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2 articles for “NPCI”
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Unified Payment Interface: A Way Towards a Cashless Journey
Abstract: In the sector of digital payments, the Unified Payment Interface (UPI) is known as an innovative system that has completely changed how business is done in India. This study analyzes the role of UPI in promoting a cashless society. The purpose of the research is to look into the primary features and advantages of UPI, its rate of adoption, and challenges encountered during implementation. The UPI system is briefly described …
Published in E-Commerce for Future & Trends · Vol. 10, Issue 1, 2023 · pp. 35–39 Read article
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Enhancing Security of UPI Payments Through Artificial Intelligence
Abstract: The integration of Artificial Intelligence (AI) into modern digital payment systems has brought about a significant transformation in the banking and financial sector. Among these systems, the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), has emerged as one of the most successful real-time payment mechanisms due to its simplicity, accessibility, and efficiency. With the incorporation of AI technologies, UPI has witnessed notable improvements in …
Published in International Journal of Mobile Computing Technology · Vol. 3, Issue 2, 2025 · pp. 7–12 Read article