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16 articles for “lending”
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Crypto Lending and Hedge Fund Platform (Liquifi)
Abstract: Obtaining loans from traditional financial institutions can be a challenging and time-consuming process that often requires significant collateral. For cryptocurrency holders, liquidating their holdings can be even more difficult due to taxes, transaction fees, and potential losses in invested capital. To address these challenges, we have developed Liquifi, a decentralized peer-to-peer lending platform that utilizes Ethereum's smart contract technology to facilitate secure and cost-effective borrowing and lending. Lenders on Liquifi …
Published in Journal of Computer Technology & Applications · Vol. 14, Issue 1, 2023 · pp. 31–40 Read article
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Menstrual Hygiene
Abstract: Menstruation is also properly called menses, catamania and more commonly a period of monthly flow. Menstruation is not an illness, but an expected and necessary part of healthy mature female adolescent. It may at times be inconvenient and troublesome, but it is the way all normal female function. The objective of the study was to assess the awareness and knowledge among adolescent girls regarding menstruation hygiene before and after administration …
Published in Research and Reviews: A Journal of Medicine · Vol. 8, Issue 2, 2018 · pp. 23–30 Read article
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A Model of Bidding in Rotating Saving Credit Associations
Abstract: The paper analyzes bidding behavior in discount bidding Roscas under the assumption of risk neutrality. Roscas are group based revolving financial schemes. In discount bidding Roscas, individuals bid for a lumpsum. We find that bids submitted by members in equilibrium are increasing in the returns or opportunities for investment. Further, members submit lower bids when credit is available outside Rosca at expensive rates. A bidding Rosca is efficient as an …
Published in Journal of Production Research & Management · Vol. 7, Issue 1, 2017 · pp. 11–15 Read article
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Study of Hydrophytes in Lakes of Bhadrawati Region, District-Chandrapur, Maharashtra, India
Abstract: Hydrophytes play a crucial role in aquatic ecosystems as good indicators of water pollution. The present survey was carried out from September 2023 to August 2024. During this study period, a total of 25 macrophytes belonging to 4 free-floating species, 7 free-floating suspended submerged species, 05 rooted floating leaves species, 6 rooted submerged species, and 3 rooted emergent species were observed in six lakes (Dhoodhala lake, Lendara lake, Mashanghat [Malhar] …
Published in Research & Reviews : Journal of Botany · Vol. 14, Issue 3, 2025 · pp. 16–28 Read article
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Implementation and Impact of RFID in Library Management Systems
Abstract: This system relies on UHF RFID scanners at the gate and transaction section, which are supported by antennas and RFID transceivers embedded in library cards. These devices allow information to be electronically stored and read/written using radio waves without the need for physical interaction. It does not require manual input and instantly sends information about books and library users to the library's management system. It has a record-keeping and search …
Published in International Journal of Solid State Innovations & Research · Vol. 1, Issue 1, 2023 · pp. 20–25 Read article
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Design and Implementation of High-Speed Low Power Low Area Hybrid One Bit Full Adder Using CMOS Technology
Abstract: In this article, we'll take a look at a new kind of Full Adder (FA) design that mixes traditional Complementary Metal Oxide Semiconductors (CCMOS) with Pass Transistors (PTs) and Transmission Gates (TGs). To analyze the circuit's performance, we used the Mentor Graphics software package. Since all twenty (20) varieties of Full Adder circuits were able to be measured and compared, this research was conducted. When the clock rate of the …
Published in International Journal of VLSI Circuit Design & Technology · Vol. 1, Issue 2, 2023 · pp. 29–39 Read article
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Mobile Technologies and Library
Abstract: Mobile technology has significantly transformed the landscape of library services by enhancing accessibility, operational efficiency, and user engagement. With the widespread adoption of smartphones and tablets, libraries have rapidly evolved to offer mobile-friendly services that cater to the needs of modern users. These services include mobile access to online catalogues, digital lending platforms, virtual reference services, and remote access to e-books, academic journals, and research databases. By leveraging mobile applications, …
Published in Journal of Advancements in Library Sciences · Vol. 12, Issue 2, 2025 · pp. 27–30 Read article
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Judicial Oversight of Biometric Evidence and The Role of Polymer and Composite Technologies in Indian Criminal Trials
Abstract: This paper critically looks at changes that have taken place in the role of forensic science in the remodeled Indian criminal justice system and how the modern law has deviated since the colonial laws. With the changing of reformatory model of justice to a more balanced one that suggests fairness and due process, the study lends weight to the increasing cases of clarity, consistency and control in the field of …
Published in Journal of Polymer & Composites · Vol. 13, Issue 5, 2025 · pp. 141–152 Read article
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AI-Based Threat Detection in Cloud Platforms
