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16 articles for “decentralized finance”
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Blockchain Technology and Inclusive Financial Systems in the Global South
Abstract: This paper explores how blockchain technology can promote financial inclusivity by providing decentralized, transparent, and secure financial services, particularly in the Global South, where conventional banking systems are frequently insufficient. Through a blend of literature review and empirical analysis, we assess blockchain's role in expanding financial access, using case studies from several developing nations. Our results reveal a promising potential for blockchain to improve financial inclusion, although obstacles such as …
Published in International Journal of Mobile Computing Technology · Vol. 2, Issue 2, 2024 · pp. 17–23 Read article
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Smart Contract: A new buzz word for reliable decentralized network
Abstract: Blockchain technology has emerged as a foundational distributed-ledger architecture enabling decentralized, transparent, and tamper-resistant data management across diverse digital ecosystems. This paper presents an integrated review of blockchain fundamentals, consensus mechanisms, smart contract design, and real-world applications beyond cryptocurrencies. It discusses the evolution of smart contracts as automated, self-executing programs that remove intermediaries and ensure deterministic execution, while highlighting critical security vulnerabilities such as reentrancy, arithmetic overflows, and improper access …
Published in Journal of Open Source Developments · Vol. 13, Issue 1, 2026 Read article
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New-Age E-voucher Utility: Redefining Peer-to-Peer Transactions in the Digital Economy
Abstract: This system introduces an innovative new-age e-voucher utility designed to facilitate peer-to-peer (P2P) intake through a person-pleasant cell platform. This revolutionary answer empowers people to create and list e-vouchers for numerous services, experiences, or bodily goods, circumventing conventional channels and fostering an extra direct financial machine. Operating on a decentralized architecture, the utility guarantees stable transactions through fee gateways and contains a recognition machine to set up acceptance as true …
Published in International Journal of Computer Science Languages · Vol. 2, Issue 2, 2024 · pp. 36–46 Read article
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The Role of Smart Grids in Enhancing Energy Efficiency and Sustainability
Abstract: The rapid adoption of smart grid technologies is reshaping the energy sector, prompting significant changes in the traditional utility business model. This survey paper provides a comprehensive analysis of the impact of smart grids on utility revenue streams, focusing on the transition from conventional electricity sales to new, service-oriented business models. By examining key innovations such as energy-as-a-service, virtual power plants, and peer-to-peer energy trading, this study highlights how utilities …
Published in International Journal of Advanced Control and System Engineering · Vol. 2, Issue 2, 2024 · pp. 10–18 Read article
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Blockchain Technology: An Overview on Its Working Applications
Abstract: Blockchain technology is one of the enhanced technologies in this era, operating as a structural database that accumulates and stores information in discrete blocks. These blocks are interconnected, forming a chain where data is securely stored. Blockchain employs enhanced security measures to protect against tampering, manipulation, or hacking attempts. A main aspect of blockchain is its decentralized system. When a transaction occurs, approval from authorities within the business network is …
Published in Journal of Mobile Computing, Communications & Mobile Networks · Vol. 11, Issue 2, 2024 · pp. 33–39 Read article
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A Trust-Enhanced Security Architecture for Authenticating Customer Records in Banking Institutions
Abstract: The growing digital disruption of banking and financial services has completely altered the face of customer onboarding, money transactions, and financial service deliveries. Even as digital technologies provide unparalleled levels of efficiency and accessibility for consumers of financial services, they have also presented new challenges that are equally daunting. Among the growing number of financial threats that digital technology has spawned is the risk of synthetic identity fraud. Unlike identity …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 16–22 Read article
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Blockchain and Smart Contract Based Decentralized Rental Platform
Abstract: The advent of blockchain technology has emerged as a revolutionary influence in contemporary society, restructuring engagements and commerce. It is characterized by a decentralized and distributed network of blocks storing information with digital signatures. Initially developed for digital cryptocurrencies like Bitcoin and Ethereum, blockchain has expanded its utility across various domains, leveraging its core features of decentralization, persistency, anonymity, and auditability. Originally designed for cryptocurrencies, blockchain technology has extended its …
Published in International Journal of Data Structure Studies · Vol. 1, Issue 2, 2023 · pp. 18–24 Read article
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GSM Based OTP Security Locker Using Arduino
Abstract: This work presents a microcontroller-driven secure locker system that leverages GSM-based communication for dynamic user authentication. Unlike conventional locking mechanisms that depend on static credentials or physical keys, the proposed system utilizes a time-sensitive one-time password (OTP) transmitted to a pre- authorized mobile number. The authentication workflow is managed using an Arduino-based embedded platform integrated with a SIM A7670C GSM module. The system coordinates OTP generation, transmission, and validation in …
