Read article
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Enhancing Cyber Security in the Banking Sector Using Biometrics
Abstract: The fast-paced digital evolution within the banking industry has led to a substantial rise in the number of financial transactions conducted through online and mobile platforms. While this transformation has improved customer convenience and service accessibility, it has also exposed banking systems to a wide range of cyber threats, such as identity theft, phishing attacks, credential compromise, and financial fraud. Conventional authentication mechanisms, including passwords and personal identification numbers (PINs), …
Published in International Journal of Wireless Security and Networks · Vol. 4, Issue 1, 2026 · pp. 15–20 Read article
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Knowledge and attitude of postnatal mothers towards Human Breast Milk Banking in a selected Hospital
Abstract: Background: Breast milk is universally endorsed as unique, innate and vital feed, gifted by nature for neonates. Human Breast milk banks function as stockpile for women who are incapable to provide their own breast milk to their unwell or confined infants. In Indian scenario, donation of breast milk is an emerging notion and has been introduced among few metropolises across the nation. Unavailability to breastmilk foster infants more susceptible to …
Published in International Journal of Midwifery Nursing And Practices · Vol. 1, Issue 2, 2023 · pp. 10–18 Read article
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Bank Locker Security System Using Machine Learning
Abstract: The Bank Locker Security System integrates cutting-edge technology solutions to strengthen the security of bank locker facilities. This system uses biometric identification techniques, such as facial recognition and fingerprint scanning, to confirm users' identities before granting them access to the lockers. Furthermore, access control techniques based on RFID technology are employed to augment security protocols. The locker area is equipped with real-time monitoring and alerting tools that enable fast detection …
Published in International Journal of VLSI Circuit Design & Technology · Vol. 2, Issue 1, 2024 · pp. 16–20 Read article
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AI-Driven Promotion Platforms: Increasing Customer Engagement in Banking
Abstract: Artificial Intelligence has been in talk since data was considered as an asset. Using this data, prolific information has been extracted to gather detailed information and create datasets. Artificial intelligence is shaping the narrative of the world in the 21st century. It has become a driving force behind innovation, influencing various industries and redefining traditional practices. Artificial intelligence has revolutionized customer engagement strategies across industries, particularly Banking. This study explores …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 1, 2025 · pp. 87–92 Read article
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Examining the role of banks in financing nuclear power programs for a green economy and clean energy transition
Abstract: Nuclear power programs have the potential to contribute to deep, multi-sector and economy-wide decarbonization as sources of reliable, low emissions intensity thermal and electrical energy. However, nuclear power projects are complex, capital-intensive ventures with significant financial risks associated with them. Therefore, financing has been a critical issue for these projects. To accelerate their deployment to meet clean energy transition targets of nations and institutions, financial institutions like banks can play …
Published in Journal of Nuclear Engineering & Technology · Vol. 15, Issue 1, 2025 · pp. 28–39 Read article
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Bias Detection and Accuracy Enhancement in Voice-based Banking Authentication Using Deep Learning
Abstract: Biometric systems have become an integral part of how many people access banking services today, and voice verification systems can be a secure and easy-to-use source of banking authentication that does not require any physical contact with the bank or any other person. From the security perspective, these systems would normally provide an effective means of identifying an individual but frequently exhibit bias with respect to demographics such as the …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 2, 2026 Read article
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Impact of IoT in Banking Processes
Abstract: The Internet of things (IoT) represents the next phase of the digital world that is expanding rapidly and transforming the lives of customers. While the Internet does not usually extend beyond the electronic world, connected objects represent the extension of internet of things and places with the adaptations of IOT in personalized services like online banking. Contactless payment technologies are demanding convenient and personalized services in IoT base banking application …
Published in International Journal of Mobile Computing Technology · Vol. 1, Issue 1, 2023 · pp. 1–7 Read article
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A Trust-Enhanced Security Architecture for Authenticating Customer Records in Banking Institutions
Abstract: The growing digital disruption of banking and financial services has completely altered the face of customer onboarding, money transactions, and financial service deliveries. Even as digital technologies provide unparalleled levels of efficiency and accessibility for consumers of financial services, they have also presented new challenges that are equally daunting. Among the growing number of financial threats that digital technology has spawned is the risk of synthetic identity fraud. Unlike identity …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 16–22 Read article
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Evaluation of Credit Risk of Bank Customers with a Hybrid Approach of Data Mining Techniques
Abstract: Credit risk poses the most significant threat to financial and monetary institutions. Banks strive to offer loans that generate high returns while minimizing risk. Achieving this requires the ability to accurately identify and classify credit customers, both individuals and legal entities, according to their likelihood of fully meeting their obligations. This classification is done using relevant financial and non-financial criteria. The primary goal of this study is to assess the …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 11, Issue 3, 2024 · pp. 63–81 Read article
