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83 articles for “Financial security”
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Modernization of Prepaid Electricity System Based on Smart Card
Abstract: Overview the past four years, smart cards have achieved a growing acceptance as a powerful tool through key security, identification,and authorization. Financial card issuers are moving to replace magnetic stripe cards & plastic cardwith chip cards to reduce counterfeiting and fraud. The advent of multi-application &software, programming smart card operating systems for both and contact less applications has put smart cards on the edge of information technology. This paper benefits …
Published in Journal of Instrumentation Technology & Innovations · Vol. 11, Issue 1, 2021 · pp. 15–18 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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Artificial Machine Intelligence Language for Banking Chatbot
Abstract: The developed system introduces a banking chatbot utilizing Artificial Intelligence Markup Language (AIML) to enhance customer interactions within the banking sector. With the increasing demand for efficient customer service and the adoption of automated systems, chatbots have emerged as a pivotal solution for banks to streamline operations and improve user experience. The proposed banking chatbot leverages state-of-the-art natural language processing (NLP) algorithms powered by AIML to interpret user queries, provide …
Published in Journal of Communication Engineering & Systems · Vol. 14, Issue 3, 2024 · pp. 8–13 Read article
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Advanced Security Mechanisms for AIDL Communication in High-Risk Environments
Abstract: Android Interface Definition Language (AIDL) serves as a critical component for inter-process communication (IPC) in Android systems, facilitating seamless interaction between different application components. However, in high-risk environments, such as military, healthcare, and financial systems, AIDL communication faces significant security challenges, including unauthorized access, data tampering, and privilege escalation. This paper presents a detailed review of the advanced security mechanisms designed to safeguard AIDL communication in such environments. We propose …
Published in International Journal of Bioinformatics and Computational Biology · Vol. 4, Issue 1, 2026 Read article
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Computer and Commerce – Relationship for The Future
Abstract: The relationship between computers and commerce has evolved dramatically over the past few decades, transforming the way businesses operate and how consumers interact with markets. This synergy continues to grow and holds significant potential for the future. Computers, through advancements in artificial intelligence (AI), machine learning, cloud computing, and big data analytics, have revolutionized commerce by enhancing efficiency, improving decision-making, and fostering innovation. In the future, we can expect even …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 42–59 Read article
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Enhancing Mutual Fund Investment Decision-making Using Machine Learning: A Survey
Abstract: In India, a significant portion of individuals save a part of their income for a secure future. Government and various public sector financial companies also provide some saving schemes through banks, post offices, and Life Insurance Corporation (LICs) such as Recurring Deposit (RD), Public Provident Fund (PPF), Sukanya Samridhhi Account (SSA) fixed deposits, etc. Over the past decade, many individuals have shifted their saving schemes to vigorously searching for investment …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 2, Issue 1, 2024 · pp. 43–51 Read article
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The Contribution of Mathematics to Make Developed India
Abstract: This research paper explores the significant contributions of mathematics to the development of India, tracing its influence from ancient innovations to modern applications across diverse sectors. India has a long-standing mathematical tradition, with foundational achievements such as the invention of zero, the decimal system, and advancements in algebra, trigonometry, and geometry, which profoundly shaped global knowledge systems. These early contributions established India as a pioneering hub of mathematical thought and …
Published in Research & Reviews : Journal of Statistics · Vol. 14, Issue 3, 2025 · pp. 08–15 Read article
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The Dark Side of Technology: Addressing the Rise of Cybercrime and Data Breaches
Abstract: In the digital age, technological advancements have brought about remarkable improvements in communication, business, and daily life. However, these innovations have also given rise to a darker side of the tech world: an increase in cybercrime and data breaches. This article examines the growing threats posed by malicious actors, including hackers, cybercriminal syndicates, and state-sponsored entities, who exploit vulnerabilities in digital systems. It explores the wide-reaching impacts of cybercrime, from …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 1, 2026 · pp. 06–15 Read article
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DIGITAL PAYMENTS AS A DRIVER OF SUSTAINABLE CONSUMPTION: A CONSUMER-BASED STUDY OF PERCEIVED CHALLENGES AND OPPORTUNITIES IN FINTECH ECOSYSTEMS
Abstract: The Digital Payment Systems evolved remarkably fast, and so, have transformed the way in which the consumer makes purchases for products and services as well as the way in which they function economically, i.e., how they consume things. Beyond convenience and efficiency, digital payments are increasingly viewed as a potential driver of sustainable consumption by reducing cash dependency, improving transaction transparency, and supporting responsible spending practices. This study examines digital …
Published in International Journal of Optical Innovations & Research · Vol. 4, Issue 1, 2026 · pp. 1–12 Read article
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Data-Driven Predictive Analytics and Decision- Making in FinTech Using MongoDB and High-Throughput Data Pipelines
Abstract: This paper examines the implementation of MongoDB and high-throughput data pipelines within the financial technology (FinTech) sector to drive data-informed predictive analytics and decision-making. The study focuses on the architectural components, scalability, and challenges of integrating NoSQL databases into real-time data ingestion and analytics pipelines. The transformative potential of these technologies in modern financial systems is highlighted through practical use cases such as fraud detection, credit scoring, and personalized financial …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 3, Issue 1, 2025 · pp. 1–15 Read article
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Blockchain Technology: Systematic Review of Security and Privacy Problems and Its Scope with Cloud Computing