Abstract: This research work delves into the transformative role AI has come to assume for enhanced threat detection in the cloud ecosystem. The conventional security frameworks, which form the basis for many architectures, are several steps behind actualizing the rapidly evolving cyber threat landscape, exposing critical weaknesses in the areas of accuracy, adaptability, and speed of response. Initially, the study sets forth the problems with the old-school approaches to threat detection …
Published in Journal Of Network security · Vol. 13, Issue 3, 2025 · pp. 01–10 Read article
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Influence of Folk Music on Sufi Music
Abstract: Sufi music, with its deep spiritual resonance and emphasis on divine love, has been profoundly shaped by various folk music traditions across different regions. This abstract explores the multifaceted influence of folk music on Sufi musical forms, highlighting how indigenous melodies, rhythms, and instrumentation have enriched and diversified its expressive palette. Folk music’s inherent simplicity, directness, and often communal nature provided a fertile ground for Sufi mystics to convey complex …
Published in OmniScience: A Multi-disciplinary Journal · Vol. 15, Issue 3, 2025 · pp. 10–14 Read article
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Kisan Mantra: Enhancing Farmer Productivity, A Web-Based Approach for Efficient Crop Harvesting and Problem Diagnosis
Abstract: India's agricultural sector faces persistent challenges, including limited access to expert guidance, difficulties in managing diverse datasets, unreliable weather forecasting, and a lack of real-time monitoring for farm activities and crop quality. Additionally, farm lenders struggle to obtain accurate insights into farm productivity and risks, hindering their ability to provide tailored financial solutions. The sector also grapples with underemployment among educated professionals, limiting their contributions to agricultural advancement. To tackle …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 14, Issue 3, 2025 · pp. 71–87 Read article
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Experimental Assessment and Statistical Argument of Al-Si/CSA/MoS2 Hybrid Composites for Mechanical and Tribological Characteristics
Abstract: To augment the mechanical and tribological properties of Al-Si matrix composites complement with molybdenum disulphide (MoS₂) and coconut shell ash (CSA), a mixed experimental and Face-Centered Composite (FCC)strategy was employed. A liquid metallurgical method called stir casting was used to create hybrid composites with 5–15 wt.% CSA and 1–3 wt.% MoS₂. A FCC experimental design with thirty runs was used to thoroughly evaluate the materials. This design allowed for the …
Published in Journal of Polymer & Composites · Vol. 14, Issue 2, 2026 · pp. 792–802 Read article
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Challenges And Constraints Affecting Female-Owned Rural Farm Businesses in Plateau State, Nigeria
Abstract: This study examined the challenges and constraints affecting female-owned rural farm businesses in Plateau State, Nigeria. No prior study had conducted a comprehensive, quantitative, state-wide investigation covering all 17 local government areas (LGAs) of the state, and this study addressed that gap. The objectives were to identify the challenges faced by female-owned rural farm businesses, assess their relationship with business performance, and determine how strongly these challenges predicted performance outcomes. …
Published in International Journal of Rural and Regional Development · Vol. 4, Issue 1, 2026 · pp. 1–13 Read article
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New Solution Technique for the Frequency and Transient Response of Transformer Windings with All Inter-Turn Mutual Inductances and Capacitances Included
Abstract: This paper addresses the frequency response, the identification of the resonance frequencies as well as the transient response of transformer windings taking into account all possible inter-turn mutual inductances and capacitances. The mutual inductances and capacitances between any turn to all other turns, i.e. not only the immediately adjacent ones, are considered. The analysis starts with writing the set of simultaneous differential equations relating the currents and voltages within the …
Published in Trends in Electrical Engineering · Vol. 3, Issue 1, 2013 · pp. 22–41 Read article
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New Solution Technique for the Frequency and Transient Response of Transformer Windings with All Inter-Turn Mutual Inductances and Capacitances Included
Abstract: This paper addresses the frequency response, the identification of the resonance frequencies as well as the transient response of transformer windings taking into account all possible inter-turn mutual inductances and capacitances. The mutual inductances and capacitances between any turn to all other turns, i.e., not only the immediately adjacent ones, are considered. The analysis starts with writing the set of simultaneous differential equations relating the currents and voltages within the …
Published in Trends in Electrical Engineering · Vol. 3, Issue 3, 2013 · pp. 29–50 Read article
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Lifestyle Diseases in Relation to Shalakya Tantra and its Management: A Conceptual Study
Abstract: The lifestyle diseases are a result of an inappropriate relationship of people with their environment. The onset of these lifestyle diseases is insidious, they take years to develop, and once encountered, do not lend themselves easily to cure. Hence, proper awareness is very important for prevention of lifestyle disorders. Indriyas are the media through which the objects of the external environment are perceived and they also reflect the ill health …
Published in Journal of AYUSH: Ayurveda, Yoga, Unani, Siddha and Homeopathy · Vol. 6, Issue 2, 2017 · pp. 1–4 Read article