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52 articles for “financial transactions”
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Secure based Financial Transactions in Banks using Community Cloud
Abstract: Cloud computing is one of the option knowledge for the banking Institutions with its vibrant scalability and handling of virtualized hardware assets as a tune-up through the Internet. It is a first-rate substitute for banking institutions to maneuver their information systems effectively. Banks can take benefit of existing cloud-based applications accessible by service providers and facilitate their own clientele to act upon different financial transactions. This paper is an analysis …
Published in E-Commerce for Future & Trends · Vol. 1, Issue 1, 2014 · pp. 15–20 Read article
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A Study on Perception and Behavior of Consumers Towards Digital Financial Transactions
Abstract: The rapid evolution of digital technology, coupled with increased smartphone usage and proactive governmental policies, has revolutionized the landscape of financial transactions. This study examines consumer perceptions and behavioral patterns related to digital payment systems, with a specific focus on usage trends, preferences, and concerns. Utilizing primary data collected through a structured survey of 110 respondents in North Delhi, the research reveals that digital transactions are predominantly perceived as convenient, …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 60–69 Read article
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A Transaction Pattern Generation Tool (TPGT) for Prediction of Online Financial Transactions
Abstract: ABSTRACTThe Internet all over the world is growing rapidly. It has given rise to new opportunities in every field we can think of – be it entertainment, business, sports or education. There are two sides to a coin. Internet also has its own disadvantages. One of the major disadvantages is cyber crime – illegal activity committed on the Internet. The Internet, along with its disadvantages, has also exposed us to …
Published in Journal of Computer Technology & Applications · Vol. 3, Issue 3, 2012 · pp. 1–12 Read article
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Security Solutions for Common QR Code Hacking Attempts in a Mobile App
Abstract: In this digital era, more and more customers are opting for financial transactions employing technology-enabled hand-held devices as opposed to the traditional banking. Mobile banking apps are growing to be more and more powerful incorporating various advanced features and customizations such as investments, bill payment, effective budgeting, account history, online shopping, convenient payment, etc. to name a few. This aims at providing convenient banking for a customer from anywhere at …
Published in Journal Of Network security · Vol. 11, Issue 1, 2023 · pp. 8–23 Read article
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Money Laundering Transaction with Machine Learning
Abstract: This study discusses the use of machine learning algorithms to discover firms that are prone to money laundering. The purpose of this research is to develop, describe, and test a machine learning model for determining which bank transactions should be physically scrutinized for money laundering activities. To train a supervised machine learning model, three categories of historical data are required: legitimate "normal" transactions, transactions flagged as suspicious by the bank's …
Published in Current Trends in Information Technology · Vol. 14, Issue 2, 2024 · pp. 1–15 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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Assessment of Factors Affecting Telebirr (Mobile Money) Project Implementation in the Case of Ethio Telecom Sector
Abstract: Background: Mobile money services facilitate financial transactions through mobile devices, reducing dependence on physical cash and promoting financial inclusion. The Telebirr Mobile Money project by Ethio Telecom is a key initiative in this domain.Objective: This study aims to examine the factors influencing the successful implementation of the Telebirr Mobile Money project within Ethio Telecom.Methods: A census survey was conducted among 75 project team employees at the Lebu and Ayertena branch …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 13–19 Read article
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Analysis of Market Growth of Digital Payment Tools in India with Special Reference to UPI
Abstract: Digital transaction provides a transparent and easy way for customers; this new paradigm of financial transactions leads to an increment in the trust of customers. The Indian retail market has completely shifted to the Unified Payment Interface (UPI) for digital payment transactions. The Internet and Mobile Association of India report forecasts that the number will reach 900 million by 2025. Digital transactions facilitate numerous benefits over cash transactions, including convenience, …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 11, Issue 3, 2024 · pp. 1–12 Read article
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Blockchain Technology: An Overview on Its Working Applications
Abstract: Blockchain technology is one of the enhanced technologies in this era, operating as a structural database that accumulates and stores information in discrete blocks. These blocks are interconnected, forming a chain where data is securely stored. Blockchain employs enhanced security measures to protect against tampering, manipulation, or hacking attempts. A main aspect of blockchain is its decentralized system. When a transaction occurs, approval from authorities within the business network is …
Published in Journal of Mobile Computing, Communications & Mobile Networks · Vol. 11, Issue 2, 2024 · pp. 33–39 Read article
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Cloud Cryptography Algorithms
Abstract: Nowadays the information is being produced increasingly more by means of the enterprises and is being elevated swiftly that want will be saved and used e.g., e-mails, facts, photograph album, tax document, financial transaction, and so on. Now statistics owners are required to store their nearby facts organization on the cloud for its elasticity with financial savings. This not simplest gives flexibility to users but additionally makes our content material …
Published in Research and Reviews : Journal of Computational Biology · pp. 13–21 Read article
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Cloud Cryptography Algorithms
Abstract: Nowadays the information is being produced increasingly more by means of the enterprises and is being elevated swiftly that want will be saved and used e.g., e-mails, facts, photograph album, tax document, financial transaction, and so on. Now statistics owners are required to store their nearby facts organization on the cloud for its elasticity with financial savings. This not simplest gives flexibility to users but additionally makes our content material …
