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23 articles for “Banking security”
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Enhancing Cyber Security in the Banking Sector Using Biometrics
Abstract: The fast-paced digital evolution within the banking industry has led to a substantial rise in the number of financial transactions conducted through online and mobile platforms. While this transformation has improved customer convenience and service accessibility, it has also exposed banking systems to a wide range of cyber threats, such as identity theft, phishing attacks, credential compromise, and financial fraud. Conventional authentication mechanisms, including passwords and personal identification numbers (PINs), …
Published in International Journal of Wireless Security and Networks · Vol. 4, Issue 1, 2026 · pp. 15–20 Read article
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Bank Locker Security System Using Machine Learning
Abstract: The Bank Locker Security System integrates cutting-edge technology solutions to strengthen the security of bank locker facilities. This system uses biometric identification techniques, such as facial recognition and fingerprint scanning, to confirm users' identities before granting them access to the lockers. Furthermore, access control techniques based on RFID technology are employed to augment security protocols. The locker area is equipped with real-time monitoring and alerting tools that enable fast detection …
Published in International Journal of VLSI Circuit Design & Technology · Vol. 2, Issue 1, 2024 · pp. 16–20 Read article
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Smart Bank Locker Security System
Abstract: This paper introduces a smart bank locker security system that aims to improve the reliability and security of locker access in banks. The system has a Raspberry Pi 4B as the controller, with face detection and fingerprint scanning used for dual-factor authentication. The fingerprint scanner and facial recognition unit identify the user's identity prior to access. After successful verification, a relay is triggered to open the locker. A liquid crystal …
Published in Journal of Electronic Design Technology · Vol. 16, Issue 2, 2025 · pp. 31–36 Read article
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Bias Detection and Accuracy Enhancement in Voice-based Banking Authentication Using Deep Learning
Abstract: Biometric systems have become an integral part of how many people access banking services today, and voice verification systems can be a secure and easy-to-use source of banking authentication that does not require any physical contact with the bank or any other person. From the security perspective, these systems would normally provide an effective means of identifying an individual but frequently exhibit bias with respect to demographics such as the …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 2, 2026 Read article
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A Trust-Enhanced Security Architecture for Authenticating Customer Records in Banking Institutions
Abstract: The growing digital disruption of banking and financial services has completely altered the face of customer onboarding, money transactions, and financial service deliveries. Even as digital technologies provide unparalleled levels of efficiency and accessibility for consumers of financial services, they have also presented new challenges that are equally daunting. Among the growing number of financial threats that digital technology has spawned is the risk of synthetic identity fraud. Unlike identity …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 16–22 Read article
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Biometric Banking: Evaluating the Effectiveness of Arduino-Integrated Fingerprint Systems for Locker Security
Abstract: The aim of this research paper is to implement a fingerprint-based bank locker system using Arduino that provides enhanced security features for users. The proposed system eliminates the need for traditional keys and instead utilizes biometric identification to grant access to the locker. The inexpensive and user-friendly Arduino microcontroller platform is used to design the system. The proposed system is implemented using various sensors, including fingerprint sensors, keypad, and LCD …
Published in International Journal of Electrical Power and Machine Systems · Vol. 1, Issue 1, 2023 · pp. 16–22 Read article
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Loan Prediction Using Random Forest Algorithm
Abstract: With the growth of the banking sector, more and more people are applying for bank loans. All of these loans are not allowed. The principal income of bank assets arises from the interest earned on the loan. Bank profit or loss depends largely on the amount of the loan, i.e., whether customers pay off the loan or fail. The main purpose of banks is to invest their assets in secure …
Published in Journal of Advanced Database Management & Systems Read article
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A Study on Behavioral Economic Analysis Among Gen Z in Navi Mumbai: Reference to UPI
Abstract: India is well on its way to becoming a cashless nation with the launch of the Unified Payment Interface (UPI). The new payment system enables your smartphone to function as a virtual debit card. UPI-based payment apps have notably influenced consumer behavior, especially among the tech-savvy Generation Z (Gen Z), as the digital landscape continues to evolve. In Navi Mumbai, UPI was designed to offer users efficiency, widespread accessibility, transparency, …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 3, 2024 · pp. 33–47 Read article
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Artificial Machine Intelligence Language for Banking Chatbot
Abstract: The developed system introduces a banking chatbot utilizing Artificial Intelligence Markup Language (AIML) to enhance customer interactions within the banking sector. With the increasing demand for efficient customer service and the adoption of automated systems, chatbots have emerged as a pivotal solution for banks to streamline operations and improve user experience. The proposed banking chatbot leverages state-of-the-art natural language processing (NLP) algorithms powered by AIML to interpret user queries, provide …
Published in Journal of Communication Engineering & Systems · Vol. 14, Issue 3, 2024 · pp. 8–13 Read article
