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52 articles for “financial transactions”
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BVC EDUPAY – SMART COLLEGE FEE PAYMENT SYSTEM
Abstract: Fee management has become a crucial component of modern educational institutions, with increasing reliance on digital platforms to handle financial transactions and administrative processes. However, students and staff often encounter challenges such as scattered fee information, manual verification procedures, delayed payment updates, and limited transparency across departments. To address these issues, BVC EduPay—a smart college fee payment system—has been developed as a centralized digital platform that consolidates academic fees, examination …
Published in Journal of Open Source Developments · Vol. 13, Issue 1, 2026 · pp. 24–34 Read article
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Customer Perception on the Acceptance and Performance of Internet Banking in Public Sector Banks
Abstract: Internet Banking is one of the most promising areas in which today’s banks deal with. They provide easy and simple method to the customers for various financial transactions without any hurdles. The advanced information technology provides full support to the banks for serving their customers. The acceptance of Internet banking has increased gradually and has attracted more and more customers towards banks. The performance can be one criterion on which …
Published in Journal of Production Research & Management · Vol. 2, Issue 1-2-3, 2012 · pp. 25–36 Read article
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Adaptive Linear Gabor Response Pattern for Palm-print Recognition
Abstract: The advancement of the information society has increased the demand for secure identity systems in a wide range of applications, including financial transactions, forensics, border control, computer security, and law enforcement. Biometrics is an alternative method for accurate and trustworthy authentication in a highly networked society. It is the science of using behavioural (gait, keystroke, signature, etc.) and physiological (face, ear, finger, palmprint, DNA etc.) attributes to validate an individual's …
Published in Trends in Opto-electro & Optical Communication · Vol. 12, Issue 2, 2022 · pp. 1–12 Read article
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Indian Cybersecurity Turf: A 2020 Position Paper
Abstract: In sharp contrast to countries like Singapore and the United States of America where a single national entity deals with their cybersecurity issues, India has as many as 36 central organizations to safeguard her cyberspace provincial mechanisms apart. Further, India was amongst the first few nation-states to adopt a National Cyber Security Policy, yet little has changed on the digital security turf since its propounding in the year 2013. In …
Published in Journal Of Network security · Vol. 9, Issue 1, 2021 · pp. 42–47 Read article
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Human Resource Information System in Software Engineering
Abstract: Data can be collected, stored, analysed, and disseminated to multiple stakeholders using human resource information systems. HRIS allow for the improvement of traditional processes and the enhancement of strategic decision-making. The flood of technical innovation that has revolutionised every area of life today has not spared human resources. Early systems were often focused on a specific purpose, such as streamlining the payroll process or keeping track of employees' working hours. …
Published in Journal of Open Source Developments · Vol. 8, Issue 3, 2021 · pp. 11–16 Read article
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MetaMask Referendum DApp Voting System Using the Concept of Blockchain
Abstract: As an emerging field of research, Blockchain applications offer a faster, cheaper, and more secure way of maintaining records. This can help businesses and consumers benefit from financial transactions that are open and transparent. The study aimed to enhance the current online voting system through the implementation of Blockchain technology. By doing so, it can significantly reduce the effort needed to set up physical election booths and conduct traditional voting. …
Published in Journal of Mobile Computing, Communications & Mobile Networks · Vol. 9, Issue 3, 2022 · pp. 30–35 Read article
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Revolution of Digital Payment in India
Abstract: India's digital payment revolution is rewriting the country's financial narrative at a remarkable pace. Fuelled by the phenomenal success of the Unified Payments Interface (UPI), India has witnessed a staggering surge in digital transactions. To put it in perspective, in financial year 2023, more than 100 billion digital transactions took place across India. This study aims to examine the digital payment revolution in India, delving into the various factors driving …
Published in Journal of Mobile Computing, Communications & Mobile Networks · Vol. 10, Issue 3, 2023 · pp. 29–37 Read article
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A Trust-Enhanced Security Architecture for Authenticating Customer Records in Banking Institutions
Abstract: The growing digital disruption of banking and financial services has completely altered the face of customer onboarding, money transactions, and financial service deliveries. Even as digital technologies provide unparalleled levels of efficiency and accessibility for consumers of financial services, they have also presented new challenges that are equally daunting. Among the growing number of financial threats that digital technology has spawned is the risk of synthetic identity fraud. Unlike identity …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 16–22 Read article
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Computer and Commerce – Relationship for The Future
Abstract: The relationship between computers and commerce has evolved dramatically over the past few decades, transforming the way businesses operate and how consumers interact with markets. This synergy continues to grow and holds significant potential for the future. Computers, through advancements in artificial intelligence (AI), machine learning, cloud computing, and big data analytics, have revolutionized commerce by enhancing efficiency, improving decision-making, and fostering innovation. In the future, we can expect even …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 42–59 Read article
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A Survey Paper on Offline Signature Recognition with Various Techniques
Abstract: AbstractThe signature recognition (SR) and verification technique is used to appreciate and confirm character’s handwritten signature. Nowadays handwritten signature is among the most commonly permitted personal attributes for identification verification. Signature verification provides authorization in financial and business transaction. Signature verification finds its application within the area of internet banking, passport verification approach, provides authentication to candidates in public examination from their signatures, credit cards, bank cheques, etc. Due to …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 4, Issue 2, 2017 · pp. 19–29 Read article
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Cloud-driven Fraud Detection: Evaluating Decision Tree and Random Forest Classifiers for Credit Card Transaction Security
