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73 articles for “Financial Planning”
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Statistical and AI Approaches to Measure Sustainability Performance of Enterprises
Abstract: Measuring sustainability performance has become a critical priority for enterprises facing increasing regulatory pressure, stakeholder expectations, and global sustainability challenges. Traditional assessment methods, largely based on static indicators and manual reporting, often struggle to capture the multidimensional, dynamic, and data-intensive nature of sustainability. This study explores the integration of statistical and artificial intelligence (AI) approaches to evaluate and enhance the sustainability performance of enterprises in a more robust, accurate, and …
Published in Research & Reviews : Journal of Statistics · Vol. 15, Issue 1, 2026 · pp. 30–36 Read article
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The Effectiveness of Personal Carbon Trading for Sustainable Urban Development in Developing Nations: An Overview
Abstract: In recent decades, humankind has evolved much more rapidly than the ages. This evolution resulted in tremendous technological advancement and massive planetary degeneration. Enormous greenhouse gas emissions have resulted from the quick increase in energy and fossil fuel consumption patterns brought on by technological breakthroughs. Eventually, the scenario contributed to rising per capita carbon emissions manifolds, especially in highly populated cities. Reduced per capita carbon footprints are the goal of …
Published in International Journal of Environmental Planning and Development Architecture · Vol. 3, Issue 1, 2025 · pp. 33–46 Read article
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Strategies for Efficient Integration of Distributed Energy Resources into Microgrid Systems
Abstract: With the growing integration of Distributed Energy Resources into modern power systems, the global energy landscape is changing. Some of the DERs are solar photovoltaic (PV), wind turbines, battery storage systems, combined heat and power (CHP) units, and electric vehicles (EVs). Some of the advantages include lower transmission losses, better energy efficiency, and more resilience to grid failures. However, the far-reaching integration of DERs carries with it considerable technical, economic, …
Published in Journal of Power Electronics and Power Systems · Vol. 15, Issue 3, 2025 · pp. 51–56 Read article
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Real-time Emotion-aware AI Counseling System with Memory Retention Polymer Composites
Abstract: The availability of mental health services is still a major barrier, with many individuals constrained by financial limitations, social stigma, and a shortage of accessible counselors. This work introduces an emotion-aware AI counselor designed to provide empathetic and personalized emotional support via voice-based interfaces. The system leverages Natural Language Processing (NLP) and sentiment analysis to detect emotional cues from speech and generate contextually appropriate, comforting responses. A key innovation is …
Published in Journal of Polymer & Composites · Vol. 14, Issue 1, 2026 · pp. 1395–1407 Read article
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A Comprehensive Analysis of Classification Methods for Churn Prediction in Financial Services
Abstract: Persistent issues that affect long-term revenue in the banking sector include excessive client attrition. Customary churn models depend on measures related to customer satisfaction, which often result in low predictive accuracy due to their subjective nature. This study proposes an effective early warning model to address customer churn in financial services. Data is preprocessed through cleaning, one-hot encoding, Z-score normalization, and Min-max scaling. To handle class imbalance, the SMOTE algorithm …
Published in Journal of Advanced Database Management & Systems · Vol. 12, Issue 2, 2025 · pp. 47–61 Read article
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A Short-term Evaluation of Limb Reconstruction System as a Primary and Definitive Mode of Management in Fresh Open Fracture in Both Bones of Leg
Abstract: Open fractures require immediate surgical intervention, emphasizing prompt intravenous antibiotic therapy, irrigation, and debridement to minimize infection risks. The Limb Reconstruction System (LRS), which includes Shanz pins, rail rods, and sliding clamps, operates as a single-plane, one-sided rail system. This system provides strong fracture fixation, allows for early weight-bearing, and helps minimize costs. Challenges arise in tibial open fractures due to substantial soft tissue damage and bone loss, often resulting …
Published in Research and Reviews : Journal of Surgery · Vol. 12, Issue 2, 2023 · pp. 28–52 Read article
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Capacity Building Initiatives for Health Workforce Development in Gujarat, India
