Search
101 articles for “Banking systems”
-
Overview of Banking Industry with Special Reference to Reforms in the Indian Banking System
Abstract: The liberalization, privatization and globalization phase of 1991 popularly known as LPG policy changed the face of Indian economy. Reforms took place in several sectors of the economy; predominantly it affected the Indian banking industry. The role of banking industry is extremely important for the growth of any economy and India being a developing country is no exception to this rule. This paper discusses the overview of Indian financial system, …
Published in Journal of Production Research & Management · Vol. 6, Issue 3, 2016 · pp. 1–12 Read article
-
Data Security System for a Bank using Hybrid Algorithm
Abstract: A secure security system is critical for a secure banking system. A secure banking system is required to prevent the theft of sensitive data from banks and clients. In today's world, exchanging vital information over the internet is extremely simple and quick. The easier it is to exchange information, the easier it is for the hacker to steal our information .As a result, a strong security system is required. To …
Published in Journal of Electronic Design Technology · Vol. 14, Issue 2, 2023 · pp. 25–36 Read article
-
Design and Development of a Case Study on a Simple Banking System (SBS) by Applying the Concepts of Django Models, Views, Templates, Admin Interfaces, and Forms Using Full-Stack Development Framework
Abstract: The purpose of this case study is to develop and demonstrate various facilities and features available in full-stack development using Django by considering a simple example of a banking system. The concepts of Django Models, Views, Templates, Admin Interfaces, and Forms are used to ensure this case study utilizes all features of the framework to make it the complete miniature product. In addition, a well-documented report, and various test-cases related …
Published in Journal of Open Source Developments · Vol. 11, Issue 3, 2024 · pp. 26–36 Read article
-
Bank Locker Security System Using Machine Learning
Abstract: The Bank Locker Security System integrates cutting-edge technology solutions to strengthen the security of bank locker facilities. This system uses biometric identification techniques, such as facial recognition and fingerprint scanning, to confirm users' identities before granting them access to the lockers. Furthermore, access control techniques based on RFID technology are employed to augment security protocols. The locker area is equipped with real-time monitoring and alerting tools that enable fast detection …
Published in International Journal of VLSI Circuit Design & Technology · Vol. 2, Issue 1, 2024 · pp. 16–20 Read article
-
Smart Bank Locker Security System
Abstract: This paper introduces a smart bank locker security system that aims to improve the reliability and security of locker access in banks. The system has a Raspberry Pi 4B as the controller, with face detection and fingerprint scanning used for dual-factor authentication. The fingerprint scanner and facial recognition unit identify the user's identity prior to access. After successful verification, a relay is triggered to open the locker. A liquid crystal …
Published in Journal of Electronic Design Technology · Vol. 16, Issue 2, 2025 · pp. 31–36 Read article
-
Enhancing Cyber Security in the Banking Sector Using Biometrics
Abstract: The fast-paced digital evolution within the banking industry has led to a substantial rise in the number of financial transactions conducted through online and mobile platforms. While this transformation has improved customer convenience and service accessibility, it has also exposed banking systems to a wide range of cyber threats, such as identity theft, phishing attacks, credential compromise, and financial fraud. Conventional authentication mechanisms, including passwords and personal identification numbers (PINs), …
Published in International Journal of Wireless Security and Networks · Vol. 4, Issue 1, 2026 · pp. 15–20 Read article
-
Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
-
Bias Detection and Accuracy Enhancement in Voice-based Banking Authentication Using Deep Learning
Abstract: Biometric systems have become an integral part of how many people access banking services today, and voice verification systems can be a secure and easy-to-use source of banking authentication that does not require any physical contact with the bank or any other person. From the security perspective, these systems would normally provide an effective means of identifying an individual but frequently exhibit bias with respect to demographics such as the …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 2, 2026 Read article
-
Biometric Banking: Evaluating the Effectiveness of Arduino-Integrated Fingerprint Systems for Locker Security
Abstract: The aim of this research paper is to implement a fingerprint-based bank locker system using Arduino that provides enhanced security features for users. The proposed system eliminates the need for traditional keys and instead utilizes biometric identification to grant access to the locker. The inexpensive and user-friendly Arduino microcontroller platform is used to design the system. The proposed system is implemented using various sensors, including fingerprint sensors, keypad, and LCD …
Published in International Journal of Electrical Power and Machine Systems · Vol. 1, Issue 1, 2023 · pp. 16–22 Read article
-
Impact of Demonetization on Banks: Study on NPA of Public Sector Banks in Context with How to Stabilize NPA
Abstract: The banking sector is the pillar of the economy but now it has become the complete foundation of it. Business industries are developing, and the banking sector also benefits by expanding its activities. Other banking services charges are the medium of generating opportunity to getting more non fund base income. Nowadays banking sector has taken advantages of new technology for providing better services to their customers with less charges. Traditional …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 2, 2024 · pp. 29–33 Read article
-
A Trust-Enhanced Security Architecture for Authenticating Customer Records in Banking Institutions