Abstract: With the alarming rise in global financial fraud, necessitating substantial annual losses, modern techniques for fraud detection are continuously evolving across various business domains. Fraud detection involves constant monitoring of user activities to estimate, perceive, or prevent undesirable behaviour. Cloud Computing emerges as a promising solution, accelerating application deployment, fostering creativity and innovation, reducing costs, and enhancing overall business acumen. This study introduces a cloud-driven approach to fraud detection, specifically …
Published in Recent Trends in Parallel Computing · Vol. 11, Issue 1, 2024 · pp. 13–27 Read article
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SaaS Platform of Blockchain Based E-document Authentication Applications
Abstract: This research paper compiles insights from multiple studies examining the integration of blockchain technology and digital signature mechanisms to enhance the security and integrity of digital documents. While technological advancements have significantly improved document management, certain governmental records still require paper-based formats, necessitating innovative methods to authenticate them through digital signatures and QR (quick response) codes. This study explores blockchain’s application in construction project management and electronic document handling, emphasizing …
Published in Journal of Software Engineering Tools & Technology Trends · Vol. 12, Issue 1, 2025 · pp. 13–19 Read article
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A Review: Identification of Credit Card Fraud Using Machine Learning and Anomaly Detection Approach’s on Imbalanced Data
Abstract: Credit cards are among the most widely used payment methods in today's culture, and online purchases have become quite popular. Credit card fraud has emerged as a problem in this industry as a direct result of its popularity. The issue of credit card fraud is becoming a global problem. Credit card fraud has increased due to the widespread use of these payment methods. Thanks to credit card use, e-commerce has …
Published in Recent Trends in Programming languages · Vol. 10, Issue 3, 2023 · pp. 27–40 Read article
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New-Age E-voucher Utility: Redefining Peer-to-Peer Transactions in the Digital Economy
Abstract: This system introduces an innovative new-age e-voucher utility designed to facilitate peer-to-peer (P2P) intake through a person-pleasant cell platform. This revolutionary answer empowers people to create and list e-vouchers for numerous services, experiences, or bodily goods, circumventing conventional channels and fostering an extra direct financial machine. Operating on a decentralized architecture, the utility guarantees stable transactions through fee gateways and contains a recognition machine to set up acceptance as true …
Published in International Journal of Computer Science Languages · Vol. 2, Issue 2, 2024 · pp. 36–46 Read article
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Card Fraud Detection Using Artificial Neural Network and Multilayer Perception Algorithm
Abstract: Fraud has posed a significant challenge for merchants, especially in the online business sector, over the course of many years. This is primarily due to the advancements in technology that have made credit card transactions a common method of payment. Credit card fraud refers to the unauthorized use of a credit card by an individual for personal purposes, without the owner's consent and with no intention of paying for the …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 1, Issue 1, 2023 · pp. 21–30 Read article
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The Evolution of Payments: Traditional Bill Methods Compared to Mobile Innovations
Abstract: "Mobile Payment Experiences in the Future" explores the transformative impact of emerging technologies: Artificial Intelligence (AI), 5G connectivity, and biometrics, on the evolution of mobile payment systems, moving beyond today's simple "tap and pay" solutions. As mobile payments become an essential component of global commerce, these innovations are set to redefine the payment landscape by enhancing transaction speed, security, and personalization. AI will enable real-time fraud detection, adaptive user verification, …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 1, 2025 · pp. 17–27 Read article
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DIGITAL PAYMENTS AS A DRIVER OF SUSTAINABLE CONSUMPTION: A CONSUMER-BASED STUDY OF PERCEIVED CHALLENGES AND OPPORTUNITIES IN FINTECH ECOSYSTEMS
Abstract: The Digital Payment Systems evolved remarkably fast, and so, have transformed the way in which the consumer makes purchases for products and services as well as the way in which they function economically, i.e., how they consume things. Beyond convenience and efficiency, digital payments are increasingly viewed as a potential driver of sustainable consumption by reducing cash dependency, improving transaction transparency, and supporting responsible spending practices. This study examines digital …
Published in International Journal of Optical Innovations & Research · Vol. 4, Issue 1, 2026 · pp. 1–12 Read article
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AI-Driven Dairy Ledger: Enhancing Efficiency with Machine Learning
Abstract: The dairy business nevertheless has ongoing difficulties with financial management, record-keeping, and operational effectiveness, which frequently lead to resource mismanagement, human mistakes, and revenue losses. These problems are most noticeable on small- to medium-sized farms where manual labor is the primary method. This study introduces an AI-driven Dairy Ledger, a complete machine learning-powered system designed to automate and optimize key dairy functions, such as tracking cow feed orders, managing milk …
Published in Trends in Machine design · Vol. 13, Issue 2, 2026 · pp. 36–46 Read article
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Innovative Platform for College Event Planning and Secure Transactions
Abstract: The unified platform for college events is designed as an all-in-one solution to simplify the process of organizing college events while ensuring seamless payment transactions. By combining event management and payment processing into a single system, this innovative platform provides colleges and universities with a convenient way to plan, promote, and execute events while securely handling financial operations. In the lively and dynamic environment of college life, events such as …
Published in Journal of Electronic Design Technology · Vol. 16, Issue 1, 2025 · pp. 18–23 Read article
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Understanding of Environmental and Cultural Factors Affecting Online Purchase Behavior
Abstract: Online purchase behavior is influenced by a complex interplay of environmental and cultural factors, which are critical to understanding the context of e-commerce. This research aims to explore how these factors shape consumer behavior, providing insights for businesses to enhance their online strategies. Environmental factors include technological infrastructure, economic conditions, and regulatory policies that create the backdrop against which online transactions occur. For instance, a robust internet infrastructure and favorable …
Published in Journal of Communication Engineering & Systems · Vol. 14, Issue 3, 2024 · pp. 29–36 Read article