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23 articles for “Agricultural Finance”
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Impact of Agricultural Insurance on Financial Security of Small and Marginal Farmers
Abstract: In India agriculture is the major income provider. Farmers owning small plots are more likely to face financial losses caused by droughts, floods, pests, diseases, and other natural calamities. Agricultural insurance acts as a risk management tool by providing financial protection against crop losses and supporting farmers during difficult periods. The present learning observes the impact of agricultural insurance on the financial security of small and marginal farmers in Magadi …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 15, Issue 3, 2026 Read article
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ROLE OF FINTECH ADOPTION IN ENHANCING FARMERS ACCESS TO CREDIT
Abstract: Agriculture is an important part of the Indian economy, but many farmers still face difficulties in getting loans from formal financial institutions on time and at affordable rates. FinTech has developed as a useful digital solution for improving financial access through services such as mobile banking, online loans, and digital payments. This study focuses on how FinTech adoption can help farmers get agricultural credit more easily. It examines the role …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 15, Issue 3, 2026 Read article
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Kisan Mantra: Enhancing Farmer Productivity, A Web-Based Approach for Efficient Crop Harvesting and Problem Diagnosis
Abstract: India's agricultural sector faces persistent challenges, including limited access to expert guidance, difficulties in managing diverse datasets, unreliable weather forecasting, and a lack of real-time monitoring for farm activities and crop quality. Additionally, farm lenders struggle to obtain accurate insights into farm productivity and risks, hindering their ability to provide tailored financial solutions. The sector also grapples with underemployment among educated professionals, limiting their contributions to agricultural advancement. To tackle …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 14, Issue 3, 2025 · pp. 71–87 Read article
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Women’s Land Tenure Security in Sustainable Development
Abstract: Appropriate land ownership policy is critical issue in order for vast majority of population living in rural areas whose income is dependent on agricultural. For that land tenure security is momentous concern. Land tenure is Latin word, tenure, which means to hold. Thus, land tenure means a kind of system of land ownership or holding the land. The rules of the land tenure system define how property rights to land …
Published in Journal of Production Research & Management · Vol. 9, Issue 1, 2019 · pp. 21–30 Read article
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A Five-Layer Architectural Framework for Sustainable and Scalable AI Systems
Abstract: Artificial Intelligence (AI) is not only about algorithms. AI works like a full “stack” of layers, from electricity to real-world user applications. In this paper, we explain a simple and student-friendly Five- Layer Architecture of AI: (1) Energy, (2) Chips, (3) Infrastructure, (4) Models, and (5) Applications. Each layer supports the next layer, like a cake with multiple layers. If any layer is weak, AI systems become slow, costly, or …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 13, Issue 3, 2025 Read article
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Financial Knowledge and Agripreneur Success: A Review of the Literature
Abstract: The agricultural sector has experienced a profound transformation in recent years, evolving from a historically overlooked industry dominated by small family businesses into a dynamic and high-tech field. This transformation can be attributed to a multitude of factors, including economic liberalization, reduced market protection, increased access to credit facilities, governmental schemes, subsidies, and shifting societal dynamics. In this comprehensive review, we delve into the intricate relationship between financial knowledge and …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 13, Issue 1, 2024 · pp. 11–22 Read article
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EMERGING TECHNOLOGIES RESHAPING INDUSTRIES
Abstract: Emerging technologies such as Artificial Intelligence (AI), machine learning and 5 G technology are reshaping industries rapidly. This paper contains knowledge about some of the key emerging technologies and their real-world applications in various sectors like health care, education, agriculture, transportation, finance. This includes some of the challenges and considerations arising due to the widespread use of these emerging technologies. Also exploring about the future directions due to adopting these …
Published in Journal of Telecommunication, Switching Systems and Networks · Vol. 12, Issue 3, 2025 · pp. 1–10 Read article
