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30 articles for “digital payments”
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Impact of IoT in Banking Processes
Abstract: The Internet of things (IoT) represents the next phase of the digital world that is expanding rapidly and transforming the lives of customers. While the Internet does not usually extend beyond the electronic world, connected objects represent the extension of internet of things and places with the adaptations of IOT in personalized services like online banking. Contactless payment technologies are demanding convenient and personalized services in IoT base banking application …
Published in International Journal of Mobile Computing Technology · Vol. 1, Issue 1, 2023 · pp. 1–7 Read article
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Indian Entrepreneurs' Role in E-Commerce
Abstract: The e-commerce industry in India has experienced unprecedented growth as a result of the rapid penetration of the internet, the availability of affordable telephones, and the shifting behaviors of consumers. Using technology, ingenuity, and locally tailored solutions, Indian businesspeople have been at the forefront of this transformation, which has enabled them to serve a massive and varied market. An examination of the ways in which Indian e-commerce firms have triumphed …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 2, 2025 · pp. 01–15 Read article
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A Study on the Impact of Seasonal Sales on E-Commerce Trends in India: Insights from Amazon and Flipkart
Abstract: This study investigates the growing impact of seasonal sales on e-commerce trends in India, with a particular emphasis on two leading platforms, Amazon and Flipkart. Large-scale events such as the Great Indian Festival and the Big Billion Days have become defining moments in the country’s online retail calendar, creating noticeable shifts in consumer purchasing behavior, sales volumes, and digital marketing approaches. The research examines how heavy discounts, limited-time offers, and …
Published in E-Commerce for Future & Trends · Vol. 12, Issue 3, 2025 · pp. 01–06 Read article
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AI and E-Commerce in the Sultanate of Oman and its Prospects
Abstract: In line with the Sultanate of Oman's strategic vision for 2040, there has been a notable surge in prioritizing information and communication technology. Emphasizing the imperative of digital transformation, this vision underscores the necessity for both public and private institutions to continually evolve and enhance their administrative functions and services. Digital transformation extends beyond mere technological integration, presenting a holistic organizational restructuring, encompassing internal operations to public service delivery. A …
Published in E-Commerce for Future & Trends · Vol. 11, Issue 1, 2024 · pp. 23–29 Read article
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Mobile Technologies and Library
Abstract: Mobile technology has significantly transformed the landscape of library services by enhancing accessibility, operational efficiency, and user engagement. With the widespread adoption of smartphones and tablets, libraries have rapidly evolved to offer mobile-friendly services that cater to the needs of modern users. These services include mobile access to online catalogues, digital lending platforms, virtual reference services, and remote access to e-books, academic journals, and research databases. By leveraging mobile applications, …
Published in Journal of Advancements in Library Sciences · Vol. 12, Issue 2, 2025 · pp. 27–30 Read article
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Data-Driven Predictive Analytics and Decision- Making in FinTech Using MongoDB and High-Throughput Data Pipelines
Abstract: This paper examines the implementation of MongoDB and high-throughput data pipelines within the financial technology (FinTech) sector to drive data-informed predictive analytics and decision-making. The study focuses on the architectural components, scalability, and challenges of integrating NoSQL databases into real-time data ingestion and analytics pipelines. The transformative potential of these technologies in modern financial systems is highlighted through practical use cases such as fraud detection, credit scoring, and personalized financial …
Published in International Journal of Algorithms Design and Analysis Review · Vol. 3, Issue 1, 2025 · pp. 1–15 Read article
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Cyber Security Challenges in Developing Countries: A Special Reference to Afghanistan
Abstract: This review paper explores the widespread cybersecurity challenges encountered by developing countries, specifically concentrating on Afghanistan during the period from 2020 to 2024. The study highlights the significant gaps in cybersecurity capabilities, infrastructure, and regulatory frameworks that exacerbate the vulnerability of these nations to cyber threats. Key findings include the lack of basic legal frameworks for countering cybercrime, with only a minority of African states, and presumably other developing regions …
Published in International Journal of Information Security Engineering · Vol. 3, Issue 1, 2025 · pp. 1–6 Read article
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The Evolution of Ransomware: In-Depth Analysis of Threat Development and Modern Defense Mechanisms
Abstract: Ransomware is the most severe of all cybersecurity threats the contemporary digital world is confronted with. It is a form of malware that encrypts a victim's information and requests ransom, usually in cryptocurrency, for its decryption. From its first appearance in the late 1980s, ransomware grew from simple malware into very advanced and targeted attacks that can be used to bring down entire organizations, businesses and critical infrastructure. This study …
Published in Journal Of Network security · Vol. 13, Issue 3, 2025 · pp. 35–43 Read article
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Store Management System
Abstract: E-commerce into agriculture has significantly changed the existing structures of the agricultural markets. For farmers, it provides a direct outlet to sell their farm products and for consumers, it offers the opportunity to buy fresh and organic farm products. Here we report the design and development of an e-commerce web application for agricultural trading that not only makes use of modern web technologies but also allows farmers to list their …
Published in Research & Reviews : Journal of Agricultural Science and Technology · Vol. 14, Issue 3, 2025 · pp. 01–9 Read article
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Design and Implementation of an Online Food Ordering System
Abstract: This study illustrates how the Online Food Ordering System has been tailored specifically to address the operational needs of Hotel Ambika, a semi-urban establishment. The system is designed to offer customers a smooth and interactive experience, allowing them to navigate through an organized menu, personalize their orders, and complete transactions with minimal effort. By using secure payment gateways and a virtual cart for easy order management, the system ensures a …
Published in Journal of Computer Technology & Applications · Vol. 16, Issue 2, 2025 · pp. 106–115 Read article