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Impact of IoT in Banking Processes
Abstract: The Internet of things (IoT) represents the next phase of the digital world that is expanding rapidly and transforming the lives of customers. While the Internet does not usually extend beyond the electronic world, connected objects represent the extension of internet of things and places with the adaptations of IOT in personalized services like online banking. Contactless payment technologies are demanding convenient and personalized services in IoT base banking application …
Published in International Journal of Mobile Computing Technology · Vol. 1, Issue 1, 2023 · pp. 1–7 Read article
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Detection of Weapons and Alert System in ATM
Abstract: In contemporary society, the prominence of security and safety has become a significant apprehension. Every day, both stores and banks fall victim to robberies, and the frequency of such incidents is progressively increasing. The assurance of public safety has emerged as a crucial matter in the present era, particularly considering the escalating global security concerns. Considering the advancements in computer vision technologies, the utilization of You Only Look Once (YOLO) …
Published in Journal of Electronic Design Technology · Vol. 15, Issue 1, 2024 · pp. 20–24 Read article
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Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
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Mobile Computing: Current Trends, Security Issues, and Future Directions
Abstract: Mobile computing is a rapidly emerging technology that is revolutionizing various sectors such as education, healthcare, tourism, transportation, manufacturing, banking, insurance, and hospitality. It is widely recognized as a potent computational tool that possesses the capability to profoundly influence society. By providing a mobile user with access to a wide range of information sources, the ability to exchange electronic messages, real-time interaction with other users, and the utilization of remote …
Published in International Journal of Wireless Security and Networks · Vol. 1, Issue 1, 2023 · pp. 26–30 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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Enhancing Mutual Fund Investment Decision-making Using Machine Learning: A Survey
Abstract: In India, a significant portion of individuals save a part of their income for a secure future. Government and various public sector financial companies also provide some saving schemes through banks, post offices, and Life Insurance Corporation (LICs) such as Recurring Deposit (RD), Public Provident Fund (PPF), Sukanya Samridhhi Account (SSA) fixed deposits, etc. Over the past decade, many individuals have shifted their saving schemes to vigorously searching for investment …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 2, Issue 1, 2024 · pp. 43–51 Read article
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Optimizing Green Fodder Availability: Strategic Roadmaps for Sustainable Dairy Development in the Tropics
Abstract: The growing demand for dairy products in tropical regions underscores the urgent need to optimize green fodder availability for sustainable dairy farming.The growing demand for dairy products in tropical regions underscores the urgent need to optimize green fodder availability for sustainable dairy farming. Green fodder serves as a vital source of nutrition for dairy cows, directly influencing milk yield, animal health, and overall farm profitability. However, challenges such as limited …
Published in Research and Reviews : Journal of Crop science and Technology · Vol. 14, Issue 3, 2025 · pp. 11–30 Read article
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Intensifying Security with Smart Video Surveillance
Abstract: The smart video surveillance system is designed to observe the activities of people nearby for safety concerns. This smart video surveillance can be installed at malls, public areas, banks, businesses, and ATM machines. The field of network surveillance research is rapidly expanding. The cause for this is the global insecurity that is occurring in great extent. As a result, an intelligent monitoring system that gathers data in real time, communicates, …
Published in Recent Trends in Programming languages Read article
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A Study on Perception and Behavior of Consumers Towards Digital Financial Transactions
Abstract: The rapid evolution of digital technology, coupled with increased smartphone usage and proactive governmental policies, has revolutionized the landscape of financial transactions. This study examines consumer perceptions and behavioral patterns related to digital payment systems, with a specific focus on usage trends, preferences, and concerns. Utilizing primary data collected through a structured survey of 110 respondents in North Delhi, the research reveals that digital transactions are predominantly perceived as convenient, …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 60–69 Read article
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Blockchain Adoption in Indian Public Services: A Holistic Empirical Investigation
Abstract: The Indian public sector is pivotal in the country’s governance and public welfare. It is worth noting that there is a significant number of intermediaries involved in the execution of tasks that are compromising data transparency. Currently, the public sector banks lack standardization and validation as major obstacles in the deployment of blockchain technology. The research paper explores the scope and effectiveness of blockchain technology in India’s public sector through …
Published in Journal of Operating Systems Development & Trends · Vol. 11, Issue 3, 2024 · pp. 48–57 Read article
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Proof-of-Minimum Privacy Leak Consensus Strategy in Blockchain
Abstract: In this study, we propose a novel consensus algorithm to preserve the security and privacy of a transaction. We propose a Proof-of-Minimum Privacy Leak consensus strategy. This means that the competing nodes which participate in the competition to mine the next block should give a proof of minimum privacy leak during its transaction. Only this proof will give highest votes to that node, and it will be elected as the …
Published in E-Commerce for Future & Trends Read article