Search
89 articles for “Finance”
-
Green Finance and India’s Climate Commitments: Aligning Financial Systems with Sustainable Development Goals
Abstract: India’s commitment to addressing climate change, as reflected in its Nationally Determined Contributions (NDCs), net-zero ambitions, and alignment with the United Nations Sustainable Development Goals (SDGs), has placed green finance at the center of the country’s sustainable development agenda. Green finance involves directing capital and investment flows toward projects and initiatives that are environmentally sustainable. It supports efforts to reduce climate-related risks, enhance resilience to environmental changes, and promote economic …
Published in International Journal of Sustainability · Vol. 3, Issue 1, 2026 · pp. 49–54 Read article
-
Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
-
An Assessment of Recent Initiatives for Financial Inclusion with Reference to Social Security Motto Jan Dhan to Jan Suraksha in India
Abstract: This research paper aims at assessing the recent initiatives by the Government of India with reference to the financial inclusion of common people in India. Financial freedom is one of the agents of economic growth of a country. Looking at the enormous amount of opportunities towards economic development in India, financial inclusion of people becomes necessary. Financial inclusion has been a matter of wide discussion amongst the policymakers and the …
Published in International Journal of Rural and Regional Development · Vol. 2, Issue 1, 2024 · pp. 01–05 Read article
-
Data-Driven Predictive Analytics and Decision- Making in FinTech Using MongoDB and High-Throughput Data Pipelines
Abstract: This paper examines the implementation of MongoDB and high-throughput data pipelines within the financial technology (FinTech) sector to drive data-informed predictive analytics and decision-making. The study focuses on the architectural components, scalability, and challenges of integrating NoSQL databases into real-time data ingestion and analytics pipelines. The transformative potential of these technologies in modern financial systems is highlighted through practical use cases such as fraud detection, credit scoring, and personalized financial …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 3, Issue 1, 2025 · pp. 1–15 Read article
-
Automating time based Household electricity Bill Calculations for Efficient Budgeting
Abstract: Recurrent household expenses must be precisely, in time, and openly tracked to make efficient household budgeting. Conventional monthly billing performance tends to delay the financial information, which results in the inefficient cash flow management and inability to modify short-term expenditure patterns. The proposed research is a system to automatize the calculation of household bills per week in order to deliver more frequent and practical insights into the household spending habits. …
Published in International Journal of Electrical Power and Machine Systems · Vol. 4, Issue 1, 2026 · pp. 1–16 Read article
-
Phishing Attack, Its Detections and Prevention Techniques
Abstract: The relentless surge of cyber threats represents a pressing challenge to global security and individual privacy. Among these, phishing attacks remain a particularly pernicious form of cybercrime. This study provides a comprehensive review of phishing attacks, their evolution, methodologies, impacts, and countermeasures. The methods of perpetrating phishing attacks have grown in sophistication, extending beyond the common email phishing to include spear phishing, whaling, clone phishing, vishing, smishing, and search engine …
Published in International Journal of Wireless Security and Networks · Vol. 1, Issue 2, 2023 · pp. 13–25 Read article
-
Decoding ‘I Do’s and ‘I Don’ts’: Exploring the Surge in Indian Divorce Rates
Abstract: The research explores the evolving dynamics of marriage and divorce in India, highlighting the rise in divorce rates due to increased stress, lack of bonds, and female independence. The study argues that women's financial self-sufficiency has led to a decrease in their willingness to tolerate unsatisfactory or abusive marriages. The research also emphasizes the influence of urbanization, Westernization, and changing attitudes toward marriage as factors contributing to the increase in …
Published in Recent Trends in Social Studies · Vol. 1, Issue 1, 2024 · pp. 17–24 Read article
-
Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
-
Blockchain and Smart Contract Based Decentralized Rental Platform
Abstract: The advent of blockchain technology has emerged as a revolutionary influence in contemporary society, restructuring engagements and commerce. It is characterized by a decentralized and distributed network of blocks storing information with digital signatures. Initially developed for digital cryptocurrencies like Bitcoin and Ethereum, blockchain has expanded its utility across various domains, leveraging its core features of decentralization, persistency, anonymity, and auditability. Originally designed for cryptocurrencies, blockchain technology has extended its …
Published in International Journal of Data Structure Studies · Vol. 1, Issue 2, 2023 · pp. 18–24 Read article
-
The Study of Preference on Skill-Based Training Among Household Women in Gudalur Town
Abstract: This study explores the need for skill-based training among women in households in Gudalur town, identifying preferred training types, choice-influencing factors, and participation barriers. Skill development is a critical component of women's empowerment, promoting financial autonomy and social mobility. Surveys were conducted with 50 women, who were chosen using a stratified random sampling method. The survey comprised demographics, most preferred training courses, perceived benefits, and participation barriers. Descriptive statistics was …
Published in International Journal of Community Health Nursing And Practices · Vol. 3, Issue 2, 2025 Read article
-
Divorced Women Attitudes Towards Remarriage: A Qualitative Approach
Abstract: The current study aimed to investigate the attitudes of divorced women regarding remarriage and to comprehend the diverse factors that shape their viewpoints. The research population comprised divorced women, and a purposive sampling method was employed to select participants. Data were collected from ten divorced women through semi-structured interviews, allowing for in-depth exploration of personal experiences and viewpoints. A qualitative research design was adopted to capture the complexity of individual …