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Loan Prediction Using Random Forest Algorithm
Abstract: With the growth of the banking sector, more and more people are applying for bank loans. All of these loans are not allowed. The principal income of bank assets arises from the interest earned on the loan. Bank profit or loss depends largely on the amount of the loan, i.e., whether customers pay off the loan or fail. The main purpose of banks is to invest their assets in secure …
Published in Journal of Advanced Database Management & Systems Read article
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Smart Bank Locker Security System
Abstract: This paper introduces a smart bank locker security system that aims to improve the reliability and security of locker access in banks. The system has a Raspberry Pi 4B as the controller, with face detection and fingerprint scanning used for dual-factor authentication. The fingerprint scanner and facial recognition unit identify the user's identity prior to access. After successful verification, a relay is triggered to open the locker. A liquid crystal …
Published in Journal of Electronic Design Technology · Vol. 16, Issue 2, 2025 · pp. 31–36 Read article
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Biometric Banking: Evaluating the Effectiveness of Arduino-Integrated Fingerprint Systems for Locker Security
Abstract: The aim of this research paper is to implement a fingerprint-based bank locker system using Arduino that provides enhanced security features for users. The proposed system eliminates the need for traditional keys and instead utilizes biometric identification to grant access to the locker. The inexpensive and user-friendly Arduino microcontroller platform is used to design the system. The proposed system is implemented using various sensors, including fingerprint sensors, keypad, and LCD …
Published in International Journal of Electrical Power and Machine Systems · Vol. 1, Issue 1, 2023 · pp. 16–22 Read article
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A Review on Loan Approval Prediction Based on Machine Learning Techniques
Abstract: The banking industry has also benefited greatly from technological advancements. An increasing number of individuals are submitting loan applications on a daily basis. When deciding which loan applicants to approve, the bank must take certain rules into account. The bank needs to choose the best one for approval based on certain characteristics. The process of carefully verifying every person and recommending them for loan approval is laborious and fraught with …
Published in Journal of Computer Technology & Applications · Vol. 15, Issue 2, 2024 · pp. 1–11 Read article
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Money Laundering Transaction with Machine Learning
Abstract: This study discusses the use of machine learning algorithms to discover firms that are prone to money laundering. The purpose of this research is to develop, describe, and test a machine learning model for determining which bank transactions should be physically scrutinized for money laundering activities. To train a supervised machine learning model, three categories of historical data are required: legitimate "normal" transactions, transactions flagged as suspicious by the bank's …
Published in Current Trends in Information Technology · Vol. 14, Issue 2, 2024 · pp. 1–15 Read article
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Design and Development of a Case Study on a Simple Banking System (SBS) by Applying the Concepts of Django Models, Views, Templates, Admin Interfaces, and Forms Using Full-Stack Development Framework
Abstract: The purpose of this case study is to develop and demonstrate various facilities and features available in full-stack development using Django by considering a simple example of a banking system. The concepts of Django Models, Views, Templates, Admin Interfaces, and Forms are used to ensure this case study utilizes all features of the framework to make it the complete miniature product. In addition, a well-documented report, and various test-cases related …
Published in Journal of Open Source Developments · Vol. 11, Issue 3, 2024 · pp. 26–36 Read article
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Deep Analysis of the Banknote Identification and Counterfeit Detection
Abstract: The production of counterfeit paper currencies has become cheaper due to advancements in printing technologies and graphic design. The circulation of fake currencies negatively impacts a country’s economy. This paper aims to develop an intelligent system for detecting and categorizing counterfeit currencies, which also plays a significant role in the field of human–computer interaction (HCI). The paper delves into the history of counterfeit currencies and the development of techniques used …
Published in Journal Of Network security · Vol. 12, Issue 3, 2024 · pp. 13–17 Read article
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IoT-Enabled and Hand Gesture Controlled Robotic Arm Using Blynk IoT and OpenCV
Abstract: Robotic arms have become vital in environments that necessitate control, stability, and remote operation. This study presents a low-cost, multifunctional robotic arm that operates in four distinct modes: gesture control using OpenCV, IoT-based control via the Blynk platform and ESP32, joystick- based manual control, and an automatic mode driven by coordinates stored on an SD card. The system integrates multiple control mechanisms through the ESP32 microcontroller and utilizes servo motors …
Published in Journal of Aerospace Engineering & Technology · Vol. 15, Issue 2, 2025 · pp. 36–46 Read article
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A Comprehensive Analysis of Classification Methods for Churn Prediction in Financial Services
Abstract: Persistent issues that affect long-term revenue in the banking sector include excessive client attrition. Customary churn models depend on measures related to customer satisfaction, which often result in low predictive accuracy due to their subjective nature. This study proposes an effective early warning model to address customer churn in financial services. Data is preprocessed through cleaning, one-hot encoding, Z-score normalization, and Min-max scaling. To handle class imbalance, the SMOTE algorithm …
Published in Journal of Advanced Database Management & Systems · Vol. 12, Issue 2, 2025 · pp. 47–61 Read article