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41 articles for “digital transactions”
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Analysis of Market Growth of Digital Payment Tools in India with Special Reference to UPI
Abstract: Digital transaction provides a transparent and easy way for customers; this new paradigm of financial transactions leads to an increment in the trust of customers. The Indian retail market has completely shifted to the Unified Payment Interface (UPI) for digital payment transactions. The Internet and Mobile Association of India report forecasts that the number will reach 900 million by 2025. Digital transactions facilitate numerous benefits over cash transactions, including convenience, …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 11, Issue 3, 2024 · pp. 1–12 Read article
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A Study on Perception and Behavior of Consumers Towards Digital Financial Transactions
Abstract: The rapid evolution of digital technology, coupled with increased smartphone usage and proactive governmental policies, has revolutionized the landscape of financial transactions. This study examines consumer perceptions and behavioral patterns related to digital payment systems, with a specific focus on usage trends, preferences, and concerns. Utilizing primary data collected through a structured survey of 110 respondents in North Delhi, the research reveals that digital transactions are predominantly perceived as convenient, …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 60–69 Read article
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SaaS Platform of Blockchain Based E-document Authentication Applications
Abstract: This research paper compiles insights from multiple studies examining the integration of blockchain technology and digital signature mechanisms to enhance the security and integrity of digital documents. While technological advancements have significantly improved document management, certain governmental records still require paper-based formats, necessitating innovative methods to authenticate them through digital signatures and QR (quick response) codes. This study explores blockchain’s application in construction project management and electronic document handling, emphasizing …
Published in Journal of Software Engineering Tools & Technology Trends · Vol. 12, Issue 1, 2025 · pp. 13–19 Read article
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New-Age E-voucher Utility: Redefining Peer-to-Peer Transactions in the Digital Economy
Abstract: This system introduces an innovative new-age e-voucher utility designed to facilitate peer-to-peer (P2P) intake through a person-pleasant cell platform. This revolutionary answer empowers people to create and list e-vouchers for numerous services, experiences, or bodily goods, circumventing conventional channels and fostering an extra direct financial machine. Operating on a decentralized architecture, the utility guarantees stable transactions through fee gateways and contains a recognition machine to set up acceptance as true …
Published in International Journal of Computer Science Languages · Vol. 2, Issue 2, 2024 · pp. 36–46 Read article
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Computer and Commerce – Relationship for The Future
Abstract: The relationship between computers and commerce has evolved dramatically over the past few decades, transforming the way businesses operate and how consumers interact with markets. This synergy continues to grow and holds significant potential for the future. Computers, through advancements in artificial intelligence (AI), machine learning, cloud computing, and big data analytics, have revolutionized commerce by enhancing efficiency, improving decision-making, and fostering innovation. In the future, we can expect even …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 42–59 Read article
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Blockchain Technology: Challenges and Opportunities
Abstract: Blockchain is a revolutionary digital, distributed network technology which has the power to replace third party trusted with mathematical concept and algorithms. It is considered as a change in every aspect in the life of humans. It is basically the peer-to-peer connection within a decentralized database. Blockchain provides us with the features of security, privacy, accessibility as well as immutability. Blockchains are mostly used for registering transactions, authenticating and validating …
Published in Journal of Advanced Database Management & Systems · Vol. 12, Issue 1, 2025 · pp. 21–30 Read article
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Digital Payments as a Driver of Sustainable Consumption: A Consumer-Based Study of Perceived Challenges and Opportunities in FinTech Ecosystems
Abstract: The Digital Payment Systems evolved remarkably fast, and so, have transformed the way in which the consumer makes purchases for products and services as well as the way in which they function economically, i.e., how they consume things. Beyond convenience and efficiency, digital payments are increasingly viewed as a potential driver of sustainable consumption by reducing cash dependency, improving transaction transparency, and supporting responsible spending practices. This study examines digital …
Published in International Journal of Optical Innovations & Research · Vol. 4, Issue 1, 2026 · pp. 1–12 Read article
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Cybersecurity Early Detection Algorithms for Threats
Abstract: Cybersecurity plays a vital role in protecting digital systems, networks, and data from unauthorized access, misuse, and cyberattacks in an increasingly interconnected world. As reliance on internet-based technologies continues to grow, the frequency and sophistication of cyber threats have also increased, making effective cybersecurity strategies essential. Cybersecurity encompasses a comprehensive framework that integrates technological solutions, organizational processes, and human awareness to ensure the confidentiality, integrity, and availability of information. Key …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 31–37 Read article
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Cracking the Code: A Study on Exploitable Weaknesses in QR Code Technology
Abstract: This study investigates the exploitable weaknesses inherent in quick response (QR) code technology, aiming to provide insights into potential security risks and mitigation strategies. QR codes, ubiquitous in modern society, serve various purposes ranging from marketing to authentication. However, their widespread utilization also renders them vulnerable to exploits by malicious actors. The research identifies common vulnerabilities such as data tampering, code injection, and phishing attacks, which can have significant consequences, …
Published in Journal Of Network security · Vol. 12, Issue 2, 2024 · pp. 9–17 Read article
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Store Management System