Abstract: The Blockchain is a mutual, disseminated record that encourages the process of account exchanges and following resources in a business organization. Blockchain empowers parties who do not completely confide in one another to keep up a lot of worldwide areas. It is a system comprised of transactions, immutable ledgers, decentralized peers, encryption processes, consensus mechanisms, optional smart contracts. It is a digital innovation which is meant to drastically alter financial …
Published in Journal Of Network security · Vol. 7, Issue 1, 2019 · pp. 1–6 Read article
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A Trust-Enhanced Security Architecture for Authenticating Customer Records in Banking Institutions
Abstract: The growing digital disruption of banking and financial services has completely altered the face of customer onboarding, money transactions, and financial service deliveries. Even as digital technologies provide unparalleled levels of efficiency and accessibility for consumers of financial services, they have also presented new challenges that are equally daunting. Among the growing number of financial threats that digital technology has spawned is the risk of synthetic identity fraud. Unlike identity …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 16–22 Read article
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Enhancing Cyber Security in the Banking Sector Using Biometrics
Abstract: The fast-paced digital evolution within the banking industry has led to a substantial rise in the number of financial transactions conducted through online and mobile platforms. While this transformation has improved customer convenience and service accessibility, it has also exposed banking systems to a wide range of cyber threats, such as identity theft, phishing attacks, credential compromise, and financial fraud. Conventional authentication mechanisms, including passwords and personal identification numbers (PINs), …
Published in International Journal of Wireless Security and Networks · Vol. 4, Issue 1, 2026 · pp. 15–20 Read article
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ROLE OF FINTECH ADOPTION IN ENHANCING FARMERS ACCESS TO CREDIT
Abstract: Agriculture is an important part of the Indian economy, but many farmers still face difficulties in getting loans from formal financial institutions on time and at affordable rates. FinTech has developed as a useful digital solution for improving financial access through services such as mobile banking, online loans, and digital payments. This study focuses on how FinTech adoption can help farmers get agricultural credit more easily. It examines the role …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 15, Issue 3, 2026 Read article
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Bank Locker Security System Using Machine Learning
Abstract: The Bank Locker Security System integrates cutting-edge technology solutions to strengthen the security of bank locker facilities. This system uses biometric identification techniques, such as facial recognition and fingerprint scanning, to confirm users' identities before granting them access to the lockers. Furthermore, access control techniques based on RFID technology are employed to augment security protocols. The locker area is equipped with real-time monitoring and alerting tools that enable fast detection …
Published in International Journal of VLSI Circuit Design & Technology · Vol. 2, Issue 1, 2024 · pp. 16–20 Read article
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Intelligent Aquaculture System for Fish Disease Detection Using Machine Learning
Abstract: Aquaculture is one of the key factors for global food security, but fish diseases bring about heavy economic losses and jeopardize sustainability. One of the most important aspects of global food security is aquaculture, but fish infections endanger sustainability and cause significant financial losses. Early diagnosis is not possible since traditional disease detection techniques are laborious and necessitate expert intervention. To effectively detect fish infections, this study suggests an Intelligent …
Published in Journal of Telecommunication, Switching Systems and Networks · Vol. 12, Issue 2, 2025 · pp. 30–37 Read article
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Kinds of Digital Payment Technology: Exploring the Evaluation
Abstract: Digital payment technologies has revolutionized financial transactions, immolating faster, safe, and more approachable solutions. This paper inspects the evolution and types of digital payment systems, embrace Near Field Communication (NFC), Quick Response (QR) codes, mobile wallets, blockchain-based payments, and biometric authentication. It examines key drivers of adoption, such as accessible and technological advancements, while addressing threats like security risks and regulatory compliance. The study provides the role of these technologies …
Published in Journal of Telecommunication, Switching Systems and Networks · Vol. 12, Issue 1, 2025 · pp. 9–14 Read article
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The Evolution of Payments: Traditional Bill Methods Compared to Mobile Innovations
Abstract: "Mobile Payment Experiences in the Future" explores the transformative impact of emerging technologies: Artificial Intelligence (AI), 5G connectivity, and biometrics, on the evolution of mobile payment systems, moving beyond today's simple "tap and pay" solutions. As mobile payments become an essential component of global commerce, these innovations are set to redefine the payment landscape by enhancing transaction speed, security, and personalization. AI will enable real-time fraud detection, adaptive user verification, …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 1, 2025 · pp. 17–27 Read article
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Study of Cyber Security Challenges and Their Impact
Abstract: In the contemporary digital landscape, the internet has become an indispensable tool for daily activities, encompassing email communication, financial transactions, shopping, reservations, data sharing, and access to information. This interconnected realm, often termed cyberspace, defines our modern era, characterized by the pervasive presence of the Internet of Things (IoT), facilitating ubiquitous data exchange and communication. However, this interconnectedness also exposes vulnerabilities, leading to cybersecurity concerns. The transfer of information traverses …
Published in International Journal of Wireless Security and Networks · Vol. 2, Issue 1, 2024 · pp. 7–12 Read article
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Design of Block Cipher Based Lightweight Cryptography for Image Encryption Decryption Process
Abstract: The Internet of Things (IOT) is a promising future technology that will connect billions of devices.More correspondence is expected to be delivered. Information security and data pinnacles can bedangerous. The size of the device in this engineering is basically small, and it uses very little power.Many rounds of encryption are basically a waste of Gadget vitality requirements. However, a lesscomplicated calculation, conceivable compromise, necessitated uprightness. It is a 64-bit squaresecret …
Published in Journal of Production Research & Management · Vol. 11, Issue 1, 2021 · pp. 53–63 Read article