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109 articles for “AI in finance”
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Role of Artificial Intelligence in Structural Health Monitoring-A Brief Evaluation
Abstract: Artificial intelligence (AI) refers to the capacity of a machine or a computer to ‘think’ or reason in the way a human would, utilizing experience, learned facts, and flexible rules to solve problems that may not fit the standard outlines for a normal algorithm. From this follows the utilization of AI in various sectors, such as the information technology (IT) industry, media, healthcare and medicine, logistics, environmental sustainability, finance, business, …
Published in Journal of Structural Engineering and Management · Vol. 13, Issue 1, 2026 · pp. 34–39 Read article
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AI-Driven Promotion Platforms: Increasing Customer Engagement in Banking
Abstract: Artificial Intelligence has been in talk since data was considered as an asset. Using this data, prolific information has been extracted to gather detailed information and create datasets. Artificial intelligence is shaping the narrative of the world in the 21st century. It has become a driving force behind innovation, influencing various industries and redefining traditional practices. Artificial intelligence has revolutionized customer engagement strategies across industries, particularly Banking. This study explores …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 1, 2025 · pp. 87–92 Read article
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Risk Management in Civil Engineering by FTA, FMEA and Risk Matrix
Abstract: Infrastructure projects, particularly in civil engineering, are fraught with uncertainties that manifest as both physical and financial risks. The project report, titled Quantifying and Managing Financial and Physical Risks in Infrastructure Projects, aims to bridge the existing gap between managing these two critical categories of risks. By integrating advanced statistical methodologies such as Failure Mode and Effects Analysis (FMEA), Fault Tree Analysis (FTA), Risk Matrix, and Regression Analysis, this study …
Published in Journal of Structural Engineering and Management · Vol. 12, Issue 1, 2025 · pp. 34–46 Read article
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An Analysis of the Pradhan Mantri Mudra Yojana Footprint. A Case Study of Mizoram
Abstract: The goal of self-reliant India aka ‘Atmanirbhar Bharat’ can be achieved when all of its citizens are self-reliant. The Pradhan Mantri Mudra Yojana is a program designed to promote entrepreneurship through the provision of microfinancing. This initiative aims to empower individual citizens to become financially independent, which in turn supports the nation’s overall economic self-sufficiency and aligns with the ‘Atmanirbhar Bharat’ vision. Since the launch of PMMY in 2015, there …
Published in OmniScience: A Multi-disciplinary Journal · Vol. 15, Issue 2, 2025 · pp. 7–18 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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Real-time Emotion-aware AI Counseling System with Memory Retention Polymer Composites
Abstract: The availability of mental health services is still a major barrier, with many individuals constrained by financial limitations, social stigma, and a shortage of accessible counselors. This work introduces an emotion-aware AI counselor designed to provide empathetic and personalized emotional support via voice-based interfaces. The system leverages Natural Language Processing (NLP) and sentiment analysis to detect emotional cues from speech and generate contextually appropriate, comforting responses. A key innovation is …
Published in Journal of Polymer & Composites · Vol. 14, Issue 1, 2026 · pp. 1395–1407 Read article
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Stock Market Prediction Using Machine Learning: Techniques, Challenges, and Future Directions
Abstract: The continuous advancement of machine learning (ML) technologies has significantly transformed the field of financial forecasting, particularly in the area of stock market prediction. The ability to accurately forecast stock price movements and market trends plays a crucial role in supporting informed investment strategies and effective risk management. This paper provides a comprehensive review of recent developments in the application of ML techniques for predicting stock market behavior. It classifies …
Published in E-Commerce for Future & Trends · Vol. 13, Issue 1, 2026 · pp. 10–16 Read article
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Ethical Considerations in AI Design and Deployment
Abstract: The rapid development of artificial intelligence (AI) technology has brought with it many opportunities in various fields such as healthcare, finance, transportation, and education. But alongside these benefits, there are also important ethical issues that need to be resolved to ensure that AI systems are designed and deployed responsibly. This article explores the importance of ethics for artificial intelligence, focusing on issues such as impartiality, transparency, accountability, privacy, and interference …
Published in Journal of Open Source Developments · Vol. 11, Issue 2, 2024 · pp. 28–38 Read article
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AI Bias: Causes, Impacts, and Ways to Address It
Abstract: As artificial intelligence (AI) continues to permeate various aspects of society, from healthcare and criminal justice to finance and hiring, concerns over its ethical implications have gained increasing attention. A significant ethical concern is the existence of bias in AI systems. Such biases, often rooted in the prejudices present in training data, can lead to unfair and discriminatory consequences, disproportionately affecting marginalized groups. This paper examines the ethical challenges related …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 3, Issue 1, 2025 · pp. 55–62 Read article
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Artificial Machine Intelligence Language for Banking Chatbot
Abstract: The developed system introduces a banking chatbot utilizing Artificial Intelligence Markup Language (AIML) to enhance customer interactions within the banking sector. With the increasing demand for efficient customer service and the adoption of automated systems, chatbots have emerged as a pivotal solution for banks to streamline operations and improve user experience. The proposed banking chatbot leverages state-of-the-art natural language processing (NLP) algorithms powered by AIML to interpret user queries, provide …
Published in Journal of Communication Engineering & Systems · Vol. 14, Issue 3, 2024 · pp. 8–13 Read article
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The Evolution of Payments: Traditional Bill Methods Compared to Mobile Innovations