Abstract: E-commerce into agriculture has significantly changed the existing structures of the agricultural markets. For farmers, it provides a direct outlet to sell their farm products and for consumers, it offers the opportunity to buy fresh and organic farm products. Here we report the design and development of an e-commerce web application for agricultural trading that not only makes use of modern web technologies but also allows farmers to list their …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 14, Issue 3, 2025 · pp. 01–9 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article
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Design and Implementation of an Online Food Ordering System
Abstract: This study illustrates how the Online Food Ordering System has been tailored specifically to address the operational needs of Hotel Ambika, a semi-urban establishment. The system is designed to offer customers a smooth and interactive experience, allowing them to navigate through an organized menu, personalize their orders, and complete transactions with minimal effort. By using secure payment gateways and a virtual cart for easy order management, the system ensures a …
Published in Journal of Computer Technology & Applications · Vol. 16, Issue 2, 2025 · pp. 106–115 Read article
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Entangled Shields: Securing Digital Systems in the Quantum Cryptographic Revolution
Abstract: Quantum computing utilizing principles of superposition and entanglement is poised to revolutionize the computational landscape, presenting unprecedented challenges and opportunities across various disciplines. Among these, cryptography stands at the forefront due to its reliance on computational hardness assumptions, which Quantum algorithms, such as Grover’s and Shor’s, can efficiently exploit. This study explores theoretical foundations and practical applications of quantum-safe cryptographic primitives, such as lattice-based cryptography, hash-based signature schemes, code-based systems, …
Published in Recent Trends in Parallel Computing · Vol. 12, Issue 2, 2025 · pp. 33–43 Read article
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Blockchain, Evolution, and Future Scope: An Overview
Abstract: A blockchain serves as a transparent and immutable record of transactions, offering unparalleled security and trust in a digital environment. Its decentralized nature ensures that no single authority has control over the network, fostering a level playing field for all participants. While cryptocurrencies such as Bitcoin have popularized blockchain technology, its potential extends far beyond digital currencies. In addition to financial transactions, blockchain can revolutionize various industries, including supply chain …
Published in Journal of Advanced Database Management & Systems · Vol. 11, Issue 2, 2024 · pp. 14–24 Read article
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Ration Distribution with RFID and Mobile OTP Verification using Raspberry Pi
Abstract: The governmental provision of essential domestic commodities at subsidized rates to economically disadvantaged households in developing nations such as India serves as a crucial means of fulfilling basic needs. However, the current mechanism employed in ration shops relies heavily on manual processes for measuring commodities and maintaining transaction records, leading to various challenges including instances of diversion of food grains to the open market. The proposed project, titled " Ration …
Published in Journal of Microcontroller Engineering and Applications · Vol. 11, Issue 1, 2024 Read article
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Blockchain Technology: An Overview on Its Working Applications
Abstract: Blockchain technology is one of the enhanced technologies in this era, operating as a structural database that accumulates and stores information in discrete blocks. These blocks are interconnected, forming a chain where data is securely stored. Blockchain employs enhanced security measures to protect against tampering, manipulation, or hacking attempts. A main aspect of blockchain is its decentralized system. When a transaction occurs, approval from authorities within the business network is …
Published in Journal of Mobile Computing, Communications & Mobile Networks · Vol. 11, Issue 2, 2024 · pp. 33–39 Read article
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BVC Edupay – Smart College Fee Payment System
Abstract: Fee management has become a crucial component of modern educational institutions, with increasing reliance on digital platforms to handle financial transactions and administrative processes. However, students and staff often encounter challenges such as scattered fee information, manual verification procedures, delayed payment updates, and limited transparency across departments. To address these issues, BVC EduPay – Smart College Fee Payment System is developed as a centralized digital platform that consolidates academic fees, …
Published in Journal of Open Source Developments · Vol. 13, Issue 1, 2026 Read article
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Kinds of Digital Payment Technology: Exploring the Evaluation
Abstract: Digital payment technologies has revolutionized financial transactions, immolating faster, safe, and more approachable solutions. This paper inspects the evolution and types of digital payment systems, embrace Near Field Communication (NFC), Quick Response (QR) codes, mobile wallets, blockchain-based payments, and biometric authentication. It examines key drivers of adoption, such as accessible and technological advancements, while addressing threats like security risks and regulatory compliance. The study provides the role of these technologies …
Published in Journal of Telecommunication, Switching Systems and Networks · Vol. 12, Issue 1, 2025 · pp. 9–14 Read article
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Fortifying the Blockchain Fortress: A Machine Learning Paradigm for Enhanced Security
Abstract: Blockchain technology has emerged as a revolutionary tool in the digital landscape, enabling secure and transparent transactions across a decentralized network. Despite its robust security features, blockchain systems remain vulnerable to anomalies and malicious activities. The detection of these anomalies using machine learning has become essential for protecting blockchain networks and ensuring their integrity. This project delves into the application of machine learning techniques to detect abnormal patterns within blockchain …
Published in Journal of Artificial Intelligence Research & Advances · Vol. 11, Issue 2, 2024 · pp. 33–40 Read article
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A Trust-Enhanced Security Architecture for Authenticating Customer Records in Banking Institutions
Abstract: The growing digital disruption of banking and financial services has completely altered the face of customer onboarding, money transactions, and financial service deliveries. Even as digital technologies provide unparalleled levels of efficiency and accessibility for consumers of financial services, they have also presented new challenges that are equally daunting. Among the growing number of financial threats that digital technology has spawned is the risk of synthetic identity fraud. Unlike identity …
Published in Journal Of Network security · Vol. 14, Issue 1, 2026 · pp. 16–22 Read article