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265 articles for “Financing”
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Money Laundering Transaction with Machine Learning
Abstract: This study discusses the use of machine learning algorithms to discover firms that are prone to money laundering. The purpose of this research is to develop, describe, and test a machine learning model for determining which bank transactions should be physically scrutinized for money laundering activities. To train a supervised machine learning model, three categories of historical data are required: legitimate "normal" transactions, transactions flagged as suspicious by the bank's …
Published in Current Trends in Information Technology · Vol. 14, Issue 2, 2024 · pp. 1–15 Read article
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Automating time based Household electricity Bill Calculations for Efficient Budgeting
Abstract: Recurrent household expenses must be precisely, in time, and openly tracked to make efficient household budgeting. Conventional monthly billing performance tends to delay the financial information, which results in the inefficient cash flow management and inability to modify short-term expenditure patterns. The proposed research is a system to automatize the calculation of household bills per week in order to deliver more frequent and practical insights into the household spending habits. …
Published in International Journal of Electrical Power and Machine Systems · Vol. 4, Issue 1, 2026 · pp. 1–16 Read article
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Psychological Drivers of ESG Investment in the Polymer Sector
Abstract: This research will delve into the mentalities of investors concerning investments in polymer ESG projects. Sustainable investing has become very popular in recent times across the globe. At the same time, the polymer or plastic industry is encountering numerous environmental issues. Plastics make up some 3.3–4.5% of global emissions of greenhouse gases (≈1.8 billion tonnes per year, TPI), and only about 9% of the total production of 400 million tonnes …
Published in Journal of Polymer & Composites · Vol. 14, Issue 4, 2026 Read article
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Risk Management in Civil Engineering by FTA, FMEA and Risk Matrix
Abstract: Infrastructure projects, particularly in civil engineering, are fraught with uncertainties that manifest as both physical and financial risks. The project report, titled Quantifying and Managing Financial and Physical Risks in Infrastructure Projects, aims to bridge the existing gap between managing these two critical categories of risks. By integrating advanced statistical methodologies such as Failure Mode and Effects Analysis (FMEA), Fault Tree Analysis (FTA), Risk Matrix, and Regression Analysis, this study …
Published in Journal of Structural Engineering and Management · Vol. 12, Issue 1, 2025 · pp. 34–46 Read article
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Unveiling Empowerment: Evaluating Entrepreneurial Effectiveness of Self-Help Groups in Murshidabad and South 24 Pargana
Abstract: Self-help groups (SHGs) have played an essential role in the socio-economic upliftment of society, especially in West Bengal over the last decades. Analytically discussing gender dimensions in the SHGs, this paper scrutinizes the efficiency of the two districts, namely, Murshidabad and South 24 Parganas considering certain parameters. Based on the analysis of the parameters of the empowerment indicators and socio-economic effects of the SHGs, the paper explains to what extent …
Published in Research & Reviews : Journal of Statistics · Vol. 13, Issue 2, 2024 · pp. 23–33 Read article
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Forecasting Commodity Prices Using Deep Learning Techniques: An Empirical Evidence from India
Abstract: Commodity price forecasting is instrumental in financial markets, providing framework for investment choices and risk management practices. Traditional models, including statistical and machine learning approaches, have limitations in capturing the nonlinear and volatile nature of commodity prices. Deep learning (DL) techniques have emerged as promising alternatives, leveraging advanced neural networks to enhance predictive accuracy. This study presents a thorough and comprehensive examination of deep learning applications in commodity price prediction, …
Published in Journal of Computer Technology & Applications · Vol. 16, Issue 3, 2025 · pp. 08–12 Read article
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Phishing Attack, Its Detections and Prevention Techniques
Abstract: The relentless surge of cyber threats represents a pressing challenge to global security and individual privacy. Among these, phishing attacks remain a particularly pernicious form of cybercrime. This study provides a comprehensive review of phishing attacks, their evolution, methodologies, impacts, and countermeasures. The methods of perpetrating phishing attacks have grown in sophistication, extending beyond the common email phishing to include spear phishing, whaling, clone phishing, vishing, smishing, and search engine …
Published in International Journal of Wireless Security and Networks · Vol. 1, Issue 2, 2023 · pp. 13–25 Read article
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Decoding ‘I Do’s and ‘I Don’ts’: Exploring the Surge in Indian Divorce Rates
Abstract: The research explores the evolving dynamics of marriage and divorce in India, highlighting the rise in divorce rates due to increased stress, lack of bonds, and female independence. The study argues that women's financial self-sufficiency has led to a decrease in their willingness to tolerate unsatisfactory or abusive marriages. The research also emphasizes the influence of urbanization, Westernization, and changing attitudes toward marriage as factors contributing to the increase in …
Published in Recent Trends in Social Studies · Vol. 1, Issue 1, 2024 · pp. 17–24 Read article
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Fundamental Analysis of Mid-Cap Stocks in the Indian IT Sector
Abstract: Fundamental analysis is also needed for the classification of financial assets (stocks, bonds, and currencies) using economic indicators or valuation methods to determine their true value. The present study focuses on mid-cap stocks in the information technology (IT) sector of the Indian market, which includes sectors such as software development, hardware manufacturing, semiconductors, IT services, internet and e-commerce, telecommunications, cybersecurity, and cloud computing. Mid-cap stocks may offer a good mix …
Published in Current Trends in Information Technology · Vol. 15, Issue 1, 2025 · pp. 1–11 Read article
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Kinds of Digital Payment Technology: Exploring the Evaluation