Published in Research and Reviews : Journal of Computational Biology · Vol. 11, Issue 1, 2022 · pp. 13–21 Read article
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Enhancing Credit Card Fraud Detection Using Device Fingerprinting and Behavioral Biometrics
Abstract: Credit card fraud is a growing global concern, with financial losses projected to reach $ 43.47 billion by 2028. Credit card fraud poses a major challenge in the financial industry, resulting in substantial financial losses and security risks. This research introduces a Machine Learning-based Credit Card Fraud Detection System designed to improve the accuracy of fraud identification. Due to the imbalanced nature of fraud datasets, SMOTE (Synthetic Minority Over-sampling Technique) …
Published in Journal Of Network security · Vol. 13, Issue 2, 2025 · pp. 40–50 Read article
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Enhancing Cyber Security in the Banking Sector Using Biometrics
Abstract: The fast-paced digital evolution within the banking industry has led to a substantial rise in the number of financial transactions conducted through online and mobile platforms. While this transformation has improved customer convenience and service accessibility, it has also exposed banking systems to a wide range of cyber threats, such as identity theft, phishing attacks, credential compromise, and financial fraud. Conventional authentication mechanisms, including passwords and personal identification numbers (PINs), …
Published in International Journal of Wireless Security and Networks · Vol. 4, Issue 1, 2026 · pp. 15–20 Read article
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Blockchain, Evolution, and Future Scope: An Overview
Abstract: A blockchain serves as a transparent and immutable record of transactions, offering unparalleled security and trust in a digital environment. Its decentralized nature ensures that no single authority has control over the network, fostering a level playing field for all participants. While cryptocurrencies such as Bitcoin have popularized blockchain technology, its potential extends far beyond digital currencies. In addition to financial transactions, blockchain can revolutionize various industries, including supply chain …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 2, 2024 · pp. 14–24 Read article
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E-commerce Payment Processing with Real-time Account Updater
Abstract: Returning shoppers on an ecommerce website sometimes does not maintain the latest card information like updating the expired credit card, removing the closed credit card and updating it with a new card. This results in failed transactions leading to poor user experience and resulting in abandonment of the shopping cart. To solve this issue, popular payment processors provide a solution called Real-time account updater; this feature helps to keep customer …
Published in E-Commerce for Future & Trends · Vol. 10, Issue 3, 2023 · pp. 1–6 Read article
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Kinds of Digital Payment Technology: Exploring the Evaluation
Abstract: Digital payment technologies has revolutionized financial transactions, immolating faster, safe, and more approachable solutions. This paper inspects the evolution and types of digital payment systems, embrace Near Field Communication (NFC), Quick Response (QR) codes, mobile wallets, blockchain-based payments, and biometric authentication. It examines key drivers of adoption, such as accessible and technological advancements, while addressing threats like security risks and regulatory compliance. The study provides the role of these technologies …
Published in Journal of Telecommunication, Switching Systems and Networks · Vol. 12, Issue 1, 2025 · pp. 9–14 Read article
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Study of Cyber Security Challenges and Their Impact
Abstract: In the contemporary digital landscape, the internet has become an indispensable tool for daily activities, encompassing email communication, financial transactions, shopping, reservations, data sharing, and access to information. This interconnected realm, often termed cyberspace, defines our modern era, characterized by the pervasive presence of the Internet of Things (IoT), facilitating ubiquitous data exchange and communication. However, this interconnectedness also exposes vulnerabilities, leading to cybersecurity concerns. The transfer of information traverses …
Published in International Journal of Wireless Security and Networks · Vol. 2, Issue 1, 2024 · pp. 7–12 Read article
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Supervision of College Management Using Database Management System
Abstract: The college management system is a software application created with C programming and file handling methods. It serves as a centralized platform for overseeing diverse aspects of college operations, encompassing student details, course information, faculty records, enrollment management, attendance monitoring, grade administration, reporting, and administrative functions. It is designed to efficiently manage student, course, and faculty information in a college setting. The system utilizes files for data storage and conducts …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 2, 2024 · pp. 1–7 Read article
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Entangled Shields: Securing Digital Systems in the Quantum Cryptographic Revolution
Abstract: Quantum computing utilizing principles of superposition and entanglement is poised to revolutionize the computational landscape, presenting unprecedented challenges and opportunities across various disciplines. Among these, cryptography stands at the forefront due to its reliance on computational hardness assumptions, which Quantum algorithms, such as Grover’s and Shor’s, can efficiently exploit. This study explores theoretical foundations and practical applications of quantum-safe cryptographic primitives, such as lattice-based cryptography, hash-based signature schemes, code-based systems, …
Published in Recent Trends in Parallel Computing · Vol. 12, Issue 2, 2025 · pp. 33–43 Read article
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The Evolution and Impact of Numbers: From Ancient Tallies to Quantum Computing: Review Article on Numbers
Abstract: Numbers are among the most fundamental constructs in human civilization, serving as the backbone of mathematics, science, technology, and virtually every aspect of daily life. They represent not only quantities and measures but also relationships, structures, and patterns that underpin the fabric of human understanding. From the earliest tallies etched on bones by prehistoric humans to the sophisticated numerical systems embedded in today’s artificial intelligence and quantum computing, the evolution …
Published in Research & Reviews: Discrete Mathematical Structures · Vol. 12, Issue 3, 2025 · pp. 15–19 Read article