Abstract: Human resources are critical component of an efficient and effective health care system. In many developing countries including India, there has been a long-term neglect in the planning and implementation of capacity building efforts for the public health workforce. Recently several states in India have launched variety of initiatives to address this challenge. Efforts for manpower development in Gujarat were initiated in 2000. Present manuscript attempts to document the initiatives …
Published in Research and Reviews: A Journal of Health Professions · Vol. 1, Issue 1-3, 2011 · pp. 9–20 Read article
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Comparative Evaluation of Dodders, Giloy, Onion Peels and Fruit Waste-Prepared Composite Biochar Polymeric Adsorbent (CBPA) For Use in Wastewater Treatment
Abstract: Due to pollutants that have a negative impact on water bodies, wastewater treatment has attracted a lot of attention throughout the years. In many developing countries domestic and industrial wastewater treatment plants are lacking or not working efficiently for detergents due to the refractory nature of such chemicals. Generally the industrial wastewater is directly discharged into the existing water bodies (drains, nallahs etc.) after primary settling tanks. These refractory contaminants …
Published in Journal of Polymer & Composites · Vol. 13, Issue 3, 2025 · pp. 72–80 Read article
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BVC EDUPAY – SMART COLLEGE FEE PAYMENT SYSTEM
Abstract: Fee management has become a crucial component of modern educational institutions, with increasing reliance on digital platforms to handle financial transactions and administrative processes. However, students and staff often encounter challenges such as scattered fee information, manual verification procedures, delayed payment updates, and limited transparency across departments. To address these issues, BVC EduPay—a smart college fee payment system—has been developed as a centralized digital platform that consolidates academic fees, examination …
Published in Journal of Open Source Developments · Vol. 13, Issue 1, 2026 · pp. 24–34 Read article
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Pathways of Periodontal Disease and Alveolar Bone Loss in Type II Diabetes
Abstract: or poorly-controlled type II diabetes often exhibits a high morbidity of periodontal pathology. Food impaction in defective restorations or open proximal contacts often leads to infection, carious lesions, periodontitis, alveolar bone loss and often tooth loss. An iatrogenic injury occurs when restorations are defective, fractures, or have open proximal contacts and are not planned to be repaired or replaced. In addition to having poor therapeutic outcomes, defective restorations or open …
Published in Research and Reviews: A Journal of Dentistry · Vol. 4, Issue 3, 2013 · pp. 28–35 Read article
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Awareness and Practice of Folic Acid Intake for Neural Tube Defect Prevention at Antenatal Clinic in Rajamalwatta, Sri Lanka
Abstract: Neural Tube Defects (NTDs) are common cause of morbidity and mortality among infants and neonates. Squeal of severe NTDs lead to lifelong physical, social, emotional and financial difficulties. Annually worldwide an estimated 300,000 or more babies are born with NTDs. Fortunately; a large number of NTDs are preventable. Several studies have shown that periconceptional use of Folic Acid (FA) has an effective role in the prevention of NTDs. The objective …
Published in Research and Reviews: A Journal of Neuroscience · Vol. 7, Issue 1, 2017 · pp. 17–21 Read article
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Improvement of Voltage Profile and Loss Reduction using Optimized Soft Computing Based Capacitor Placement Methodology
Abstract: Significant exploration has been done on the arrangement of ideal capacitor arranging in the appropriation frameworks for the assignments of power factor adjustment, voltage profile improvement and misfortune decrease. Particularly, mechanical plant with variable load conditions has huge inductive loads and its power factor is exceptionally poor. These ventures advantage most capacitor banks. This bank gives improved power factor, expanded voltage level on the load and lessen the electric service …
Published in Journal of Power Electronics and Power Systems · Vol. 10, Issue 2, 2020 · pp. 11–21 Read article
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The Evolution and Impact of Numbers: From Ancient Tallies to Quantum Computing: Review Article on Numbers
Abstract: Numbers are among the most fundamental constructs in human civilization, serving as the backbone of mathematics, science, technology, and virtually every aspect of daily life. They represent not only quantities and measures but also relationships, structures, and patterns that underpin the fabric of human understanding. From the earliest tallies etched on bones by prehistoric humans to the sophisticated numerical systems embedded in today’s artificial intelligence and quantum computing, the evolution …
Published in Research & Reviews: Discrete Mathematical Structures · Vol. 12, Issue 3, 2025 · pp. 15–19 Read article