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Empowering Small-Scale Farmers through Agricultural Insurance Policy in Nepal: An Empirical Study
Abstract: The small-scale farmers in the country are facing numerous challenges, including limited access to resources, poor road infrastructure, water scarcity and irrigation constraint, outdated farming techniques, natural calamities, lack of or low productivity and limited knowledge and training which often resulting in their low incomes and vulnerability. In this backdrop, a proper implementation of the agriculture insurance laws, policies, programs and provisions can contribute to empowering small-scale farmers, as it …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 15, Issue 1, 2026 · pp. 78–91 Read article
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Municipal Material Management
Abstract: The increase in global prosperity and population has led to a significant rise in the generation of Municipal Solid Waste (MSW), posing serious threats to public health and the environment. This study explores the global state of MSW generation, composition, and management strategies, comparing the effectiveness of various technologies across 59 developed and developing countries. A total of 19 criteria for the selection of MSW management technologies are discussed, highlighting …
Published in International Journal of Sustainability · Vol. 1, Issue 2, 2024 · pp. 11–15 Read article
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Machine Learning-based Peer-to-Peer Platform for Precision Agriculture in Crop Growth and Disease Monitoring
Abstract: Farmer suicides are a significant problem in India due to various circumstances. One of the main problems is the financial side of managing and growing crops while still trying to make a profit. This study proposes a decentralized platform for buying and selling agricultural produce by connecting farmers with individuals interested in investing in their fields and continuous monitoring of quality and crop health using IoT, Blockchain, and Machine Learning …
Published in Journal of Computer Technology & Applications · Vol. 13, Issue 3, 2022 · pp. 26–39 Read article
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The Applications, Impact, and Future of Blockchain Technology in Agriculture
Abstract: Blockchain is one of the most interesting and controversial research topics today. Blockchain technology was first deployed in the financial sector. Nevertheless, it is currently applied in various domains, including healthcare, smart cities, smart contracts, energy markets, and the government sector. The efficacy of this technology primarily depends on the following attributes: reliability, transparency, and immutability. This article gathers and examines the primary contributions from the literature regarding the utilization …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 1, 2024 · pp. 12–22 Read article
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Climate-Induced Drought, Food Insecurity, and Adaptation Governance: A Multiscale Review of Risks and Policy Responses in Africa and South Asia
Abstract: Drought is one of the most critical climate-induced hazards, severely affecting agricultural systems, water resources, and human well-being, particularly in Sub-Saharan Africa and South Asia. This review provides a comprehensive analysis of the multidimensional impacts of drought by examining its effects on food security, population displacement, and institutional adaptation across selected case studies from West Africa, South Africa, and coastal Bangladesh. The findings reveal that increasing climate variability and prolonged …
Published in International Journal of Environmental Planning and Development Architecture · Vol. 4, Issue 1, 2026 · pp. 1–8 Read article
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Artificial Intelligence for Sustainable Agriculture, Forestry and Rural Development: Recent Advances, Applications and Research Opportunities
Abstract: Artificial Intelligence (AI) has emerged as a transformative technology with the potential to revolutionize agriculture, forestry, and rural development by enabling data-driven decision-making, resource optimization, and sustainable management practices. Rapid developments in computer vision (CV), machine learning (ML), deep learning (DL), natural language processing (NLP), and predictive analytics have increased the use of AI in a variety of rural industries. In agriculture, AI-driven technologies support precision farming, crop yield prediction, …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 13, Issue 3, 2025 Read article
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Animal Detection in Farms Using Opencv
Abstract: Agriculture plays a fundamental role in sustaining the Indian economy, providing employment and livelihood to a large portion of the population. Despite advancements in farming techniques, one of the persistent challenges faced by farmers is the intrusion of wild animals into agricultural fields. Such intrusions often lead to large-scale crop damage, financial loss, and emotional distress for farmers. Traditional animal deterrent methods, such as manual patrolling, fences, or scarecrows, have …
