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11 articles for “Banking security”
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Enhancing Cyber Security in the Banking Sector Using Biometrics
Abstract: The fast-paced digital evolution within the banking industry has led to a substantial rise in the number of financial transactions conducted through online and mobile platforms. While this transformation has improved customer convenience and service accessibility, it has also exposed banking systems to a wide range of cyber threats, such as identity theft, phishing attacks, credential compromise, and financial fraud. Conventional authentication mechanisms, including passwords and personal identification numbers (PINs), …
Published in International Journal of Wireless Security and Networks · Vol. 4, Issue 1, 2026 · pp. 15–20 Read article
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Bank Locker Security System Using Machine Learning
Abstract: The Bank Locker Security System integrates cutting-edge technology solutions to strengthen the security of bank locker facilities. This system uses biometric identification techniques, such as facial recognition and fingerprint scanning, to confirm users' identities before granting them access to the lockers. Furthermore, access control techniques based on RFID technology are employed to augment security protocols. The locker area is equipped with real-time monitoring and alerting tools that enable fast detection …
Published in International Journal of VLSI Circuit Design & Technology · Vol. 2, Issue 1, 2024 · pp. 16–20 Read article
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Bias Detection and Accuracy Enhancement in Voice-based Banking Authentication Using Deep Learning
Abstract: Biometric systems have become an integral part of how many people access banking services today, and voice verification systems can be a secure and easy-to-use source of banking authentication that does not require any physical contact with the bank or any other person. From the security perspective, these systems would normally provide an effective means of identifying an individual but frequently exhibit bias with respect to demographics such as the …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 2, 2026 Read article
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Biometric Banking: Evaluating the Effectiveness of Arduino-Integrated Fingerprint Systems for Locker Security
Abstract: The aim of this research paper is to implement a fingerprint-based bank locker system using Arduino that provides enhanced security features for users. The proposed system eliminates the need for traditional keys and instead utilizes biometric identification to grant access to the locker. The inexpensive and user-friendly Arduino microcontroller platform is used to design the system. The proposed system is implemented using various sensors, including fingerprint sensors, keypad, and LCD …
Published in International Journal of Electrical Power and Machine Systems · Vol. 1, Issue 1, 2023 · pp. 16–22 Read article
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Impact of IoT in Banking Processes
Abstract: The Internet of things (IoT) represents the next phase of the digital world that is expanding rapidly and transforming the lives of customers. While the Internet does not usually extend beyond the electronic world, connected objects represent the extension of internet of things and places with the adaptations of IOT in personalized services like online banking. Contactless payment technologies are demanding convenient and personalized services in IoT base banking application …
Published in International Journal of Mobile Computing Technology · Vol. 1, Issue 1, 2023 · pp. 1–7 Read article
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Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
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Mobile Computing: Current Trends, Security Issues, and Future Directions
Abstract: Mobile computing is a rapidly emerging technology that is revolutionizing various sectors such as education, healthcare, tourism, transportation, manufacturing, banking, insurance, and hospitality. It is widely recognized as a potent computational tool that possesses the capability to profoundly influence society. By providing a mobile user with access to a wide range of information sources, the ability to exchange electronic messages, real-time interaction with other users, and the utilization of remote …
Published in International Journal of Wireless Security and Networks · Vol. 1, Issue 1, 2023 · pp. 26–30 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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Enhancing Mutual Fund Investment Decision-making Using Machine Learning: A Survey
Abstract: In India, a significant portion of individuals save a part of their income for a secure future. Government and various public sector financial companies also provide some saving schemes through banks, post offices, and Life Insurance Corporation (LICs) such as Recurring Deposit (RD), Public Provident Fund (PPF), Sukanya Samridhhi Account (SSA) fixed deposits, etc. Over the past decade, many individuals have shifted their saving schemes to vigorously searching for investment …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 2, Issue 1, 2024 · pp. 43–51 Read article
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Ethical and Responsible AI: A Comprehensive Review of Principles, Methods, and Tools
Abstract: Quick development of artificial intelligence (AI) has revolutionized a number of industries, including healthcare, banking, and government, by providing creative answers to challenging issues. However, there are serious ethical issues with growing integration of AI into crucial decision-making processes, including prejudice, a lack of transparency, abuses of data privacy, and accountability gaps. A systematic strategy that incorporates technical solutions, legal frameworks, and ethical standards is needed to address these issues. …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 1, 2026 · pp. 23–34 Read article
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Crystalline and Polymeric Interactions in Multi- layered Bulletproof Glass: A Study of Ballistic Resistance and Structural Integrity
Abstract: Bulletproof glass is engineered to withstand high-impact projectiles, offering a critical line of defense in various industries such as banking, military, and armored vehicles. This study explores the structural composition, energy absorption mechanisms, and performance characteristics of bulletproof glass when exposed to ballistic threats. The glass consists of layered constructions, often involving polycarbonate and adhesive interfaces such as polyvinyl butyral, which enhance its energy absorption and resistance to projectiles. The …
Published in International Journal of Crystalline Materials · Vol. 1, Issue 2, 2024 · pp. 10–17 Read article