Published in International Journal of Behavioral Sciences · Vol. 3, Issue 1, 2026 · pp. 1–14 Read article
-
Unveiling the Veil of Black Money Understanding Its Impact on Economic Stability and Policy Formulation in India
Abstract: The issue of black money has emerged as a critical concern for India, undermining economic stability and challenging the effectiveness of policy formulation. Black money, generated through unaccounted income and tax evasion, exerts a detrimental influence on multiple facets of the economy, including resource allocation, income distribution, and public trust in governance. This study examines the multifaceted impact of black money on India’s economic framework, highlighting its role in distorting …
Published in Recent Trends in Social Studies · Vol. 2, Issue 2, 2025 · pp. 1–10 Read article
-
From Differential Equations to Data Science: A Survey on Analytical Methods in Contemporary Problems
Abstract: The integration of differential equations and data science methods represents a dynamic and evolving approach to solving contemporary challenges across a wide range of disciplines, including engineering, physics, biology, economics, and finance. Differential equations have long served as fundamental tools for modeling continuous systems and processes, offering powerful insights into the behavior of natural and man-made phenomena. For example, they describe how heat diffuses through materials, how populations grow in …
Published in Recent Trends in Mathematics · Vol. 2, Issue 2, 2025 · pp. 1–6 Read article
-
Assessment of Factors Affecting Telebirr (Mobile Money) Project Implementation in the Case of Ethio Telecom Sector
Abstract: Background: Mobile money services facilitate financial transactions through mobile devices, reducing dependence on physical cash and promoting financial inclusion. The Telebirr Mobile Money project by Ethio Telecom is a key initiative in this domain. Objective: This study aims to examine the factors influencing the successful implementation of the Telebirr Mobile Money project within Ethio Telecom. Methods: A census survey was conducted among 75 project team employees at the Lebu and …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 13–19 Read article
-
Self-Help Group and Rural Women’s Socioeconomic Empowerment in India: An SDG Perspective
Abstract: This research examines the impact of Self-Help Groups (SHGs) on rural women in Khurda District, Odisha, and their contribution to achieving the United Nations’ Sustainable Development Goals (SDGs). The central aim of the study is to understand whether participation in SHGs helps women improve their socioeconomic conditions and move closer to global development goals, such as poverty reduction, food security, better health, improved education, and gender equality. To assess this, …
Published in International Journal of Rural and Regional Development · Vol. 4, Issue 1, 2026 · pp. 38–48 Read article
-
Time Series Forecasting Based on PyAF and fbProphet
Abstract: Time series forecasting is the technique of predicting future events using previous data. Time series data includes information that is collected and recorded at regular intervals, such as daily stock prices, monthly sales figures, or hourly temperature readings. The purpose of time series forecasting is to use previous data to create accurate forecasts about the future values of a given variable. This can be beneficial for a range of applications, …
Published in International Journal of Information Security Engineering · Vol. 1, Issue 1, 2023 · pp. 32–36 Read article
-
Horizon Scanning and Early Assessment of Health Technologies for the Treatment of Orphan Diseases
Abstract: The theoretical foundations and regulatory framework of the processes of the formation of an effective health technology assessment (HTA) system at the early stages of the life cycle of medicines are analyzed in the article. Particular attention is paid to horizon scanning (HS) and early assessment of expensive innovative drugs utilized for treating rare diseases. In order to inform policymakers, purchasers, and providers (to prioritize MT research, financial, and operational …
Published in International Journal of Brain Sciences · Vol. 1, Issue 1, 2024 · pp. 32–39 Read article
-
Optimal Design of Solar Roof Top Photovoltaic Plant Under Various Operating Conditions
Abstract: As conventional energy sources are quickly exhausted, the need to switch to sustainable alternatives has never been more urgent. The transition from conventional energy resources to renewable sources, particularly solar energy, has emerged as a pivotal step towards sustainable development This paper explores the advantages of solar power plants, with a focus on rooftop solar installations. Installing solar panels on a roof is revolutionizing the industry. The design phase of …
Published in International Journal of Photochemistry and Photochemical Research · Vol. 1, Issue 1, 2023 · pp. 35–45 Read article
-
Waste Segregation Using Image Processing
Abstract: The increasing waste generation rate necessitates effective waste management, as unmanaged waste poses significant harm to humans and the environment, causing climate changes and hindering national financial development. An automated waste segregation system is crucial to avoid these issues and reduce recycling complexity. Waste cannot be fully appreciated in terms of its significance and financial value until it is separated. A suggested smart waste sorting system uses image processing-based software …
Published in International Journal of Environmental Noise and Pollution Control · Vol. 2, Issue 1, 2024 · pp. 20–27 Read article
-
The Role of Smart Grids in Enhancing Energy Efficiency and Sustainability
Abstract: The rapid adoption of smart grid technologies is reshaping the energy sector, prompting significant changes in the traditional utility business model. This survey paper provides a comprehensive analysis of the impact of smart grids on utility revenue streams, focusing on the transition from conventional electricity sales to new, service-oriented business models. By examining key innovations such as energy-as-a-service, virtual power plants, and peer-to-peer energy trading, this study highlights how utilities …
Published in International Journal of Advanced Control and System Engineering · Vol. 2, Issue 2, 2024 · pp. 10–18 Read article