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8 articles for “fintech”
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Digital Payments as a Driver of Sustainable Consumption: A Consumer-Based Study of Perceived Challenges and Opportunities in FinTech Ecosystems
Abstract: The Digital Payment Systems evolved remarkably fast, and so, have transformed the way in which the consumer makes purchases for products and services as well as the way in which they function economically, i.e., how they consume things. Beyond convenience and efficiency, digital payments are increasingly viewed as a potential driver of sustainable consumption by reducing cash dependency, improving transaction transparency, and supporting responsible spending practices. This study examines digital …
Published in International Journal of Optical Innovations & Research · Vol. 4, Issue 1, 2026 · pp. 1–12 Read article
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Data-Driven Predictive Analytics and Decision- Making in FinTech Using MongoDB and High-Throughput Data Pipelines
Abstract: This paper examines the implementation of MongoDB and high-throughput data pipelines within the financial technology (FinTech) sector to drive data-informed predictive analytics and decision-making. The study focuses on the architectural components, scalability, and challenges of integrating NoSQL databases into real-time data ingestion and analytics pipelines. The transformative potential of these technologies in modern financial systems is highlighted through practical use cases such as fraud detection, credit scoring, and personalized financial …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 3, Issue 1, 2025 · pp. 1–15 Read article
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Revolutionizing Financial Technology: AI and FinTech
Abstract: The ground-breaking notion of incorporating AI into financial technology by entering the market has been steadily advancing toward dominance. It has become a lever steering innovation, increasing the pace of productivity and minimizing the likelihood of risk. From digital banking to insurance and payments to compliance with regulations, AI is playing the role of a veteran guide to reinvent the old FinTech models and readdress them as a modernistic and …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 3, 2025 · pp. 07–13 Read article
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Exploring Artificial Intelligence in the Finance Sector
Abstract: Artificial intelligence (AI), machine learning (ML), and progressive algorithms illustrate a substantial technological leap with wide applications across sectors like automobiles, healthcare, gaming, finance, entertainment, and more. The foremost objective of AI is to produce intelligent, independent systems capable of self-sustaining decision-making. This study delivers a concise summary of AI, concentrating on its transformative influence on finance, especially within banking, asset firms, derivatives markets, and insurance enterprises. It summarizes the …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 3, 2024 · pp. 16–23 Read article
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Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
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A Study on the Effects of the Computer Revolution in India
Abstract: There are several effects that the computer revolution has had on India, including the following: the software business has emerged as one of the most rapidly expanding in the economy, contributing to the overall expansion of the economy. The government can inform the public about its policies and work through the infrastructure of mobile telephony and information and communication technology. Online shopping is a big business today. Distribution by digital …
Published in Current Trends in Information Technology · Vol. 15, Issue 1, 2025 · pp. 33–43 Read article
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The Role of DevOps in Financial Network Security
Abstract: This study provides a comprehensive analysis of the significance of Development and Operations (DevOps) in ensuring the security of financial networks. With an ever-increasing need for speed, efficiency, and quality in the Fintech sector, integrating DevOps methodologies into operational workflow has become critical. Adopting DevOps practices not only expedites the software delivery cycle, but also ensures comprehensive security. The study explores the adoption of Secure DevOps strategies, the importance of …
Published in Recent Trends in Programming languages · Vol. 11, Issue 1, 2024 · pp. 21–28 Read article
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India’s Position in Mobile Computing Technology
Abstract: India has emerged as a significant player in the global mobile computing technology landscape, driven by its large, tech-savvy population, rapidly growing digital economy, and government initiatives promoting digital transformation. The country has become one of the world's largest smartphone markets, fostering innovation and adoption of advanced mobile technologies such as 5G, AI, and IoT. Indian startups, alongside global technology giants, are contributing to advancements in mobile applications, cloud computing, …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 1, 2025 · pp. 28–32 Read article