Abstract: "Mobile Payment Experiences in the Future" explores the transformative impact of emerging technologies: Artificial Intelligence (AI), 5G connectivity, and biometrics, on the evolution of mobile payment systems, moving beyond today's simple "tap and pay" solutions. As mobile payments become an essential component of global commerce, these innovations are set to redefine the payment landscape by enhancing transaction speed, security, and personalization. AI will enable real-time fraud detection, adaptive user verification, …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 1, 2025 · pp. 17–27 Read article
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Implementation of Artificial Intelligence Technology in Tele Medicine
Abstract: The practice of medicine across locations by the prudent application of information and communication technology is known as telemedicine. As a result of the COVID-19 epidemic, telemedicine has experienced exponential growth on a global scale. Artificial intelligence has the potential to enhance and broaden the scope of telemedicine, opening up countless opportunities for creating solutions for particular medical need. AI in telemedicine has the potential to significantly aid in the …
Published in Research and Reviews : A Journal of Biotechnology · Vol. 15, Issue 3, 2025 · pp. 41–50 Read article
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Deep Learning Architectures for Predictive Modeling in Financial Time Series
Abstract: This study investigates the application of deep learning architectures, particularly convolutional neural networks (CNNs), to the challenging task of financial time series forecasting. Financial markets are inherently complex and influenced by a range of factors, making accurate prediction of price movements a difficult problem. In this research, historical financial data including stock prices, volumes, and other relevant indicators are used to train CNN models aimed at capturing the underlying patterns …
Published in Current Trends in Signal Processing · Vol. 15, Issue 3, 2025 · pp. 45–55 Read article
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Agentic AI: Architectures, Types, Capabilities, Mathematical Equations and Governance in the Era of Autonomous Intelligence
Abstract: Agentic Artificial Intelligence (Agentic AI) represents a major advancement in the evolution of intelligent systems by enabling autonomous planning, decision-making, and action execution. Unlike traditional AI models, which are primarily reactive and designed to respond to predefined inputs, Agentic AI systems possess capabilities such as memory, reasoning, goal-oriented planning, tool integration, and dynamic adaptation to changing environments. These characteristics allow them to perform complex, multi-step tasks with minimal human intervention, …
Published in Recent Trends in Mathematics · Vol. 3, Issue 2, 2026 Read article
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Smart Contract: A new buzz word for reliable decentralized network
Abstract: Blockchain technology has emerged as a foundational distributed-ledger architecture enabling decentralized, transparent, and tamper-resistant data management across diverse digital ecosystems. This paper presents an integrated review of blockchain fundamentals, consensus mechanisms, smart contract design, and real-world applications beyond cryptocurrencies. It discusses the evolution of smart contracts as automated, self-executing programs that remove intermediaries and ensure deterministic execution, while highlighting critical security vulnerabilities such as reentrancy, arithmetic overflows, and improper access …
Published in Journal of Open Source Developments · Vol. 13, Issue 1, 2026 Read article
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Nyaya-AI ChatBot: AI-Powered Legal Assistance for India
Abstract: In today's fast-paced world, the rise in lifestyle related issues has led to a significant increase in case filings across various sectors, including health, finance, and legal matters. Modern lifestyles, characterized by poor dietary habits, sedentary behavior, and high stress levels, contribute to a myriad of health problems and legal disputes. A chatbot designed to provide legal advice in India could be a valuable resource for individuals unfamiliar with the …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 12, Issue 2, 2025 Read article
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Assessment of Factors Affecting Telebirr (Mobile Money) Project Implementation in the Case of Ethio Telecom Sector
Abstract: Background: Mobile money services facilitate financial transactions through mobile devices, reducing dependence on physical cash and promoting financial inclusion. The Telebirr Mobile Money project by Ethio Telecom is a key initiative in this domain. Objective: This study aims to examine the factors influencing the successful implementation of the Telebirr Mobile Money project within Ethio Telecom. Methods: A census survey was conducted among 75 project team employees at the Lebu and …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 13–19 Read article
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Harnessing NLP for Automation and Intelligence Across Sectors
Abstract: Natural Language Processing or NLP is a vital subset of Artificial Intelligence or AI which enables machines to interpret, understand, and communicate using human language in a remarkable way. From the traditional rule-based approaches to the modern advanced deep learning techniques such as transformers, neural networks, and hybrid models, NLP has been evolving year by year. This study reflects on various applications of NLP, including sentiment analysis, machine translation, analysis …
Published in Journal of Computer Technology & Applications · Vol. 16, Issue 3, 2025 · pp. 23–32 Read article
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Securing Web Applications: A Machine Learning Approach for SQL Injection Threats
Abstract: The rapid evolution and widespread adoption of the internet have significantly transformed the world, leading to an increased number of cyberattacks. Cybersecurity has become one of the most critical challenges for society, incurring substantial financial losses annually. This research focuses on SQL injection attacks, the specific threat to web applications, aiming to detect malicious queries designed to exploit vulnerabilities and access sensitive data. In recent years, the frequency of SQLi …
Published in International Journal of Information Security Engineering · Vol. 4, Issue 1, 2026 · pp. 16–22 Read article
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Innovations in Sericulture: A Review of IoT and AI-Based Monitoring Systems
Abstract: Sericulture is a science which deals with the rearing of silkworms and production of silk. In India most of the rural livelihood is sericulture and is the base for financial, social, political, and intellectual advancements and upliftment since. Silk is called the queen of textiles due to its glittering luster, softness, elegance, durability, and tensile properties. There exist several commercial species of silkworms, yet the commonly used one is bombyx …
Published in International Journal of Electrical and Communication Engineering Technology · Vol. 3, Issue 1, 2025 · pp. 14–18 Read article