Published in Research & Reviews: A Journal of Embedded System & Applications · Vol. 13, Issue 2, 2025 Read article
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Innovative Solar Energy Applications in Agriculture and Water Management
Abstract: Considering solar energy technologies have the potential to address issues with energy sustainability and water resources, their integration in agricultural and water management has received a lot of attention. This paper offers a thorough analysis of creative uses of solar energy in different fields, emphasizing developments in technology, advantages, difficulties, and potential applications. sun photovoltaics (PV), concentrated sun power (CSP), solar desalination technologies, and solar water pumping systems are all …
Published in International Journal of Environmental Noise and Pollution Control · Vol. 2, Issue 1, 2024 · pp. 8–13 Read article
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MEASUREMENT OF FARM EFFICIENCY IN AGRICULTURAL SECTOR OF INDIA:A STUDY
Abstract: While the non-parametric production function is based on linear programming, the parametric production function is estimated using stochastic frontier analysis (SFA). The efficiency is assessed using a non-parametric technique known as Data Envelopment Analysis (DEA) (Charnes, Cooper, & Rhodes, 1978).. The primary benefit of the DEA technique is that it circumvents certain drawbacks of the parametric approach by requiring simply a little portion of a priori assumptions about the functional …
Published in Research and Reviews : Journal of Crop science and Technology · Vol. 13, Issue 1, 2024 Read article
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An Analytical study of Government Scheme for Farmers in Gujarat: Impact, Implementation Challenges, and Policy Implications
Abstract: Gujarat’s economy is mostly dependent on agriculture, which increases food security, rural employment, and state revenue. Despite the state’s notable progress in irrigation infrastructure and agricultural commercialization, Gujarat farmers continue to face challenges, such as market volatility, water scarcity, unpredictable weather, and rising input costs. The governments of Gujarat and India have implemented several initiatives aimed at addressing these problems, including crop insurance, irrigation expansion, farm mechanization, income support, digital …
Published in International Journal of Rural and Regional Development · Vol. 4, Issue 1, 2026 · pp. 38–44 Read article
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Next-Gen Agriculture: Deep Learning Algorithms for Real-Time Plant Disease Detection via IoT
Abstract: In addition to providing high-quality food, the agriculture industry plays a critical role in supporting expanding people and economies. Plant diseases can have a detrimental effect on biodiversity and result in significant losses in food production. Automated methods for early and precise identification of plant diseases can reduce financial losses and enhance the quality of food produced. Deep learning has significantly improved object detection and picture classification accuracy in recent …
Published in Recent Trends in Sensor Research & Technology · Vol. 11, Issue 1, 2024 · pp. 18–23 Read article
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Human Powered Washing Machine
Abstract: AbstractThe power generated by pedaling is the transformation of energy which utilizes the human efforts to drive the wheel. It is a very common form of energy used in various types of applications like transportation for a long time ago. Altogether this form of energy can be utilized in various aspects. This study mainly focuses on the pedal-powered washing mechanism. The basics of this machine depend on the Principle of …
Published in Journal of Instrumentation Technology & Innovations · Vol. 10, Issue 2, 2020 · pp. 13–18 Read article
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Strengthening Resilient Dairy Supply Chains in the Tropics: Addressing Infrastructure, Technology, Policy Interventions, and Product Diversifications for Sustainable Development
Abstract: The resilience of dairy supply chains is critical for achieving sustainable agricultural development, particularly in tropical regions where challenges, such as climate variability, resource constraints, and market inefficiencies, persist. This review explores strategies to strengthen dairy supply chains by addressing key aspects of infrastructure, technological innovations, policy interventions, and product diversification. A comprehensive analysis highlights the need for robust milk collection systems, cold chain infrastructure, and efficient transportation networks to …
Published in Research and Reviews : Journal of Dairy Science and Technology · Vol. 14, Issue 3, 2025 · pp. 29–42 Read article