Published in Journal of Microcontroller Engineering and Applications · Vol. 13, Issue 2, 2026 Read article
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Blockchain, Evolution, and Future Scope: An Overview
Abstract: A blockchain serves as a transparent and immutable record of transactions, offering unparalleled security and trust in a digital environment. Its decentralized nature ensures that no single authority has control over the network, fostering a level playing field for all participants. While cryptocurrencies such as Bitcoin have popularized blockchain technology, its potential extends far beyond digital currencies. In addition to financial transactions, blockchain can revolutionize various industries, including supply chain …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 2, 2024 · pp. 14–24 Read article
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Strategies for Efficient Integration of Distributed Energy Resources into Microgrid Systems
Abstract: With the growing integration of Distributed Energy Resources into modern power systems, the global energy landscape is changing. Some of the DERs are solar photovoltaic (PV), wind turbines, battery storage systems, combined heat and power (CHP) units, and electric vehicles (EVs). Some of the advantages include lower transmission losses, better energy efficiency, and more resilience to grid failures. However, the far-reaching integration of DERs carries with it considerable technical, economic, …
Published in Journal of Power Electronics and Power Systems · Vol. 15, Issue 3, 2025 · pp. 51–56 Read article
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Blockchain Technology: Comprehensive Review and Future Directions
Abstract: Blockchain technology has emerged as a transformative power, restructuring sectors by offering increased security, transparency, and decentralization. This research paper serves as a comprehensive examination of blockchain, aiming to dissect its intricate structure, explore its myriad applications, confront existing challenges, and envision future advancements. At its core, the problem addressed herein is the imperative to comprehend the present landscape of blockchain technology, discern its limitations, and chart a course toward …
Published in International Journal of Computer Science Languages · Vol. 2, Issue 1, 2024 · pp. 33–38 Read article
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Revolutionizing Fundraising: The Power of Blockchain Crowdfunding
Abstract: Crowdfunding is a powerful fundraising method that leverages the financial contributions of many individuals to support various projects and ventures, typically facilitated through online platforms. It encompasses different models tailored to specific goals. In reward-based crowdfunding, contributors get non-monetary incentives, which aids in creating community involvement. Conversely, equity-based crowdfunding grants investors a share in the company, promoting a collective feeling of ownership. Blockchain technology is revolutionizing crowdfunding by offering a …
Published in Journal of Open Source Developments · Vol. 11, Issue 3, 2024 · pp. 16–25 Read article
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Counterfeit Product Detection Using Blockchain Technology
Abstract: In today’s bustling marketplace, the demand for products is skyrocketing, prompting an increase in production from numerous sources. However, this surge has brought along a concerning uptick in counterfeiting activities, presenting significant challenges for companies operating in the consumer market. Not only do these counterfeit goods result in substantial financial losses, but they also inflict damage on brand reputation. Moreover, the proliferation of counterfeit products can have adverse effects on …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 2, 2024 · pp. 25–35 Read article
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Healthcare IT Innovations: Blockchain Technology for Healthcare Data Security and Privacy
Abstract: The healthcare sector has undergone a significant digital transformation, leading to the generation and sharing of vast quantities of sensitive medical data. While this digitization has improved patient care and outcomes, it has also introduced critical challenges related to data security and privacy. The increasing rate of data breaches in healthcare puts patient confidentiality at risk, mainly leading to identity theft, financial fraud, and loss of public trust in healthcare …
Published in International Journal of Information Security Engineering · Vol. 3, Issue 2, 2025 · pp. 01–12 Read article
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A Framework for Privacy-preserving AI Models in Cloud Computing: Challenges and Solutions
Abstract: The growing adoption of cloud computing for deploying artificial intelligence (AI) models has led to significant advancements in sectors such as healthcare, finance, and e-commerce. However, the integration of AI with cloud computing raises critical privacy concerns, particularly when handling sensitive data. This paper presents a comprehensive framework for implementing privacy-preserving AI models in cloud environments, addressing the unique challenges, and proposing effective solutions. The suggested framework employs advanced privacy-preserving …
Published in Journal of Operating Systems Development & Trends · Vol. 11, Issue 3, 2024 · pp. 1–12 Read article
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Enhancing Cyber Security in the Banking Sector Using Biometrics
Abstract: The fast-paced digital evolution within the banking industry has led to a substantial rise in the number of financial transactions conducted through online and mobile platforms. While this transformation has improved customer convenience and service accessibility, it has also exposed banking systems to a wide range of cyber threats, such as identity theft, phishing attacks, credential compromise, and financial fraud. Conventional authentication mechanisms, including passwords and personal identification numbers (PINs), …
Published in International Journal of Wireless Security and Networks · Vol. 4, Issue 1, 2026 · pp. 15–20 Read article