Abstract: Digital payment technologies has revolutionized financial transactions, immolating faster, safe, and more approachable solutions. This paper inspects the evolution and types of digital payment systems, embrace Near Field Communication (NFC), Quick Response (QR) codes, mobile wallets, blockchain-based payments, and biometric authentication. It examines key drivers of adoption, such as accessible and technological advancements, while addressing threats like security risks and regulatory compliance. The study provides the role of these technologies …
Published in Journal of Telecommunication, Switching Systems and Networks · Vol. 12, Issue 1, 2025 · pp. 9–14 Read article
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Computer and Commerce – Relationship for The Future
Abstract: The relationship between computers and commerce has evolved dramatically over the past few decades, transforming the way businesses operate and how consumers interact with markets. This synergy continues to grow and holds significant potential for the future. Computers, through advancements in artificial intelligence (AI), machine learning, cloud computing, and big data analytics, have revolutionized commerce by enhancing efficiency, improving decision-making, and fostering innovation. In the future, we can expect even …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 42–59 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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Blockchain and Smart Contract Based Decentralized Rental Platform
Abstract: The advent of blockchain technology has emerged as a revolutionary influence in contemporary society, restructuring engagements and commerce. It is characterized by a decentralized and distributed network of blocks storing information with digital signatures. Initially developed for digital cryptocurrencies like Bitcoin and Ethereum, blockchain has expanded its utility across various domains, leveraging its core features of decentralization, persistency, anonymity, and auditability. Originally designed for cryptocurrencies, blockchain technology has extended its …
Published in International Journal of Data Structure Studies · Vol. 1, Issue 2, 2023 · pp. 18–24 Read article
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The Study of Preference on Skill-Based Training Among Household Women in Gudalur Town
Abstract: This study explores the need for skill-based training among women in households in Gudalur town, identifying preferred training types, choice-influencing factors, and participation barriers. Skill development is a critical component of women's empowerment, promoting financial autonomy and social mobility. Surveys were conducted with 50 women, who were chosen using a stratified random sampling method. The survey comprised demographics, most preferred training courses, perceived benefits, and participation barriers. Descriptive statistics was …
Published in International Journal of Community Health Nursing And Practices · Vol. 3, Issue 2, 2025 Read article
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Fraud Detection in Government Procurement Using Machine Learning
Abstract: Fraud represents a significant challenge in the realm of procurement, with estimates indicating that between 12 and 30% of global procurement budgets are lost to fraudulent activities (OECD, 2023). The pervasive nature of procurement fraud, which may encompass a range of deceptive practices such as bid rigging, invoice fraud, and procurement kickbacks, not only undermines the integrity of financial operations but also results in substantial losses for organizations. These losses …
Published in Journal of Open Source Developments · Vol. 12, Issue 2, 2025 · pp. 19–34 Read article
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Divorced Women Attitudes Towards Remarriage: A Qualitative Approach
Abstract: The current study aimed to investigate the attitudes of divorced women regarding remarriage and to comprehend the diverse factors that shape their viewpoints. The research population comprised divorced women, and a purposive sampling method was employed to select participants. Data were collected from ten divorced women through semi-structured interviews, allowing for in-depth exploration of personal experiences and viewpoints. A qualitative research design was adopted to capture the complexity of individual …
Published in International Journal of Behavioral Sciences · Vol. 3, Issue 1, 2026 · pp. 1–14 Read article
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Sustaining Investing with SIP: Nurturing Wealth and a Better Future
Abstract: Sustainable Investing with SIP encapsulates the idea of aligning financial goals with responsible investing practices for a more sustainable and prosperous future. SIP (Systematic Investment Plan) signifies a disciplined and systematic approach to investing, where individuals commit to regular contributions towards mutual funds at set intervals, fostering a sustainable and long-term investment strategy. Wealth accumulation implies the gradual growth and nurturing of wealth over time through SIP, emphasizing the patient …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 1, 2024 · pp. 30–35 Read article
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Evaluation of Credit Risk of Bank Customers with a Hybrid Approach of Data Mining Techniques
Abstract: Credit risk poses the most significant threat to financial and monetary institutions. Banks strive to offer loans that generate high returns while minimizing risk. Achieving this requires the ability to accurately identify and classify credit customers, both individuals and legal entities, according to their likelihood of fully meeting their obligations. This classification is done using relevant financial and non-financial criteria. The primary goal of this study is to assess the …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 11, Issue 3, 2024 · pp. 63–81 Read article
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Unmasking Hallucinations in Large Language Models Using Analysis of the LLAMA 2 Model and RAG Intervention
Abstract: The study describes the creation of a chatbot for financial trading called "TradeBot" and how it uses Retrieval Augmented Generation (RAG) to overcome the problem of producing false or unverifiable information, sometimes known as hallucinations. RAG allows the chatbot to refer to an external data source in addition to its taught knowledge, which increases the accuracy of its responses. The NCFM (NSE's Certification in Financial Markets) book was integrated as …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 1, 2025 · pp. 76–86 Read article
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Enhancing Credit Card Fraud Detection Using Device Fingerprinting and Behavioral Biometrics
Abstract: Credit card fraud is a growing global concern, with financial losses projected to reach $ 43.47 billion by 2028. Credit card fraud poses a major challenge in the financial industry, resulting in substantial financial losses and security risks. This research introduces a Machine Learning-based Credit Card Fraud Detection System designed to improve the accuracy of fraud identification. Due to the imbalanced nature of fraud datasets, SMOTE (Synthetic Minority Over-sampling Technique) …
Published in Journal Of Network security · Vol. 13, Issue 2, 2025 · pp. 40–50 Read article