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    Impact of UPI on Spending Patterns of Consumers

    Abstract: Modalities of digital payment Mobile holdalls have brought simplicity and speed to our lives. The inconvenience, risk, and restrictions of carrying cash can all be removed with the use of widely accessible digital payment services. Discounts, cashbacks, and waivers: Benefits and savings for users of digital payment apps and mobile wallets There are many online payment banks that provide good cash-back deals. As a result, customers cease using cash. However, …

    Published in Journal of Microelectronics and Solid State Devices · Vol. 10, Issue 3, 2023 · pp. 22–30 Read article

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