Search
85 articles for “payment”
-
A Comprehensive Analysis of Various Payment Gateways for Web-based Food Ordering
Abstract: The digital revolution has ushered in profound transformations across industries, and the online food sector stands at the forefront of this evolution. With consumers increasingly prioritizing convenience and accessibility, the online food industry has witnessed unprecedented growth. In this dynamic landscape, payment gateways have emerged as indispensable components, facilitating seamless transactions and driving operational efficiency for online food restaurant websites. This research article endeavors to conduct a comprehensive analysis of …
Published in Journal of Web Engineering & Technology · Vol. 11, Issue 2, 2024 · pp. 1–6 Read article
-
Analysis of Market Growth of Digital Payment Tools in India with Special Reference to UPI
Abstract: Digital transaction provides a transparent and easy way for customers; this new paradigm of financial transactions leads to an increment in the trust of customers. The Indian retail market has completely shifted to the Unified Payment Interface (UPI) for digital payment transactions. The Internet and Mobile Association of India report forecasts that the number will reach 900 million by 2025. Digital transactions facilitate numerous benefits over cash transactions, including convenience, …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 11, Issue 3, 2024 · pp. 1–12 Read article
-
The Evolution of Payments: Traditional Bill Methods Compared to Mobile Innovations
Abstract: "Mobile Payment Experiences in the Future" explores the transformative impact of emerging technologies: Artificial Intelligence (AI), 5G connectivity, and biometrics, on the evolution of mobile payment systems, moving beyond today's simple "tap and pay" solutions. As mobile payments become an essential component of global commerce, these innovations are set to redefine the payment landscape by enhancing transaction speed, security, and personalization. AI will enable real-time fraud detection, adaptive user verification, …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 1, 2025 · pp. 17–27 Read article
-
Mapping the Literature on Digital Payment: A Comprehensive Review and Bibliometric Analysis
Abstract: This study essentially performs a comprehensive and in-depth analysis of the current research on digital payment systems. It examines and evaluates 346 journal papers from reliable sources like Scopus and Web of Science that were published between 2015 and 2023. The study intends to give readers a thorough grasp of the state of the art in the field of digital payments research, pinpoint new directions, and emphasize important issues. Among …
Published in International Journal of Optical Innovations & Research · Vol. 2, Issue 1, 2024 · pp. 41–59 Read article
-
DIGITAL PAYMENTS AS A DRIVER OF SUSTAINABLE CONSUMPTION: A CONSUMER-BASED STUDY OF PERCEIVED CHALLENGES AND OPPORTUNITIES IN FINTECH ECOSYSTEMS
Abstract: The Digital Payment Systems evolved remarkably fast, and so, have transformed the way in which the consumer makes purchases for products and services as well as the way in which they function economically, i.e., how they consume things. Beyond convenience and efficiency, digital payments are increasingly viewed as a potential driver of sustainable consumption by reducing cash dependency, improving transaction transparency, and supporting responsible spending practices. This study examines digital …
Published in International Journal of Optical Innovations & Research · Vol. 4, Issue 1, 2026 · pp. 1–12 Read article
-
Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
-
BVC EDUPAY – SMART COLLEGE FEE PAYMENT SYSTEM
Abstract: Fee management has become a crucial component of modern educational institutions, with increasing reliance on digital platforms to handle financial transactions and administrative processes. However, students and staff often encounter challenges such as scattered fee information, manual verification procedures, delayed payment updates, and limited transparency across departments. To address these issues, BVC EduPay—a smart college fee payment system—has been developed as a centralized digital platform that consolidates academic fees, examination …
Published in Journal of Open Source Developments · Vol. 13, Issue 1, 2026 · pp. 24–34 Read article
-
Kinds of Digital Payment Technology: Exploring the Evaluation
Abstract: Digital payment technologies has revolutionized financial transactions, immolating faster, safe, and more approachable solutions. This paper inspects the evolution and types of digital payment systems, embrace Near Field Communication (NFC), Quick Response (QR) codes, mobile wallets, blockchain-based payments, and biometric authentication. It examines key drivers of adoption, such as accessible and technological advancements, while addressing threats like security risks and regulatory compliance. The study provides the role of these technologies …
Published in Journal of Telecommunication, Switching Systems and Networks · Vol. 12, Issue 1, 2025 · pp. 9–14 Read article
-
Impact of UPI on Spending Patterns of Consumers
Abstract: Modalities of digital payment Mobile holdalls have brought simplicity and speed to our lives. The inconvenience, risk, and restrictions of carrying cash can all be removed with the use of widely accessible digital payment services. Discounts, cashbacks, and waivers: Benefits and savings for users of digital payment apps and mobile wallets There are many online payment banks that provide good cash-back deals. As a result, customers cease using cash. However, …
Published in Journal of Microelectronics and Solid State Devices · Vol. 10, Issue 3, 2023 · pp. 22–30 Read article
-
Smart Shuttle System: An IoT and Machine Learning Based Approach
Abstract: The Smart Shuttle System is an IoT-based system designed to provide a hassle-free, cashless payment experience for students using the shuttle service. The system utilizes RFID (Radio Frequency Identification) technology to identify students and deduct the fare amount from their account. Radio Frequency Identification (RFID) technology is being considered as an alternative to traditional money and Unified Payments Interface (UPI) for making payments due to several advantages it provides over …
Published in International Journal of Satellite Remote Sensing · Vol. 1, Issue 1, 2023 · pp. 9–22 Read article