Abstract: The growing digital disruption of banking and financial services has completely altered the face of customer onboarding, money transactions, and financial service deliveries. Even as digital technologies provide unparalleled levels of efficiency and accessibility for consumers of financial services, they have also presented new challenges that are equally daunting. Among the growing number of financial threats that digital technology has spawned is the risk of synthetic identity fraud. Unlike identity …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 16–22 Read article
-
Artificial Machine Intelligence Language for Banking Chatbot
Abstract: The developed system introduces a banking chatbot utilizing Artificial Intelligence Markup Language (AIML) to enhance customer interactions within the banking sector. With the increasing demand for efficient customer service and the adoption of automated systems, chatbots have emerged as a pivotal solution for banks to streamline operations and improve user experience. The proposed banking chatbot leverages state-of-the-art natural language processing (NLP) algorithms powered by AIML to interpret user queries, provide …
Published in Journal of Communication Engineering & Systems · Vol. 14, Issue 3, 2024 · pp. 8–13 Read article
-
Loan Prediction Using Random Forest Algorithm
Abstract: With the growth of the banking sector, more and more people are applying for bank loans. All of these loans are not allowed. The principal income of bank assets arises from the interest earned on the loan. Bank profit or loss depends largely on the amount of the loan, i.e., whether customers pay off the loan or fail. The main purpose of banks is to invest their assets in secure …
Published in Journal of Advanced Database Management & Systems Read article
-
Speaker Recognition System Through Matlab
Abstract: This paper presents the work on the Speaker Recognition System through the MATLAB software. Speaker recognition means recognizing the person who is actually speaking rather than knowing what has been said. This system is widely used in banking, security systems, voice mail, etc. This paper presents three stages of the system, namely, the voice acquisition stage in which data (speech signal) is acquired from the speaker and is stored for …
Published in Current Trends in Signal Processing · Vol. 3, Issue 2, 2013 · pp. 26–29 Read article
-
Photovoltaic Integrated Electric Vehicles Charging stations for isolated locations
Abstract: Future mobility plans of global countries focus on replacement of IC engines operated mechanism by electrically powered systems. It aims to reduce carbon footprints, improve fuel efficiency and make vehicle systems smarter. A typical electric vehicle is an integration of battery banks, charge management systems, electric motors, power electronic converters, and control mechanisms. The battery bank maintains the supply of energy for the operation of the motor which in turn …
Published in Trends in Electrical Engineering · Vol. 13, Issue 1, 2023 · pp. 1–11 Read article
-
Improvement of Voltage Profile and Loss Reduction using Optimized Soft Computing Based Capacitor Placement Methodology
Abstract: Significant exploration has been done on the arrangement of ideal capacitor arranging in the appropriation frameworks for the assignments of power factor adjustment, voltage profile improvement and misfortune decrease. Particularly, mechanical plant with variable load conditions has huge inductive loads and its power factor is exceptionally poor. These ventures advantage most capacitor banks. This bank gives improved power factor, expanded voltage level on the load and lessen the electric service …
Published in Journal of Power Electronics and Power Systems · Vol. 10, Issue 2, 2020 · pp. 11–21 Read article
-
Real Time Alcohol Detection with Accident Prevention System Using Arduino
Abstract: The aim of our research work is to present a project designed to make human driving safer and to significantly reduce road accidents caused by drunk driving. This project integrates an MQ3 alcohol sensor with an Arduino-based system using the ATmega328 processor, which offers enhanced functionality compared to conventional microcontrollers. The MQ3 sensor is capable of detecting alcohol content in a person’s breath and has a sensitivity range of approximately …
Published in Journal of Instrumentation Technology & Innovations · Vol. 15, Issue 3, 2025 · pp. 19–26 Read article
-
NeoVax: Smart Child Vaccination and Monitoring Platform
Abstract: Child vaccination plays a crucial role in preventing life-threatening diseases and ensuring long-term public health. Despite the availability of structured immunization programs, many children miss scheduled vaccinations due to lack of awareness, busy lifestyles of parents and absence of effective reminder systems. This research paper presents NeoVax, a smart and user-friendly child vaccination reminder and management system designed to address these challenges using digital technology.NeoVax is an Application that enables …
Published in International Journal of Children · Vol. 3, Issue 2, 2026 · pp. 14–20 Read article
-
Advancements in Multiple-Input DC–DC Converters for Hybrid Renewable Energy Systems: Topologies, Control Strategies, and Applications
Abstract: Multiple-input DC to DC converters (MICs) are essential components in hybrid energy systems, enabling efficient management of diverse energy inputs from renewable sources such as solar photovoltaic (PV) panels and wind turbines. These converters facilitate the seamless integration of variable power outputs, addressing the intermittent nature of renewable energy through advanced power electronics. This paper provides a comprehensive review of the topologies, control strategies, and applications of MICs within renewable …
Published in Trends in Electrical Engineering · Vol. 15, Issue 2, 2025 · pp. 10–17 Read article
-
Money Laundering Transaction with Machine Learning
Abstract: This study discusses the use of machine learning algorithms to discover firms that are prone to money laundering. The purpose of this research is to develop, describe, and test a machine learning model for determining which bank transactions should be physically scrutinized for money laundering activities. To train a supervised machine learning model, three categories of historical data are required: legitimate "normal" transactions, transactions flagged as suspicious by the bank's …
Published in Current Trends in Information Technology · Vol. 14, Issue 2, 2024 · pp. 1–15 Read article