-
A Study on Behavioral Economic Analysis Among Gen Z in Navi Mumbai: Reference to UPI
Abstract: India is well on its way to becoming a cashless nation with the launch of the Unified Payment Interface (UPI). The new payment system enables your smartphone to function as a virtual debit card. UPI-based payment apps have notably influenced consumer behavior, especially among the tech-savvy Generation Z (Gen Z), as the digital landscape continues to evolve. In Navi Mumbai, UPI was designed to offer users efficiency, widespread accessibility, transparency, …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 3, 2024 · pp. 33–47 Read article
-
Use of E-Shopping Trolley using Android Application
Abstract: A Supermarket or hypermarket is a shop that provides a wide variety of products available. The products available in these markets are household products, vegetable, grocery. The main Moto of these markets is to provide all type of products in one place to save time of customers but sometime customers get frustrated because many people are standing in queue for billing purpose, sometimes customer get confused when comparing the total …
Published in Journal of Mechatronics and Automation · Vol. 7, Issue 3, 2020 · pp. 16–20 Read article
-
Cashless Economic Model and its Impact on Market Behaviour
Abstract: The purpose of this paper is to determine the model for cashless economy as well as to know the impact of the demonetisation on the consumer as well as the seller. The exploratory research has been done in order to determine that how much aware people are regarding the various digital application as well as electronic online payment system.Cite this ArticleGaurav Puri, Ramesh Chandra Panda. Cashless Economic Model and its …
Published in Journal of Production Research & Management · Vol. 8, Issue 1, 2018 · pp. 1–17 Read article
-
Airline Reservation System
Abstract: An Airline Reservation System is vital on the grounds that it has the solid capacity to diminish blunders that may have happened when utilizing a manual arrangement of reservation and assists speed with increasing the boarding cycle. Carrier reservation system is an electronic framework used to store and recover data and go through with exchanges identified with air travel. The venture is pointed toward uncovering the significance and significance of …
Published in Journal of Communication Engineering & Systems · Vol. 11, Issue 2, 2021 · pp. 1–7 Read article
-
Designing an Application for Community Assistance: WedsPay
Abstract: As the world continues to adjust to the new normal of social distancing, we are seeing a significant shift toward digitalization in many aspects of our lives. In light of this, we have come up with an innovative idea of receiving gifts and blessings from loved ones in a digital format. Our platform, Wedspay, aims to make the process of accepting cash gifts as easy and seamless as possible by …
Published in Journal of Computer Technology & Applications · Vol. 14, Issue 2, 2023 · pp. 1–6 Read article
-
Medicine and Femmecare Sanitary Napkins Vending Machine
Abstract: Access to affordable sanitary napkins and essential medicines in rural areas of India remains a significant challenge. This paper presents an innovative vending machine designed for rural areas to provide essential sanitary napkins and medicines, aiming to enhance public health and welfare. The vending machine addresses menstrual hygiene by offering free sanitary napkins to registered women via a unique QR code system, leveraging Raspberry Pi technology and a Pi camera. …
Published in Journal of Microelectronics and Solid State Devices · Vol. 11, Issue 1, 2024 · pp. 22–29 Read article
-
Local Markets, Global Flavors: Your Personalized Grocery Experience
Abstract: “Local Markets, Global Flavors” transforms the grocery shopping experience by linking customers directly with local markets and artisans. In contrast to standard grocery shopping, which can feel impersonal and lacks variety, this project delivers a shopping journey tailored to the unique flavours of each city. Through partnerships, “Local Markets, Global Flavors” aims to bring fresh, authentic products right to consumers' doorsteps. It offers based on dietary preferences and shopping history, …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 1, 2025 · pp. 08–13 Read article
-
A Study on Perception and Behavior of Consumers Towards Digital Financial Transactions
Abstract: The rapid evolution of digital technology, coupled with increased smartphone usage and proactive governmental policies, has revolutionized the landscape of financial transactions. This study examines consumer perceptions and behavioral patterns related to digital payment systems, with a specific focus on usage trends, preferences, and concerns. Utilizing primary data collected through a structured survey of 110 respondents in North Delhi, the research reveals that digital transactions are predominantly perceived as convenient, …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 60–69 Read article
-
A Review of Tailor Craft E-Commerce: Design, Implementation, and Evaluation
Abstract: The rapid growth of e-commerce has transformed consumers' purchasing and interaction with businesses. In particular, the clothing and fashion industry has embraced digital platforms to extend its reach, improve accessibility, and offer convenience to its customers. However, challenges such as unclear product information, insecure payment methods, poor user experience, and inefficient order tracking still limit customer satisfaction on many platforms. The Tailor Craft E-Commerce project aims to bridge these gaps …
Published in Journal of Advanced Database Management & Systems · Vol. 13, Issue 1, 2026 · pp. 39–47 Read article
-
One Card Travel
Abstract: Mumbai, Delhi, Kolkata, Bengaluru, and other most populated cities have millions of people as daily commuters. It has mass transit (trains and buses), all forms of private transport, and autorickshaws and taxis that serve an important role in the transportation system of the city such as overcrowding in buses, autos, taxis, trains, etc. Due to over-crowding, the commuters travel into jam-packed compartments, most of them standing. At times they get …
Published in Journal of Microwave Engineering and Technologies · Vol. 8, Issue 1, 2021 · pp. 10–16 Read article